Just wanted to get some clarification here, I keep seeing people post about prime -0.25% or prime -0.5% but then saw someone say that after they sign up for this the interest rate can go up past prime at a later time. What's your take on this?
I'm also leaving this open to other bank representatives obviously since we're not favoring one over the other, just favoring the particular deals they might offer.
Oh also what's the deal with these free speakers? Are they worth $20 or $250, and more importantly am I still eligible for them?