There's a chance you don't need 5th year, if you aced your new MCAT this summer and applied this coming 2015-2016 cycle and accepted. Some school need a degree before enrollment, so you need to be able to graduate before 2016 August.
1. Toronto, UBC, Alberta, Memorial - just need basic old MCAT 9-9-9 or 8-8-8, after dropping your worst 6 courses, your Toronto wGPA will be 3.9. You need strong ECs and reference for these 4 schools which I think you already had it.
2.Ottawa and McGill - MCAT is not needed, but your GPA just not there yet, apply after 4th year if your last 3 years GPA is 3.9+
3. Queen's, Western, Calgary, Dalhousie - only need your last or best 2 years GPA 3.7+, if your MCAT is balanced 32+ and strong Ecs you can apply this summer.
4. McMaster - ECs is not needed, just VR, cGPA, Casper for interview, you can take some summer easy courses to bring up your cGPA to 3.7+ this summer, with VR11+ you still have a chance.
5. Saskatchewan and Manitoba - ECs is not needed, but need a degree before enrollment and 34+ MCAT for out-of-province applicants.
<B>Steps for MD schools application:</B>
1. GPA, cGPA, wGPA, pre-request, degree, MCAT, ECs, reference, essays - you already have them, but keep improve them day by day, year by year.
2. Apply ALL schools that you have a chance for interview - once a year, begin in the summer, last a year, long process.
3. If not accepted, repeat step 1.