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Cantus

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  1. This is legit a pretty nice feature for those who can be forgetful or don't want to necessarily always check how much interest you need to pay off.
  2. If you mean other credit that you have taken out from banks, then yes (e.g. I have credit cards from BMO, I signed up for my LoC with Scotia and they want me to either shut down my BMO card, or they deduct the credit limit off the $275k).
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