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Showing content with the highest reputation on 06/16/2018 in all areas

  1. The disability insurance isn't specifically for the LOC, disability insurance is to help with any costs should you be unable to continue your schooling/career (yes, LOC payments will be one thing your disability insurance will help with but you will also need money to cover things like basic living expenses depending on the disability, person's financial situation, etc.) I did med school in Ontario so it may vary between provinces, but almost everyone I know got insurance from the OMA, and a few from RBC I believe. Personally with how cheap it is during medical school (especially via the OMA) I would recommend everyone gets it, you never know if you could get hit by a bus going to school one day and have your future changed forever. UofT in fact requires students (or at least used to) to have disability insurance to even be eligible for their financial aid program.
    2 points
  2. In the last week, I've finished my second undergrad degree and have been accepted to medicine. I constantly see people posting both here and in the general forum about whether doing a second degree is the right option, and there really aren't any stickies or any other resources addressing it. I thought posting my experiences might help others down the road. Doing a second undergraduate degree is not a great way to apply to medicine. If you are an applicant who has a GPA that is almost competitive (or better), a second degree is a waste of time. A graduate degree is a much better option because it not only improves your chances of getting into medicine, but it might improve your chances of landing competitive residencies later on. However, if you are an applicant with an uncompetitive GPA in your first degree, a second degree may be your only option. For instance, my GPA through my first four years was a 2.1 - not only was I ineligible at all Canadian (and international for that matter) medical schools, I would not be accepted at any graduate program. To pursue medicine, it was necessary to do a second degree. Doing a second degree to enter medicine is extremely difficult. There is much less room for error than in a first undergrad degree (a bad semester can ruin everything). You will be the odd person out in classes - you'll be the sixth-year student in a first-year class. You will be joining clubs with 17 year-olds. Your friends will find success in their pursuits and you will feel left behind. If you're in a relationship, it will suffer. You will probably enter into even more debt. And the worst part is that during the application process, medical schools can (and will) judge you based on your past mistakes rather than on more recent successes. The application process can be both capricious and arbitrary - even if you get a 4.0 in your second degree, kill the MCAT, and have amazing extracurriculars you may still never get in. Be Honest and Take Time If you are considering a second undergraduate degree, begin by being brutally honest with yourself. You should first consider where you went wrong. If you did not do well in your first undergrad because you had a physical or mental health issue, has it been completely resolved? Do not begin a second undergraduate degree if not. Take time off and get well - or at least take that time and learn ways to succeed despite the challenges you face before trying again. Did you not do well in your first undergrad because you weren't motivated to succeed? If so, are you really motivated now? Someone PM'ed me saying they had just finished their first undergraduate degree and had done very poorly, but within the first week after finals they had suddenly become motivated to succeed. This is highly unlikely. They might suddenly realize they have graduated and now have to face the real world, but this feeling is not the same as being motivated to succeed. Probably within a month of re-entering a university program this person would lose motivation again. Again, my advice is to take time off of school. Take a minimum of two years and try out different jobs, volunteer, travel, make new friends, live in a different city (or country), just do something different. Time has a way of granting increased clarity - maybe with time you will discover your "motivation" for medicine was simply your perception of what others wanted you to do (which appears to be very common). Or maybe you will discover an innate desire to become a physician. Maybe you didn't do well in your first undergrad because the program was too hard. This is a tricky one. There are a number of reasons for a program being too difficult - maybe it's something you don't enjoy, maybe you haven't adopted the right learning styles for the material you're being taught, maybe you work best in teams and your program is brutally individualistic, or maybe (and this is highly unlikely) your program really is just unfairly difficult. Again - be honest with yourself. One of my friends once asked me about doing a second undergrad to get into medicine, saying that they did poorly in life sciences because they hated it. My first question: "If life sciences was too hard because you don't like the material, how are you going to find medical school?" Another one of my friends was considering a second degree in life sciences after doing three years of a business program - she didn't do very well in her business major but said she hated it. On the other hand, she LOVED her life science electives and had nearly straight A+'es in them. A second degree for her was a no-brainer. You may also have done poorly because you feel that you are not smart enough to succeed. This is VERY rare. I only mention it because I have seen one case of someone who was doing everything right but just couldn't crack 80's. This person loved the material, was working extremely hard, had very good study habits, was very motivated, and found good balance and had a great support network. If this is legitimately your situation, I would question whether medical school would be a good option. I'll just leave it at that, but honestly, this situation is very rare and if you think you fit into this category, consider first if you have actually done everything possible to succeed. If you are still set on a second degree, you need to think about the answer to this question: Why do you want to be a doctor and not a worker in an allied health field? Again: you need to be honest. If your first answer is "because I enjoy helping people," I would reply with, "do nurses help people? Do police officers help people?" and so forth. Write out a list of why you want to go into medicine and figure out if that list is exclusive to being a physician. If it turns out you'd be equally (or more) happy being a nurse or an EMT - do that instead. If, after working in that field, you decide you'd like to apply to medicine (or do a second degree) at a later point you still can - and your application now has some very relevant work experience on it. I don't mention all of this above to discourage you. I only mention it because getting into medicine through the second degree route is very difficult. If you are realistic, in a good place health-wise, motivated, had some proven academic success, and are certain that medicine is the right career, then you have a decent chance of success. Most importantly, remember that there is absolutely no rush to get into medicine. We are always pushed to get ahead and succeed. This works great for some people but not for everyone: some of us need more time to find our niche. Life is a marathon, not a sprint - take some time to sort everything out, it will be worth it in the end. The Practical Side For those of you still reading, I'll get into the more practical side of things. Your primary consideration should be where and in which field to do a second degree. Consult the sticky at the top of this page regarding second degree policies at schools. Be VERY CONSCIOUS of what each school looks for in terms of a second degree - for instance, Western has very strict requirements for that degree. Take the time to review everything before selecting courses within a program (if you aren't paying attention you can very easily kill your eligibility at Western). Also, make sure you are going to be eligible at more than one school. Schools can change their admission requirements which can completely ruin you. It happened most recently with UBC's abolition of the 10-year rule which has seriously compromised the chances of some pretty incredible people both on and off this forum. As for picking a program, send lots of e-mails to departments. Unfortunately, in Ontario it's becoming increasingly difficult to do second degrees (I suspect this may be due to "reach higher" funding being tied to increasing enrolment and second degree students may not count as this). Lots of schools will let you though, so check with programs. Pick one that you're very interested in, and have done well in academically during your first degree. It may be best to pick a program that can also let you review for the MCAT - but this is going to vary for people (if you haven't taken a physics course for instance, try to take one at some point). Generally speaking, it's best to make yourself into a traditional applicant. In addition to performing well academically, you should balance this with extracurriculars - research, clubs, volunteering, etc. A great tip I can offer is to do your best to turn your life and experience into a narrative - if you did poorly during your first degree because you spent too much time playing video games, develop some resources for people who play video games excessively on campus. If, during your time off from university you became a parent, develop resources for other parents on campus or work on programs to empower parents to find change. This makes your application - and your answer to interview questions - much more compelling. Just remember, GPA is king. If you have engineered world peace in your second degree but only have a 3.6 GPA in it, you're going to have a very hard time getting into medical schools in Canada. Also, do start thinking now about the MCAT. Doing well on the MCAT will make your life easier by enabling Queen's and Western as options. You are much more limited if you cannot make cutoffs at these schools. So start practising early (for instance, if you find the verbal section difficult, start reading a lot). Above all, remember that if you are pursuing a second degree you probably have an advantage (however small or obscure) over many first-year students coming in. Make sure to utilize it. As someone with a second undergraduate degree, you not only have to be as good as someone who has only done one degree, you have to be better. Think carefully about ways you can accomplish that. It IS possible to enter medicine from a second degree - but you need to do everything you can to maximize your chances.
    1 point
  3. yeah the disability insurance has nothing to do with the LOC. I have run into people that get disabled as residents or medical students - MS for instance. Out of the blue they basically cannot work again in their area. That is the point of disability insurance. Stuff like that happens, and it is logical to take steps.
    1 point
  4. refurbished 2017 10.5", 256gb
    1 point
  5. Hi guys, could use some advice dealing with Scotiabank. I’ve been offered all the regular perks. Is it feasible to ask for the Amex+ passport infinite combo (i don’t want the momentum infinite), and free for med school + residency + grace period? Is that the standard with scotia this year? Thanks and congrats to new 2018 students.
    1 point
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  7. I got an offer at 1:00pm today. My cGPA is 4.00. Got my waitlist email at 7:45:4X. I know the wait sucks and just wanted to let everyone know that the waiting list is starting to move. Best of luck to everyone! English Stream
    1 point
  8. I called the school earlier this week. If we're accepted, we'll receive an email, supposedly the offers could start coming out this week and continue until the end of this month. We'll also have an orientation package mailed to us.
    1 point
  9. Hi all, after 5 applications to UBC, countless rejections across the ocean, states and canada, and three interveiws at UBC I am in!!!! 42 years old, 21 yrs as paramedic. Still in disbelief, have printed off acceptance letter so it is in black and white......Rachel
    1 point
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