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Ostracized

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  1. Ostracized

    Third Year Clinical Experience

    My reassurance is: this all sounds perfectly normal.
  2. Something to consider - is your disability ongoing and will it affect your ability to succeed in dental school? Dental school was by far the most challenging part of my life. Undergrad is a cake-walk in comparison. Admissions committees want to know that applicants will be able to make it through without failing out. I’d say that the workload and study-load of dental school is 2 to 3 times higher than that of a science undergrad.
  3. Ostracized

    How much will I really make?

    Heh, I worry about my finances anyway. Let’s say I wouldn’t have a mortgage right now if I had a large student loan.
  4. Ostracized

    How much will I really make?

    I’ve answered this question many times and the best answer is ‘it depends’. There are too many factors to consider to give a reasonable estimate. I will tell you about me personally. I work mostly in Toronto in one office and do occasional additional work trips in northern Ontario. Between my regular job and the side job I worked every week in 2018, generally 5 days a week but sometimes more. My gross income, after deductions, was about $160,000. That’s before taxes. The biggest drag to my income is lack of business and poor reimbursement for social assistance patients (mainly a problem in Ontario). Were I fully booked with full-fee patients, I could have cleared $250,000 and taken a few vacations to boot. But the reality is what it is. I can’t compare myself to other dentists because I do not know anyone else’s details. I assume that I’m actually doing better than the average Toronto associate dentist in my general age/experience range (many of whom are foreign trained). But that’s just a guess. I won’t lie that burnout is a problem when you have to work more and more to meet a minimum acceptable income. I also have a family now and a mortgage to pay. Fortunately for me, my student loans were very low and paid off very quickly.
  5. A MSc got me into UofT with a 3.5 cumulative undergrad GPA. But that was 10-11 years ago. My masters was 2 year research.
  6. Ostracized

    The slow decay of dentistry

    I work with an older dentist who will not work forever. I have no plan of buying the practice. I couldn’t make it work financially. Although he has no plan to retire right now, eventually he will have to.
  7. Ostracized

    The slow decay of dentistry

    I actually really love the job of being a dentist. I’m not going to say that it’s the best job out there but I very rarely dread going to work. My main stress with this career is financial. And I’m not that even bad off right now. It’s the future that scares me. I was born and raised in Toronto and I’ve started my own family here and (perhaps against my better judgement) recently bought a home here. I have a pretty good job situation right now (as far as Toronto is concerned). My income isn’t sky high but it is sufficient. But this job will eventually end. Perhaps in 10 years or perhaps in a month. I am very certain at that point that I will not be able to find a similar level of income within a reasonable commute from my house. Then we’ll have to sell the house and move (likely far away). Also, having just finished a tax return I decided to look at my income history. I’m 6.5 years out of school. My income peaked in my second year and has dropped by about 2-3% per year since then. This is not itself a disaster but it’s moving in the wrong direction and indicative of the current reality.
  8. Ostracized

    The slow decay of dentistry

    Somewhere in the range of $0 to $200,000. Sorry that’s a big range but that’s all I can say.
  9. Ostracized

    Need Help/Advice

    You’re in third year or second? Either way I definitely would not quit. Even if you’re behind the curve, you’ll catch up. If you do something for thousands and thousand of hours you’ll become competent. Maybe consider a good GPR after graduation. One with lots of clinical experience.
  10. Ostracized

    Advice about school abroad

    What does your mom have to say about this? Does she own a clinic with a job lined up for you? Can she give you a prediction of your income? I was at a meeting the other day with a crowd of mostly older dentists. Guys nearing retirement now. There was a lot of reminiscing along the lines of ‘my total four years of tuition cost $5500 and I made $100,000 in my first year’ (about $300,000 in today’s money). People will judge our profession on the results of that generation, most of whom did very very well These guys had an income to debt ratio that was ~50+ times higher than new grads today
  11. Ostracized

    First year masters

    Best to call their admissions and ask. I did my masters (at UWO) prior to dental school and I recall that I couldn’t even apply while I was still enrolled in my masters. My admission to UofT was contingent on defending my thesis.
  12. Ostracized

    The slow decay of dentistry

    Well, it was with the NDEB so maybe not unexpected.
  13. Ostracized

    The slow decay of dentistry

    I applied for a job this week and was told that there were 175 other applicants.
  14. I never joined the military but I believe you start in the $130-140k range and after some promotions can get in the high $1XX,000 range. The pay is competitive in itself, but the really good deal is if you sign on in first year dental school. Then you get all your tuition paid, a very decent salary while in school (I think in the range of $70,000) and some other bonuses. Signing up in first year is like getting a $400,000 sign up bonus.
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