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leviathan last won the day on September 11 2017

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About leviathan

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  1. At this point I'm glad I have my USMLEs and my US board exams done. But that is NOT to say that the US is a safeguard when they will be going through massive health care cuts and changes over the coming years as well. The one saving grace is that as health care costs are rising due to an aging baby boomer population, so does the demand for more physicians, and thus need to pay us to prevent another brain drain. The OMA and other groups need to educate the public about the risk of another brain drain so that we have their support in coming provincial elections where topics like physician reimbursement should be at the top of the agenda. For what it's worth, I think I'm well compensated at present, and all I'm asking for is to be given pay increases that match the inflation rate or CPI.
  2. Your chances will be better in the US for matching , no question at all.
  3. The government ultimately doesn't care who ends up getting matched, as long as they end up getting *somebody* matched into all the available residency spots. It's a bonus to them if they end up with an even better qualified doctor (an IMG) than the medical student they initially 'invested' in. The only issue with a fully competitive match would be influential doctors sending their kids abroad and getting them access to a residency spot over a more qualified CMG.
  4. leviathan

    USMLE Step 3

    Board exam can be done in Canada at any PearsonVUE centre, at least for ABIM.
  5. leviathan

    Bank of Canada Rises Rates - again!

    I owe it to this forum for saving me a few hundred bucks a year by recently getting my LOC dropped by 0.25%. We are so very lucky that the rates stayed as low for as long as they did. Like you guys, I'm glad I focused on paying down my LOC rather than using my residency salary to invest. Just want to get rid of that damn LOC debt and be done with it!
  6. Like many others, I'm going to sit down with my financial advisor and accountant and have a serious discussion about how these changes, along with the higher marginal tax rate (which I didn't really make a fuss over), will affect my long-term financial security. With a weak dollar, significantly higher taxes, and declining salaries (when adjusted for inflation), I'll be thinking about moving to the US. I've already completed all the USMLEs and waiting on the results of the American board exam for my specialty which I just wrote last month. If the govt introduces a nice pension plan, EI, mat/pat leave, sick leave, vacations and other benefits that empoyees get, I wouldn't care. But to equate my situation with an employee as if we should be taxed the same is a joke.
  7. Annual in-house and mock American board exams for my specialty, finishing with the beast that is the Royal College. So glad that is done with and to have my FRCPC!
  8. I'll be heading in ASAP!
  9. leviathan

    Nslsc Repayment?

    Something tells me I should look into getting a new advisor...
  10. leviathan

    Nslsc Repayment?

    I consolidated mine, but my MD Management advisor told me that I shouldn't have done it! I never did the math, but the difference in interest seems too much to not be a better option.
  11. leviathan

    Nslsc Repayment?

    Just be aware that interest payments on your LOC are not tax deductable while your govt student loan is. Might be cheaper to not consolidate.
  12. Wow, prime -0.25% is now the standard offer? Going to demand this rate from my bank ASAP. You guys just saved me a few hundred bucks a year, thanks!
  13. I'm not sure if Ireland is better or not if you want the best chances of getting a residency, unless you can do your training in Ireland/EU/UK after med school. At least Caribbean schools let you do all your rotations in the US so you can get to know the residency programs there who will take you on after you graduate. I'm not saying I disagree, just raising some uncertainty about whether it would be better.
  14. leviathan

    Rcpsc Im Exam

    Would suggest doing a Canadian IM board review course. There's a few offered out there in Toronto, Ottawa etc. You could also join up with study groups if you have contacts at any of the IM programs in Canada. This exam is a very different beast than the ABIM so you'll need special prep for it.
  15. IM still requires 4 years of training. So people passing in their 3rd year need to complete a 4th year of training in something that also gives them adequate credits towards internal medicine certification.