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GTA Scotiabank Med Advisor

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About GTA Scotiabank Med Advisor

  • Rank
    Junior Member

Profile Information

  • Location
    Vaughan, ON
  • Occupation
    Professional Banking & Small Business Advisor
  1. GTA Scotiabank Med Advisor

    Average amount of student debt at the end of med school?

    Just out of curiosity where is this data from? I'd be curious to know how accurate it is.
  2. It's my pleasure! You can have a look through this list to find a representative.
  3. Better late than never. You can definitely switch/change your mind at any time, no bank locks you in to these in any way.
  4. We also offer the option to convert it to a Scotia Professional Plan credit line with your approved limit in place, at Prime Rate. That way you can have access to the credit on an ongoing basis, even after you are done residency/fellowship. These are very popular with physicians, and can be used for anything from financing a new clinic, or any other major expense. You'd also be able to keep your credit cards with the annual fees waived this way.
  5. For those of you asking about the Scotiabank Passport Visa Infinite you shouldn't have a problem getting that as part of our Scotia Professional Student Plan. Pair it with the Scotiabank Gold American Express for best results, you can get both cards with the annual fees waived on the primary and additional cards as well. Feel free to pm/email me with any questions, I'm happy to help.
  6. GTA Scotiabank Med Advisor

    What is your LOC Thread

    You want to make sure you speak to someone with a lot of experience/expertise with these plans. This list is a good starting point. I used to work in Halifax with the Dal students, Chris Lewis is a good guy if you want to deal with someone locally there.
  7. NECKS Newborn eagles can't kill skunks
  8. Feel free to get in touch with me to discuss what we can do at Scotiabank, my contact details are below.
  9. Congrats to everyone who got their acceptance this year!!!
  10. I just wanted to send out a big congratulations to everyone who received their acceptance letters this week. For those of you coming to Dal this fall, please get in touch with me regarding your professional line of credit as I have a very good package I can put together for you. I can't advertise the exact details, but let's just say it's a fantastic offer. Get in touch with me soon and we can discuss the details, I won't be here much longer as my wife just matched to family med at UofT so we'll be moving by July 1st. Cheers! Alex
  11. Hi mnbv, The changes are confirmed as stated above. Any new applicants will be approved for the full amount up front, and any existing Scotiabank SPSP clients with LOCs not in repayment can apply for the higher limit (if not already approved for the $275K) to be made available right away and to keep it open. Let me know if you have any questions regarding that.
  12. That was actually asked and addressed at the same time we found out about these changes coming. The answer we received was that we will not be matching any rates below Prime at this time, they are aware of it happening in select locations/cities by other banks but we're not getting into that. With that said just because they say that now doesn't mean it can't change in the future, so I'd check with the advisor in Hamilton (I think it's only been happening at McMaster?) now and again.
  13. Hey everyone, I just wanted to pop in to announce some changes coming next week to Scotiabank's SPSP offering. We will now have the option of approving a total of $275,000 and making the full limit available up front like some of the other banks. We will also be giving the option to keep the LOC open after graduation/residency at the limit you were approved for, and that should apply to all existing LOCs. These are some great changes coming our way and we should know the exact details next week. If you have any questions feel free to send me a message or contact your Advisor.
  14. We have the option to give up to $70K during the first year, and/or up to the full $200K in second year if need be. I haven't had any of my clients request the latter yet, and before doing so I'd want to sit down and have a conversation with a client to make sure we would be doing that for the right reason(s).
  15. GTA Scotiabank Med Advisor

    Scotia Professional Student Plan

    Hi Everyone, I just wanted to extend my help and advice for anyone who had any questions or concerns with our Scotia Professional Student Plan. I am a dedicated Professional Banking Advisor with Scotiabank on Spring Garden Road here in Halifax and my expertise is in small business and professional banking. My contact information can be found in my signature, let me know if there's anything I can do for you. Cheers! Alex