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Snowmen

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Snowmen last won the day on February 9

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  1. Perhaps you shouldn't be going into medicine for the "prestige and satisfaction".
  2. Snowmen

    Class Hours

    Year 1-2 at Sherbrooke was: Monday: 3 hour PBL, sometimes a 3 hour lecture (25% of weeks) Tuesday: Sometimes a 3 hour lecture (50% of weeks) Wednesday: Usually off, sometimes clinical skills Thursday: 3 hour PBL Friday: Almost always off I'm guessing that this isn't the norm since Sherbrooke is 100% PBL.
  3. Go to the one closest to your house. There isn't a CEGEP that's gonna be able to offer you something more valuable than an extra 2 hours each day.
  4. Hi, I applied for february electives during the summer and got rejected for my first application (PM&R elective) at ULaval. Since there are only 2 schools in Quebec that have a PM&R residency, I've already missed out on 50% of them for that rotation (I also applied for the second half of february) so I'd like to diversify and try to get a 2-week elective in Ontario. I was wondering if it was too late to realistically have a chance of getting one since I'd rather not spend about 100$/application if it's doomed from the start. Also, considering the application fee and the fact that they probably already have started booking students for electives, is it acceptable to contact the programs to ask if they still have room before applying or would that be considered unprofessional? If it matters, the schools I'd probably apply to are Toronto, Ottawa, Queens, McMaster and Western (maybe Dalhousie as well) although I'll obviously double check to make sure they have a PM&R program. Thanks!
  5. That's the worst possible advice (no offense intended, you usually give great advice). You never know what can happen during your studies and it doesn't take much to make you ineligible for most policies. You should get disability insurance ASAP while you're healthy since they can't drop you once they've accepted you. RBC's insurance is good but there are other good options. You should see a few brokers or someone from MD financial and then decide based on what they recommend.
  6. Snowmen

    LoC refused, advice??

    As was mentioned, pretty much the only thing you can do wrong (and I am in no way blaming OP here) when seeking a LOC for med/dent is going with a bank or an advisor that isn't specialized in these. With National Bank soon losing their priviliged access to MDFM customers, I'd say the only two banks that truly are in this market nowadays are RBC and Scotia.
  7. Snowmen

    Climate in Plastic Surgery

    It's hard to get into the cosmetic business because it's very lucrative and those that are well established will do everything they can to keep you out of it as a mean of maximizing their income. Regarding the popularity of X or Y specialty, for a lot of people, income or prestige doesn't nearly matter as much as whether or not they like the work or the lifestyle.
  8. That's probably the highest it will go (4,45%). The stock markets can't keep doing so well forever, especially if a commercial war between the US and China does happen. From memory, the Conference Board projected that this is about as high as it will go and it should plateau at 4,20% around 2020 (3,95% for the LOCs). Now, if there is an economic downturn (more and more likely), they won't be able to keep raising the interest rates and might have to lower them again.
  9. Snowmen

    Admissions Médecine 2018

    Ton conseiller doit pas être une superstar alors... Il était dans leur liste de conseillers "spécialisés"? Mais personnellement, je n'avais pas eu un très bon feeling avec RBC.
  10. Snowmen

    Admissions Médecine 2018

    Vous êtes quand même une cohorte fascinante.
  11. Snowmen

    Medecine 2019

    Le programme de physio/ergo à l'UdeM ne permet pas d'annuler des cours donc tu serais obligé d'être à temps plein. Aussi, avec 11 crédits ou moins, tes cours universitaires ne compteront pas et ce sera encore ta cote collégiale qui sera utilisé sans modification.
  12. Snowmen

    Med 2018

    Avez-vous pensé lâcher les demandes en médecine et appliquer en techniques policières?
  13. Yes, you can have multiple insurances. Because I had surgery, I'm not eligible for the Sogemec one so I have the AMQ/CMA insurance since it doesn't require a medical and then I complete the difference between the AMQ's coverage and RBC's coverage with an RBC insurance, the reason being that RBC has an exclusion period for known-conditions of 2 years after every coverage increase while the AMQ doesn't. Therefore, say I'm covered for 6000$ or wtv by the AMQ and then an extra 4500$ with RBC, if something happens out of the exclusion period, I get the full 10 500$ but I can still get 6000$ if something happens during the exclusion period. Not sure if that was clear.
  14. The plans in Quebec are either free during medical school or pretty cheap. Not more than a disability insurance on the LOC.
  15. Perhaps "law" wasn't exactly the right word but per Sherbrooke University's FAQ, the ministerial order that determines how many spots are available each year contains this rule/law/whatever it technically is. I just checked and it's actually 7 years now. "Selon la Politique triennale en vigueur statuant sur les nouvelles inscriptions dans les programmes de doctorat en médecine au Québec, « une personne ne peut être admise et comptabilisée qu’une seule fois dans les nouvelles inscriptions sur une période de 7 ans à partir de la date de la première inscription au doctorat en médecine »."
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