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The Law

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  1. It's basically a procedure where the tumour is excised by the dermatologist who is trained as a Mohs Surgeon (requires a fellowship after dermatology residency). The dermatologist acts also as the pathologist and views all of the slides of the removed tumour to ensure that the tumour is completely resected. If there is any remaining tumour, he or she will go back to the exact location of where it remains and remove more skin. It is meant to be conservative, while ensuring complete removal of the tumour. It is definitely becoming the standard of care.
  2. Does anyone know if that, in-fact, is happening? There are a tonne of Canadian IMGs who I'm sure would GLADLY have a return of service agreement for getting licenced in Canada. Sounds pretty messed up to me...
  3. My parents are my cosigners. They both have mortgages and we were able to be approved. The max they gave me was $150 000. At the time, the max for Canadians in Canada was 200K. Not sure if that has changed now. I am a US permanent resident and Canadian citizen and have access to US loans as well, but they are really expensive 7-8% interest so I am trying to stay clear of them. If you use federal loans, interest begins to accrue on the entire loan which is given to you upfront immediately (unlike an LOC where interest occurs on the balance only). Also, no payments are required on the federal US loans, but the interest you accrue is added to the amount you owe and also accrues interest.
  4. I use RBC. Another great thing, if you open an account with RBC Bank (the USA division), you can send transfers between your LOC/Canadian chequing account to the RBC Bank USA account for FREE and they are instantaneous. You get unlimited transfers between the accounts. The US account is only like $2/month.
  5. Lol, with equalization of assets the amount of money/assets each partner entered the relationship with is considered in deciding how to divide everything up. So that's probably why he said that...
  6. Med schools may or may not. You cannot gurantee anything. Residency programs also may or may not. Our school has told us that they know many residency programs actively scope out applicants on facebook to just screen for lack of professionalism. That's why, be very careful what you write and post online or it could seriously hurt your reputation/career prospects later.
  7. I think RBC loves the interest I'm paying on my loans lol.
  8. Typical Margaret Wente. Her articles are usually annoying and over the top, despite their occasionally being thought provoking.
  9. Totally agree. It is extremely expensive to go abroad and it is very, very difficult to come back. You have to be extremely motivated and driven and then have to jump through many, many hurdles to find your way into clinical practice. Not looking to put you down, but to stress the challenges you will be facing and give you some food for thought.
  10. If you're thinking about substance abuse prior to even beginning medical school, how do you think you will choose to deal with a tough medical curriculum when things are intense? It's easy to really get carried away with drugs trying to enhance your performance, and it's all silly. You don't need to do drugs to succeed in medical school. Some people actually do need these medications for their daily lives, but if your only reason for looking at this is to boost your grades, then you are about to take part in setting a dangerous precedent for yourseslf.
  11. Also, check out http://www.healthforceontario.ca/. They can set you up with a counselor who can help you learn about all the issues surrounding US/CDN residency and coming back...
  12. There are many that do every year! I don't have the 2012 numbers but below you can see the 2011 results: http://www.carms.ca/pdfs/2011R1_MatchResults/1_Summary%20of%20Match%20Results%20R1%201st_2nd%20Combined_en.pdf Now the important thing to remember is Canadian grads of US schools can participate in both matches. However, the Canadian match is first and if you are picked in Canada, then you are automatically withdrawn from the US match. If you look at the results from 2011, 22 of 35 matched, 13 did not. Why did the 13 go unmatched? 1. Perhaps some were aiming for a very competitive specialty and only ranked that specialty because they preferred to try to get into a US program rather than having a back up in Canada. 2. As a Canadian grad of a US school, you have a bit less opportunity to network with program directors in Canada (unless you do electives there)... so this puts you in a little bit of a disadvantage. Overall though, you can match in the first round and many do every year. The chances of matching though depend on how competitive the specialty you are applying to is and how widely you apply.
  13. Decent shot at mid-tier schools with those stats, provided that you apply early! English isn't a problem, as long as you indicate on the application you will be taking them (list them as 'future courses') The 2nd year courses won't be an issue The crucial thing is applying early. You are able to submit the application as of June 1st. Because the US operates on rolling admission, an early submission ensures you are among the first people reviewed (when no school has given out any interviews or acceptances yet, so you have a much higher chance of getting one). I cannot stress how important it is to apply early! Your MCAT score can hurt you if you apply late.
  14. For students who are interested in attending med school in the USA, I have a really great set-up with RBC. They approved my LOC relatively quickly (BMO gave me a lot of trouble). Importantly, they have a US bank that you can transfer money to from your Canadian Royal Bank account for NO FEE and the transfer is instant. The US Bank (RBC Bank USA) has a really cheap account ($3/month - fee is waived if your account balance is $700+; or if you have a balance over a certain amount on your LOC, you can get their premium US account for free which also gives you a guaranteed preferred exchange rate). If you talk to the account manager, you might be able to negotiate a way to get him or her to manually do the currency conversion for you and get you a preferred exchange rate too.
  15. It's not a myth. Some of them will and residency programs may check too in the future. Be careful what you post. Delete old immature postings and eventually google should update with the new info.
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