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AAAmeds

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AAAmeds last won the day on September 24 2016

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  1. Is it gonna be no annual fee forever or just for a year/a few years? And did you have the choice to go with any of RBC's premium cards?
  2. Oh you probably got it when they were offering the "First year no annual fee" promo. I dont think banks would give premium cards for no annual fee to us just because we're medical students without signing an LOC with them.
  3. I was asking mcatthrow101 since he/she got the premium credit card for no annual fee WITHOUT having an LOC with RBC just by stating he/she's a medical student as he/she claims. I am aware you can get a credit card with no AF with an LOC with RBC or Scotia but thanks.
  4. Which RBC credit card did you get for no annual fee and how did you ask for it?
  5. This is the offer. https://pages.mdm.ca/1696-SRLOC.html. And the full eligibility criteria seem pretty straightforward too: "The Student and Resident Line of Credit (SRLOC) Incentive Program is available only to MD Management Limited (MDM) clients who are at the time of opening the SRLOC a CMA Member in good standing (“Participant”). A Participant must open a new SRLOC through the MDM/National Bank of Canada referral arrangement between May 22nd, 2018, and September 30th, 2018 (the “Eligible Student and Resident Line of Credit Period”). MDM will deposit to the Participant’s bank account on file with the National Bank of Canada, the amount of $500.00 (the “SRLOC Incentive Amount”). The SRLOC Incentive Amount will be deposited within 60 days of the SRLOC being opened."
  6. I am with Scotia LOC right now, but when I asked if they could match MD Financial's $500 offer, they refused. So now I am thinking about switching to MD Financial. Does anyone know how easy it is switching LOCs, and what the process is like?
  7. I just came across this promo from MD Financial. I already have an LOC with Scotiabank. Has anyone tried contacting Scotia/RBC and asking them to match MD Financial's offer as kind of a retention effort? Cuz if they can't match it, I am open to switching to MD Financial to get the $500. https://pages.mdm.ca/1696-SRLOC.html
  8. Good luck everyone! I was in your shoes just last year, and I know how stressful it can get!! You are all deserving individuals and this process is far from perfect!
  9. So you should spend $750 in the first three months to get the bonus? Otherwise you don't?
  10. How/where do you get the $250 bonus points?
  11. Thanks!! I also have another mastercard with 1.5% cashback. Should I use that just for "other purchases"?
  12. What if you have the AMEX and the infinite momentum VISA card? Which one I should use mainly and where?
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