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ZBL

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  1. Like
    ZBL got a reaction from pinkneuron in Neurosurgery vs Peds General Surgery vs Orthopedics Lifestyle   
    The 3 you listed (gen surg, ortho and NSx) are arguably the worst for lifestyle, with CV also up there and plastics coming up close behind. There’s minimal point comparing lifestyles of these, but I agree with the above that NSx is he worst followed close by ortho. 
     
    The fact you listed lifestyle style as a priority this early (ie before M1) tells me you should be looking more at ophtho, urology or ENT if you really want a surgical specialty, or consider a procedural specialty like cardiology, gastroenterology, anesthesia, dermatology or interventional radiology instead. You have to live for the OR, as in love it more than any other hobby you have if you want to pursue a surgical specialty like NSx, ortho, gen surg, CV, plastics because if not residency will do you in. 
  2. Like
    ZBL got a reaction from samy in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  3. Like
    ZBL got a reaction from frenchpress in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  4. Like
    ZBL got a reaction from Anaik in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  5. Like
    ZBL got a reaction from honeymoon in Spending LOC on fun   
    I will play the role of enabler:
    Med school is tough. You will make money later. Don’t underestimate the enjoyment of your youth, it disappears fast. Residency is hell, so play the part - get the Demon or Hellcat. 
  6. Like
    ZBL got a reaction from Crunch in Spending LOC on fun   
    I will play the role of enabler:
    Med school is tough. You will make money later. Don’t underestimate the enjoyment of your youth, it disappears fast. Residency is hell, so play the part - get the Demon or Hellcat. 
  7. Like
    ZBL got a reaction from tallshirts in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  8. Like
    ZBL got a reaction from blah1234 in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  9. Like
    ZBL got a reaction from popfossa in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  10. Haha
    ZBL got a reaction from Coldery in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  11. Like
    ZBL got a reaction from LostLamb in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  12. Thanks
    ZBL got a reaction from LostLamb in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  13. Like
    ZBL got a reaction from QueenStan in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  14. Like
    ZBL got a reaction from indefatigable in Situation in Alberta?   
    lol this thread is a joke. I wish you all the best. 
  15. Like
    ZBL got a reaction from QueenStan in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  16. Like
    ZBL got a reaction from popfossa in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  17. Like
    ZBL got a reaction from Pomme in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  18. Like
    ZBL got a reaction from blah1234 in Situation in Alberta?   
    In your previous career, did you need to pay 200K just to get through school? Did you have to be up at 3:30am running on zero food or sleep as you are making life and death decisions or physically intervening to save a life? Did you have to work Christmas, take 26h call q3 days, and regularly work 70-90h weeks? Just curious, because that's what a first year resident does. There's a reason doctors are paid well. 
    You are quoting an AB earnings report as all-encompassing fact without really knowing where the data came from, why the data was collected to begin with, and what actually came of all of it, to say nothing about how much you may or may not know about what actually goes into physician billing, operating expenses, or how a practice is run etc. Also, no idea where you are getting the private earnings estimates since they are, you know, private.... and it seems you are assuming that if government billings are low, a physician's private billings must be huge? You are making a lot of data assumptions that are incorrect or unsubstantiated. 
    Not going to argue these points any further than what I have here.
  19. Like
    ZBL got a reaction from frenchpress in Spending LOC on fun   
    I will play the role of enabler:
    Med school is tough. You will make money later. Don’t underestimate the enjoyment of your youth, it disappears fast. Residency is hell, so play the part - get the Demon or Hellcat. 
  20. Haha
    ZBL got a reaction from bruh in Spending LOC on fun   
    I will play the role of enabler:
    Med school is tough. You will make money later. Don’t underestimate the enjoyment of your youth, it disappears fast. Residency is hell, so play the part - get the Demon or Hellcat. 
  21. Haha
    ZBL got a reaction from CARsandCoffee in Spending LOC on fun   
    I will play the role of enabler:
    Med school is tough. You will make money later. Don’t underestimate the enjoyment of your youth, it disappears fast. Residency is hell, so play the part - get the Demon or Hellcat. 
  22. Like
    ZBL got a reaction from dh. in Using LOC to max out TFSA   
    I’ll suggest a bit of a different idea. Instead of maxing out the TFSA, why not put in an amount you would be comfortable losing. If your education and living aspect is all taken care of, and it won’t affect any student loans or anything, then put a small amount in the TFSA, 5K, 10K, 20K etc - whatever you would be comfortable with should it go POOF, gone. Here’s why I say that:
    Investing is hard. It’s not as easy as read a book then put money in this stable ETF or mutual fund and sit back and relax for most people. You can read all the books in the world on investing, assessing company value, how to balance a portfolio etc but no resource in the world will teach you how to control yourself and your discipline if something suddenly tanks, or if it suddenly rockets, or if the entire market falls, or if that YOLO out of the money call just looks too good to pass up.
     
    Like medicine, investing is more about experience than simply reading how to do it. Also like medicine, you need to have a bit of a game plan going in and a bit of an algorithmic approach should things get crazy. In a market as volatile as ours is now, you can gain A LOT of experience in a short amount of time compared to say 2010-2019 where the only market direction was up. Therefore, I think using a small portion of the TFSA to practice investing is wise - better to do that now and make your mistakes with money you won’t miss compared to down the road when you are playing with staff-size dollars. Of course, the likelihood of your investment going to zero is probably near zero as long as you aren’t just straight up gambling on ridiculous calls or penny stocks.  
  23. Like
    ZBL got a reaction from frenchpress in Using LOC to max out TFSA   
    I’ll suggest a bit of a different idea. Instead of maxing out the TFSA, why not put in an amount you would be comfortable losing. If your education and living aspect is all taken care of, and it won’t affect any student loans or anything, then put a small amount in the TFSA, 5K, 10K, 20K etc - whatever you would be comfortable with should it go POOF, gone. Here’s why I say that:
    Investing is hard. It’s not as easy as read a book then put money in this stable ETF or mutual fund and sit back and relax for most people. You can read all the books in the world on investing, assessing company value, how to balance a portfolio etc but no resource in the world will teach you how to control yourself and your discipline if something suddenly tanks, or if it suddenly rockets, or if the entire market falls, or if that YOLO out of the money call just looks too good to pass up.
     
    Like medicine, investing is more about experience than simply reading how to do it. Also like medicine, you need to have a bit of a game plan going in and a bit of an algorithmic approach should things get crazy. In a market as volatile as ours is now, you can gain A LOT of experience in a short amount of time compared to say 2010-2019 where the only market direction was up. Therefore, I think using a small portion of the TFSA to practice investing is wise - better to do that now and make your mistakes with money you won’t miss compared to down the road when you are playing with staff-size dollars. Of course, the likelihood of your investment going to zero is probably near zero as long as you aren’t just straight up gambling on ridiculous calls or penny stocks.  
  24. Like
    ZBL got a reaction from futureortho in How to become an orthopedic surgeon   
    You do electives in ortho, be friendly and work hard on electives. That’s all. Ortho is not competitive in Canada. 
     
    But I’d recommend exploring all options when you start med school before committing to any particular specialty. Often times clinical practice differs dramatically from pre-conceived ideas of what a given specialty is like on a day-to-day basis. 
  25. Like
    ZBL got a reaction from canada747 in How to become an orthopedic surgeon   
    You do electives in ortho, be friendly and work hard on electives. That’s all. Ortho is not competitive in Canada. 
     
    But I’d recommend exploring all options when you start med school before committing to any particular specialty. Often times clinical practice differs dramatically from pre-conceived ideas of what a given specialty is like on a day-to-day basis. 
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