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FOOSH

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  1. Too bad... Hahaha I guess that was wishful thinking on my part
  2. Thanks for the input, guys. When she said "working at paying it off", it made it sound like it just turns into a loan. But seems like it will still be use-able as a LOC (ie. with the ability to withdraw) after making a few phone calls. Does anyone know if it is difficult to "re-qualify"?
  3. I have a LOC at RBC and am currently in my final year of residency. It seems as though some people have their medical student LOC transition to a "professional" LOC that remains open afterwards. When I asked my advisor about this, she said: "Yes the LOC remains open but after the 2 year grace period it switches to a “reduce by payment” meaning your payments of principal and interest reduce the balance and limit. Essentially you are then working at paying it off. You can always re-qualify to have the LOC under the Medical Professional platform but it will no longer be a student LOC so we use your income as opposed to projected income. The rate however, remains very attractive." Is this what others are getting told? Should I speak to someone else or negotiate this differently?
  4. I have a LOC at RBC and am currently in my final year of residency. It seems as though some people have their medical student LOC transition to a "professional" LOC that remains open afterwards. When I asked my advisor about this, she said: "Yes the LOC remains open but after the 2 year grace period it switches to a “reduce by payment” meaning your payments of principal and interest reduce the balance and limit. Essentially you are then working at paying it off. You can always re-qualify to have the LOC under the Medical Professional platform but it will no longer be a student LOC so we use your income as opposed to projected income. The rate however, remains very attractive." Is this what others are getting told? Should I speak to someone else or negotiate this differently?
  5. I know UBC definitely gave the option of selecting additional programs (I remember reading that the deadline to do this was post-interview). However, I'm looking back on the site now to find the exact wording, and it seems to have been removed from the R1 program description page. If you're considering adding more programs, I would contact someone in administration to ask if it's possible, and what would be the best way of doing this. Keep us posted!
  6. Physiatrists (Physical Medicine & Rehabilitation) also do procedural pain management, including fluoroscopic facet joint injections and more complex nerve blocks.
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