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HongHongHong

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  1. Like
    HongHongHong reacted to gogogo in Debt levels per year?   
    Average seems to be about 100k by the end of med school, but if you have no support and no savings, 150k is common, and 200k isn't unheard of either. If by "aim to reach" you mean what level of debt is reasonable, that also depends on your situation. Schools differ in terms of cost of tuition and cost of living. My advice is to figure out your fixed costs (e.g., tuition, rent) and variable costs (e.g., recreation, food) and find ways to reduce both (e.g., cooking at home vs. eating out, renting a cheaper place, cheaper car, etc.). 
    Although you'll make it all back later, I think some students go overboard with using their line of credit irresponsibly, such as getting a nicer apartment than required. The lower your debt at the end of med school, the more you can use your resident and staff salary for yourself. So, try to find a balance between comfort and frugality during med school.
    Finally, be very persistent about scholarships. I wasn't eligible for many of the ones at my school and had to go through a bunch of administrators and email them reminders over 5 months. In the end, I got ~$7500 from funding that wasn't advertised on the scholarship page of my school. If you're persistent, you can probably find scholarships to offset costs.
  2. Like
    HongHongHong reacted to CARsandCoffee in MD Class of 2024 bag colour   
    The year of The Minions 

  3. Like
    HongHongHong reacted to DrOtter in Is the system fair?   
    Are you a BC resident by any chance? Otherwise the odds of you getting in as an OOP at UBC are very tough even with a 90%+ GPA and stellar MCAT because they have massive IP preferences. Ontarian schools have different weighting strategies that might benefit you a bit more and so does McGill (they adjust for program difficulties). Also with your MCAT,  you should try applying to USask.
    With that said, unless you're taking courses at different universities all at the same time, it's hard to compare the amount of effort put in. I, for example, went to a "mid/low-tier" university in Ontario here and only managed to mostly As in my 4th year courses yet I got a 100th percentile on the MCAT. The skills required to succeed in courses at different unis and the MCAT might just be different TBH.
  4. Like
    HongHongHong got a reaction from 24KaratPureAu in Has anyone gotten into UBC with a low MCAT?   
    @hopefullyme I think the people who get in with a low MCAT have stronger GPAs that balance that out. To be honest, however: an MCAT sitting versus finals season both involve very similar elements (taking a test under pressure). Unlike finals, an MCAT can be retaken many times without penalization from UBC, so in my mind, an MCAT is more practical to do well on because it's simply something that can be retaken as many times as needed. 
    @offmychestplease did mention that there was someone who got in with a 503, I'd be very interested to see their other stats to see how they balanced out the weakness in their MCAT. On the opposite end of the spectrum, I've heard from some people who haven't gotten in and attribute it to their weak MCAT. So unless the rest of your application glows, the MCAT requires the least amount of time to improve (~3 months during the summer vs 1+ additional year of classes vs 1+ year of "long-term" extracurriculars), I would say: improve it.
  5. Like
    HongHongHong got a reaction from hopefullyme in Has anyone gotten into UBC with a low MCAT?   
    @hopefullyme I think the people who get in with a low MCAT have stronger GPAs that balance that out. To be honest, however: an MCAT sitting versus finals season both involve very similar elements (taking a test under pressure). Unlike finals, an MCAT can be retaken many times without penalization from UBC, so in my mind, an MCAT is more practical to do well on because it's simply something that can be retaken as many times as needed. 
    @offmychestplease did mention that there was someone who got in with a 503, I'd be very interested to see their other stats to see how they balanced out the weakness in their MCAT. On the opposite end of the spectrum, I've heard from some people who haven't gotten in and attribute it to their weak MCAT. So unless the rest of your application glows, the MCAT requires the least amount of time to improve (~3 months during the summer vs 1+ additional year of classes vs 1+ year of "long-term" extracurriculars), I would say: improve it.
  6. Thanks
    HongHongHong reacted to rmorelan in Lines of Credit for Medical Students (Scotia is the best option)   
    it is a trap
    The point in insurance is to cover a rare but severe loss to yourself. That is why we have disability, fire, life, property.......insurance. Tragic events regarding all of those are rare but if they occur it would be very expensive. 
    The key here is there MUST be a loss though. No loss then no point having insurance. 
    In the case of your death as tragic as it might be doesn't have an associated critical loss, or at least doesn't for most people who are med students. Your estate would have to pay the loan - extremely likely it couldn't and then the bank would be forced to take the rest as a loss. Beyond that nothing happens - and as long as your estate doesn't have to pay for anything really that is fine. 
    You can argue ok, so wait - I do have financial obligations in my death (say you are married for instance). Ok that is rarely true for med students but if it is true they you may need life insurance - however you would need clearly much more than the value of the LOC and it is usually cheaper to just get a policy directly for that. 
    Bank charge interest on loans to cover profit + risk on their investment. All investors are doing that actually with any investment, and the bank has already factored the risk of your death when giving you the LOC. When you pay for insurance on the loan, you are reducing the banks risk - they will now get paid even if you are killed. However they do not offer in return anything to you for reduction - your interest rate stays the same. You are giving them something for nothing - which is in most cases stupid. If the banks cared about your death then they should be the ones getting the insurance (which actually they do indirectly). 
    They may argue wait - if you die there are expenses - like your funeral even. Fine that may be true - but you can get a small life insurance policy, make your parents the receivers of it outside of the estate and cover that. All for vastly cheaper than any LOC insurance - and you can provide your parents for instance with whatever amount you want to accomplish other tasks as well. All without dealing with your LOC - again an investment which the bank has already charging interest to cover their risk. 
    This overall is another lesson in personal finance - ha so PAY ATTENTION - banks, people that sell insurance or investments and so on often present products that make NO sense and cost you vast sums of money (this is just a small example, but still it reveals the pattern you must be aware of). This is in effect how their business often operates and you must assume that is what is going on so you must always educate yourself. Failure to do that will cost you a horrifying amount of money and the downstream time or freedom that money represents (hundreds upon hundreds of thousands of dollars here).
  7. Like
    HongHongHong got a reaction from Medddddd in UBC Program Structure Flexibility   
    @youbesee even in first year? Damn, sign me up!
  8. Thanks
    HongHongHong reacted to youbesee in UBC Program Structure Flexibility   
    If I remember correctly, mornings are free on Tuesday and possibly Thursday (or maybe vice versa).
  9. Like
    HongHongHong got a reaction from makeitraincouver in Has anyone gotten into UBC with a low MCAT?   
    @hopefullyme I think the people who get in with a low MCAT have stronger GPAs that balance that out. To be honest, however: an MCAT sitting versus finals season both involve very similar elements (taking a test under pressure). Unlike finals, an MCAT can be retaken many times without penalization from UBC, so in my mind, an MCAT is more practical to do well on because it's simply something that can be retaken as many times as needed. 
    @offmychestplease did mention that there was someone who got in with a 503, I'd be very interested to see their other stats to see how they balanced out the weakness in their MCAT. On the opposite end of the spectrum, I've heard from some people who haven't gotten in and attribute it to their weak MCAT. So unless the rest of your application glows, the MCAT requires the least amount of time to improve (~3 months during the summer vs 1+ additional year of classes vs 1+ year of "long-term" extracurriculars), I would say: improve it.
  10. Like
    HongHongHong got a reaction from Medddddd in Have accepted applicants heard anything from UBC?   
    I don't have any advisors for other banks, but for RBC I'm using someone from the Wesbrook village RBC right off of UBC Vancouver campus:
    Mei (Claire) Li 
    mei.li@rbc.com
  11. Like
    HongHongHong got a reaction from Medddddd in Have accepted applicants heard anything from UBC?   
    @acceptmeplease I'm wondering about that as well... I heard new LOC deals come out in July(?) and RBC isn't doing a free $300 thing but scotiabank is, I'm wondering if it's worth waiting to see what the banks come out with.
  12. Like
    HongHongHong reacted to Kingassault in Waitlist Party 2020   
    .
  13. Thanks
    HongHongHong got a reaction from Rusty Verdigris in Have accepted applicants heard anything from UBC?   
    I don't have any advisors for other banks, but for RBC I'm using someone from the Wesbrook village RBC right off of UBC Vancouver campus:
    Mei (Claire) Li 
    mei.li@rbc.com
  14. Thanks
    HongHongHong reacted to cam_the_cob in Have accepted applicants heard anything from UBC?   
    I have the same thing! My letter says vancouver but I'm IMP. I think its just saying vancouver so as to differentiate it from UBCO
  15. Like
    HongHongHong got a reaction from Itllbeok in interviews in 2021   
    I think the big "If" here is the chance/circumstance around COVID-19-related travel restrictions. Assuming that there are travel restrictions, I definitely do not think that UBC will have in-person interviews. They could choose to do one of the "interview" strategies that other schools out east have done:
    have interviewees record themselves answering questions under a sharp time limit with many follow-ups and send the reply within the hour *This loses the option for acting stations entirely online "traditional" video conferencing cancel interviews altogether and do a random lottery Personally, I like the second option the most, but that'll definitely require a special software that's conducive to MMI circuits. Regardless of what they choose to do, you won't be alone!
  16. Like
    HongHongHong got a reaction from cam_the_cob in Have accepted applicants heard anything from UBC?   
    @cam_the_cob I don't see anything, but I did my undergrad at UBC and am keeping the same student number, so I already have a CWL-student id linkage setup. 
    The student services centre (SSC) let me logon, and then I went to course registration, and it's showing my program as "MD":

     
  17. Like
    HongHongHong got a reaction from cam_the_cob in Have accepted applicants heard anything from UBC?   
    I was signing into one of UBC's third-party tools (as a UBC employee), where I was just prompted to "share my CWL information" with the tool... this is something I've done before, and I believe it might renew yearly, but now my affiliation at UBC now includes student!!! (and I have not been a UBC student for the past year)
     

  18. Like
    HongHongHong got a reaction from Medddddd in Have accepted applicants heard anything from UBC?   
    I was signing into one of UBC's third-party tools (as a UBC employee), where I was just prompted to "share my CWL information" with the tool... this is something I've done before, and I believe it might renew yearly, but now my affiliation at UBC now includes student!!! (and I have not been a UBC student for the past year)
     

  19. Like
    HongHongHong reacted to Kate spade in interviews in 2021   
    @HongHongHong university of Saskatchewan used a different WebEx link to connect to each station of the mmi and everything went incredibly smoothly. The good news is that schools and interviewees will be more prepared to tackle online interviews in 2021 if that’s the case  
  20. Like
    HongHongHong reacted to Aryanenzo in Accepted/Rejected/Waitlisted??? (for current applicants)   
    Result: Accepted (VFMP) off the Wait-list 6/8/2020
    Geography: IP
    Early or Regular Deadline: Regular
    Timestamp: 3:45 PM PST 
    aGPA: 85.1% ~22.5 AQ
    MCAT (CPBS / CARS / BBFL / PSBB): 513 (128/126/129/130)
    Current Degree (UG/Bachelors/Masters/PhD): SFU Molecular Biology and Biochemistry 2015
    ECs: ~34 NAQ last year. Various things: Volunteered at shelters, Big Brother, some clinical volunteering, NSERC (no pubs), helped the elderly, charities etc etc etc. My application included a lot of my hobbies as I tried to paint a picture of who I really am: I like wrenching on cars so I restored an old Japanese car. I really enjoy photography, and drawing. I also repaired computers and phones on the side. I provided evidence for all my hobbies with links (an album for example). I've had quite a few jobs as well from selling cars to manual labor. For example when the town of Fort Mcmurray burned down I lived in a camp near there for 2 months to help with the clean up.
    Interview: 7 stations went okay, bombed 2 stations (I might as well have gone in there and screeched for 7 minutes). My essay wasn't great.
    I can't believe I am posting this. After 4 applications of straight rejections and 4 MCATs, I finally got wait listed and accepted in the 5th application and 3rd interview. This has been...quite a long and difficult journey. You can look back on my 8 year old account and see all the times when I lost hope completely or when I was researching schools in Poland/Australia/D.O. Schools. No way in hell I expected this. I had completely given up. Last year I quit my job and practiced 250-400 hours for the interview and got below average and rejected. I had practiced with residents, med students, other applicants, professors, teachers, my parents, friends, I gave it my everything so to be rejected like that was a clear message that I am not cut out to be a doctor. I moved on completely. I decided to do a second degree in Computer Science, nothing even health care related. The past 10 years of my life were considered forfeit. I talked to an advisor at SFU about CS requirements and he told me I have everything I need for Jan 2020 intake. Two weeks later as I am applying, they changed their requirements to needing more math courses, I was no longer qualified and UBC's BCS (CS) program wasn't until next September. I was in complete despair at this point. I felt like anything I tried to do with my life, there was a massive obstacle. Like there was some divine force preventing me from progressing while everyone else moved on. It was really hard to not have these negative thoughts. It was the uncertainty around getting into CS for January at SFU that led me to decide to apply to UBC Med one more time, I wasn't planning on it. After UBC MD application was sent in, the CS department decided to ignore their own requirements and admitted me. Finally, I could move on. December comes around and I was surprised to get the interview and grateful, but really did not have the energy or time during my studies to practice like that again. I practiced 2 weeks before the interview and went in. Bombed two stations utterly and completely, and the rest were okay. Nothing as good as my last year's interview. I walked out out LSC thinking to myself this is the last time i'll walk here. A chapter in my life had ended. I just wanted to go home, I had midterms. I didn't even eat the pizza. I didn't think about medical school or the interview again and focused on my studies. In May I get an email that I got waitlisted. I was really surprised but not that excited, given results of the last 4 years, I probably wasn't very high on the list anyways. I was too jaded to be excited. Yesterday was like something out of a dream. I was writing out a strongly worded email to UPS for damaging my car's coilovers when my gmail widget popped up "UBC Undergrad Admis..". I thought it's probably a COVID 19 message or they started rejecting people earlier because the waitlist isn't moving. I opened the email and it said "Congratulations". I stared blankly at the email for 20-30 seconds. I won't go into detail what happened afterwards, you can just imagine what happened. As I trembled for the next hour, I thought to myself...they made a mistake. There's no way. How? The interview was awful. How did this happen. There's got to be a mistake. It honestly still hasn't sunk in yet.
    I am not going to write that perseverance pays off. This could've easily gone the other way and I know many for whom it did not pay off. Despite all the years of applying and taking rejection after rejection and seriously starting to think there's something wrong with me, I still think I got very lucky. There are risks to pursuing this path. I always thought not having backup would make me more motivated for volunteering and doing well in school and that might have been true, but I think the only thing that changed this year was my attitude towards the whole thing ( I didn't do anything new compared to the previous year's application, just a few more hours in what I already had). I didn't have desperation in my eyes anymore, the interview was taking up my time that could've been used for my midterms. The prospects and promises of the CS degree seemed a lot more realistic vs going up against a hyper competitive application pool. I had other plans, I was pursuing something else at the same time. Something else I enjoyed, but it wasn't necessarily my dream. The outcome of this interview was no longer a zero sum game. It wasn't really as important as last year when there was so much to lose. It had become something I had to do. And perhaps that attitude is something they like. Perhaps it comes off as being more confident.

    If future applicants have questions about my ECs feel free to PM me!

    I look forward to meeting my classmates soon! (well with covid...maybe soon?)
     
  21. Like
    HongHongHong got a reaction from Coldery in Honestly Just Tired   
    @Aryanenzo I've got to agree with @Giant_Anteaters on this one. After working with a number of FLEX students and knowing people who have gotten in this year, I think "Super extroverted, dominant, persuasive" doesn't paint  a full or accurate picture of what adcoms is looking for. I think they're looking for personality types that include the following:
    Confident (if you had a doctor who looked really uncertain when prescribing a patient a drug, that patient themselves would lose confidence and trust in what they were being offered) Listening & openness to changing stance (a doctor who dominates and overrules their patient's wishes is shitty all around. Often times patients know if something is, say, caused by anxiety or caused by something very real) Persuasiveness & reasoning (yeah, I imagine a physician has to be able to be persuasive about what they think is in a patient's best interests - this part is definitely on the ball.) Regardless, I wish you good luck and hope you get off the waitlist!
  22. Haha
    HongHongHong reacted to Synth1 in Stethoscope Choice   
    Either will be perfectly adequate for not hearing the murmurs preceptors point out to you.
  23. Like
    HongHongHong got a reaction from kiara in Honestly Just Tired   
    @Aryanenzo I've got to agree with @Giant_Anteaters on this one. After working with a number of FLEX students and knowing people who have gotten in this year, I think "Super extroverted, dominant, persuasive" doesn't paint  a full or accurate picture of what adcoms is looking for. I think they're looking for personality types that include the following:
    Confident (if you had a doctor who looked really uncertain when prescribing a patient a drug, that patient themselves would lose confidence and trust in what they were being offered) Listening & openness to changing stance (a doctor who dominates and overrules their patient's wishes is shitty all around. Often times patients know if something is, say, caused by anxiety or caused by something very real) Persuasiveness & reasoning (yeah, I imagine a physician has to be able to be persuasive about what they think is in a patient's best interests - this part is definitely on the ball.) Regardless, I wish you good luck and hope you get off the waitlist!
  24. Like
    HongHongHong got a reaction from kiara in For those struggling with rejection, concerns, or quarantine   
    @Allone This is a good initiative, but I feel like Facebook is the wrong platform to do it on as most people don't have anonymous accounts (like they do on here). I think people would be hesitant to approach a random stranger on the internet while you yourself haven't provided any specific details about your shared troubles (beyond being faced with rejections). Sharing your story of how things went for you, what your GPA/extracurriculars look like/what you plan on doing in the future/what traps you fell in during your journey (and more) will at the very least be something that future pre-meds can find through Google for reassurance and to know where they stand.
    You might also be interested in volunteering for BC's crisis centre (or whichever region you're located in). As an added bonus, it's something you could add to your extracurriculars and to support people who come from all walks of life. (Not that physicians don't come from all walks of life, but a large portion of premeds are soon-to-be or already graduated BSc students under 25)
  25. Thanks
    HongHongHong got a reaction from ShadesofCyan in Can the UBC category get some moderator TLC?   
    The forum currently has a pinned post from 2016/2017 which is congratulating the class of 2020 for getting in. Almost ironically, it also asks the new class to continue to spend any spare time on these forums
    It would be nice to get a renewal of the stickied posts in UBC
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