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la marzocco

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la marzocco last won the day on March 29

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  1. Nova Scotia has its sights set on the growing pool of unmatched medical students in Canada as the province is finally moving forward on a plan to increase residency spaces. Ten more medical residents will be able to receive their family medicine training starting in July 2019. The placements will be based in rural parts of the province. Six will be in Truro, two in Inverness, one in the southwest region and one that will rotate depending on need. https://www.cbc.ca/news/canada/nova-scotia/n-s-increasing-residency-spaces-for-medical-students-1.4741484 I just checked CaRMS 2019 and all 10 will be CMG-designated in first iteration of the match.
  2. It is a bit mixed. Rising tariffs could have a direct impact, pushing inflation higher while slowing the economy, a classic definition of stagflation. As tariffs of 10 or 25 per cent are added, that would tend to push prices up. Of course higher prices are the traditional indicator that the bank should raise interest rates. But a weakening economy tells them they should cut rates. The economy may be slowed, or it may speed up, but probably it will slow. But inflation is more likely to rise. BoC is bound by a single, simple directive: Poloz's sole official task is to keep the rate of inflation at between one and three per cent. Other central banks, including the U.S. Fed, follow a dual mandate: price stability, meaning low inflation, and maximum, or full employment.
  3. My friends in dent are super worried. Although they are practice-ready shortly after their dds/dmd, they wallow in a large amount of debt leading up to it.. and this is definitely not helping. "Our view is that the Bank of Canada will proceed with a series of rate hikes that will raise its overnight rate from 1.25% currently to 2.25% in the first half of 2019." http://www.rbc.com/economics/economic-reports/pdf/canadian-housing/house-jul2018.pdf This would mean the big banks' prime is going to be about 4.45%. The LOCs will be going at about 4.2% give or take.
  4. la marzocco

    Bank of Canada Rises Rates - again!

    As expected, the BoC hiked the interest rate by .25% this morning. The overnight rate is now 1.5%. This means the big banks' prime is now going to be 3.7%. Those with the prime less .25% LOCs will see their rate adjusted correspondingly to 3.45%.
  5. la marzocco

    The slow decay of dentistry

    There is an argument to be had where it should be merit-based. Quebec is the only province that does not do the whole dedicated IMG and CMG streams in the first iteration. As long as the IMG applying to Quebec residency spots has been vetted by the Bureau de cooperation interuniversitaire (BCI), then they can vie for the same spots as CMGs. To be vetted means (for IMG applying to Quebec), pass the MCCEE, either NAC or MCCQEII, and MCCQE1. The idea that CMGs should all match with the residual given to IMGs is one school of thought. The other is completely abandon streaming. If CMGs are truly meritorious in comparison to IMGs, CMGs might take back some of the previously IMG-designated spots. Edit: But there are obvious drawbacks to destreaming as well - without a truly meritocratic system, you run the risk of letting nepotism percolate more pervasively than streaming. So this destreaming change must be complemented by moving some standardized exam before the match. Quebec may also have gotten away with this bc 3/4 of the schools are francophone, so naturally there will be less IMGs being able to vie for those spots at those schools.
  6. Fair enough. I guess the sole announced change being the increase in the limit comes in as a bit underwhelming for some ha.
  7. I don't think it was necessarily this change that people were fixated on in particular. I think they were hoping there would be other changes. For example, whether the $500 credit that MD Financial is offering for its LOC is available? Since Scotia acquired MD Financial, it seems illogical for MD Financial to offer its LOC through National Bank. Another area was whether there would be any other incentives (such as iPad to match RBC or other credit card offerings, etc.)
  8. The odds for RCSI (or another Irish school) is definitely better. In the April 2018 CaRMS Forum report, 54.1% of IMGs from an Irish medical school was able to match back. Obviously, this is not saying you can't if you were to go to Australia since matching is largely dependent on the individual, but these trends do provide some context.
  9. Lynne Owen lynne.owen@scotiabank.com 416-866-3940 x4206
  10. la marzocco

    Dental education in Canada

    You can practise in France by virtue of the France-Quebec arrangement (http://www.odq.qc.ca/Étudesetdemandesdepermis/HorsQuébec/EntenteFranceQuébec/tabid/384/language/fr-CA/Default.aspx). For the United States, I am sure your Canadian DMD/DDS would also be recognized (https://www.ada.org/en/education-careers/licensure/state-dental-licensure-for-us-dentists). Graduates of accredited U.S. and Canadian dental education programs are eligible for licensure in the United States.
  11. la marzocco

    CMA backpacks

    Scotiabank doesn't own CMA. They now own MD Financial Management (MDM), which used to be affiliated with CMA.
  12. la marzocco

    CMA backpacks

    red for scotiabank's acq?
  13. la marzocco

    Confused about USDO and International Options

    Ha looks like @Edict just beat me to it
  14. la marzocco

    Confused about USDO and International Options

    Yes! Big big difference. USMDs - if you're a Canadian citizen, you are put into the same stream as CMGs in the first iteration. USDOs - if you're a Canadian citizen, you are put into the same stream as IMGs in the first iteration. You would have a higher chance of matching back to Canada by virtue of you having access to CMG-designated spots!
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