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About Comprehensible

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  1. Comprehensible

    2019 CaRMS unfilled spots

    Is there any chance the reason fewer spots are left over is because more people matched in the first round?
  2. Comprehensible

    OOP worried about weather

    True, although the staff at the hotel seemed super confused when I explained where I wanted to go, so make sure to scout that out the night before.
  3. Comprehensible

    Emerg Research

    I'm an MS1 at an Ontario med school. I'm considering EM, and want to try some research in the field, but I can't find any for the life of me. I left it a bit late because I was waiting for my school to send out the list of projects, but there are only 4-5 related projects, and I'm not getting a lot of response, likely because my undergrad research is limited to some volunteering, one 4th year project, and 1 poster. I'd be happy with either funded or volunteer positions. I've also tried emailing random investigators at a few different schools, but I'm still not getting a lot of replies. Does anyone know of any programs that I could try/have any advice?
  4. Comprehensible

    excuse my ignorance

    I wrote mine in Rochester, because the next closest one to southern Ontario was Winnipeg! It really doesn't matter where you write it, the only difference was the "no guns allowed in the testing center" sign on the wall.
  5. Comprehensible

    OOP worried about weather

    I interviewed at Manitoba last year. I was wearing a 3/4 length blazer, and we had to briefly walk outdoors. It wasn't warm. Make sure you have full length sleeves!
  6. Comprehensible

    OSAP CHANGES FOR 2019-2020

    Awesome. Given the thin about extending the time before you become an independent student, I, and many other students, will not be eligible for OSAP for our first/second/in some cases 3rd year of medical school. I was lucky enough that I got some help from my parents through undergrad, but, very reasonably, am supporting myself through all of med school without help. I don't really want to put an extra 15k+ on the LOC, but too bad for me I guess...
  7. I told Scotia, and they said they would try, and sent some document in with the request. Haven't heard back on whether it is happening.
  8. Any sources on Scotia matching? I'm meeting to sign my LOC tomorrow, so if this is an option I should bring it up. Edit: I just did the math and the 0.05% only comes out to 50 bucks a year on 100,000. It may not be worth the hassle of renegotiating.
  9. Mine came out about 500 bucks less than expected, but nothing like that...
  10. The person I'm currently speaking to isn't on that list, but I believe I got to them through a referral from that list. They seem to know their stuff. I also spoke to someone who was on the list but didn't seem to understand my questions. Can you send me the details that you would send to someone who was purchasing the plan from you so I can make sure there are no contradictions?
  11. I just spoke with someone from Scotia who said basically that this is the normal procedure when the whole plan is set up from the beginning, but that they can alternatively set it up to manually waive the fees each year (which would give the bonus points). They said if they did this and then left the branch they can't guarantee the next person would waive the fees. @ScotiabankMedsAdvisor @ScotiabankMedsAdvisorLOC @GTA Scotiabank Med Advisor Can you clarify what is going on here? I'm pretty lost. Can you give a complete run-down of the plan as it should be, including cards, bonus points, how long you have to pay it off, grace period, conversion to professional LOC, and all other details? It's crazy that people are getting such different responses depending on their advisor.
  12. Comprehensible

    White coat ceremony

    Damn. My friend is getting married on the 1st.
  13. Welp that's concerning. I was trying to put together a really quick estimate of my total debt load (ignoring interest) after 4 years, which is when this came up. i think it was the long form? It asked me about my savings etc.
  14. Sorry to resurrect a dead discussion, but I'm a little confused about this. I was trying to figure out OSAP, and went into the estimator to try to figure out what I will get in my second year of med school, considering the fact that I will have all my income from my 4th year of undergrad + summer work. The first time I did it, I forgot to put my money earned in, so I went back and re-did it, adding about $20k in income. The automated number it spit out didn't change. Is the estimator just bad?
  15. Also are you talking about applying for grants through your school, or are there random ones online to apply for too?