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Med0123 last won the day on December 19 2016

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About Med0123

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  1. Med0123

    LoC refused, advice??

    If you are starting dentistry, you will easily have access to at least 200k from RBC/Scotia/National Bank as other have mentioned. Without co-signors. Don't let these uneducated reps scare you.
  2. Med0123

    marge de crédit MD

    J'ai réussi à négocier un taux à Prime-0.25%, donc c'est faisable.
  3. I respectfully disagree. I think it is more relevant to think in terms of fun. Trust me, most of the older surgeons I work with continue to do so because they still have fun operating, teaching, working in the OR etc. What they do will always be meaningful, but if they lose the "fun" part they will retire.
  4. Approx 20% where I did my residency
  5. Med0123

    Année préparatoire à Montréal

    J'ai vraiment aimé ma premed à UdeM. Comme l'a dit Bambi, c'est une bonne transition entre le CEGEP et l'université, et ca te permet de t'adapter en douceur. En ayant la premed dans le corps, cela fait en sorte que le programme MD est moins lourd, car toutes les notions de physiologie/histologie/anatomie/sciences plus fondamentales ont été vues en premed et n'ont pas à être répétées dans le 4 ans de MD. Il y a aussi l'aspect social de la chose : la premed ne comptant pas vraiment pour le CaRMS, et l'horaire n'était pas SI lourd, tu peux te permettre de t'acclimater à l'université avec tes nouveaux camarades de classe, t'impliquer, etc.
  6. yes, you definitely need a suit lol
  7. @rmorelan, I may end up doing 1 year of fellowship in the states. I got my USMLEs. How much approximately I can expect end up paying to get the H1b, all things included (lawyer, administrative stuff...)?
  8. 1. Chaque médecin doit avoir certaines aptitudes de gestionnaire (cf les compétences CanMEDS). Tu peux être un radiologiste sans avoir à être à ton compte et avoir à investir des sommes considérables (i.e. travailler uniquement à l'hôpital). 2. C'est une spécialité compétitive, comme beaucoup d'autres spécialités. Je te suggère d'abord de rentrer en médecine 3. Je n'ai jamais entendu parlé d'un pathologiste qui gère une compagnie, la plupart sont payés de façon mixte (à l'acte et un espèce de forfait)
  9. That is what happens if you are geographically restricted to the GTA/Vancouver/Montreal
  10. Med0123


    I did obtain a LOR from a preceptor I had during my first rotation, and it paid off!
  11. This mismatch between CAD and USD value and the rapidity of changes in value these past few weeks made me think. I drank the Canadian Couch Potato Kool-Aid big time and I mostly plan to stick with the larger picture of index investing, but I think I will down the road split my foreign equities (US, Int'l developed and Int'l emerging) to 50%:50% Hedged and non-hedged to CAD (only if the hedged version is unexpensive). The reason being that it seems that Forex is a totally different beast and even more volatile that regular stock markets, and frankly I want to reduce my exposure to foreign currencies (to 50%? 40%? less? I am uncertain for the moment). MER for VFV and VSP both are currently 0.08%, and honestly VSP tracks pretty well SP500 index when you look at the historical performance without any significant lag and no added cost. I want to be exposed to SOME foreign currency exposure, but with a 100% equity portfolio (for the moment) and approximately 30% in Canadian equity, my exposure to foreign currency exposure (and its crazy volatility these days) seems to be a bit high and corresponds to 70% of my portfolio. Obviously, I want to live and spend my retirement in Canada using CAD. rmorelan, what do you think of that and what's your strategy? (I know you love this topic )
  12. Med0123


    Ross, When I rotated at UOttawa 18 months ago, there was a medical student from Sherbrooke doing an elective rotation in General Surgery. It was his first clerkship rotation ever. Definitely doable, but Université de Sherbrooke structure for elective make it difficult to impress attendings in my opinion (elective rotations are too early in the curriculum). I am not sure where this student matched down the road however.
  13. Med0123

    Devenir spécialite en 2017

    Bien malins sont ceux qui peuvent prévoir le marché de l'emploi une décennie à l'avance. Je crois que tu dois rentrer en médecine avec l'idée qu'il est POSSIBLE que tu fasses finalement de la médecine familiale. Mais si vraiment tu veux faire une spécialité médicale, tu ne dois pas te dire que c'est impossible d'y parvenir!
  14. Passing the USMLEs is more to get access to a visa (H1B) that allow you to stay a longer period of time as needed. If no USMLE, no H1B, but you would still be able to apply to the J1 visa. From what I've heard, with the J1, you have to return to Canada after your fellowship for a minimum of 2 years and then re-apply for a new visa, whereas it is not the case with the H1B. I've done my USMLEs (1, 2CK, 2CS and 3) while I was PGY-3 and PGY-4 in a surgical residency. It was difficult, but doable, and I passed them all first attempt.