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  1. Are there any fees associated with opening, closing, keeping an LOC? How is MD Financial? Do they charge such fees apart from the interest on your loan? Is there an inactivity fee on this line of credit?
  2. For out-of-school electives, how long in advance should I apply? How long does it take to get the acceptance from the elective? How often do electives get cancelled at the last minute even though they confirmed at a prior time? When do I need to send in the police record check and the immunization? For vaccines given out of country, do I need to do them again? Now, I see I need to get a few tests done less than 12 months before the start of my electives. Does that mean I will have to complete this form twice?
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