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xiphoid last won the day on April 25

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About xiphoid

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  1. I'm from a culture where it's pretty normal for three generations of a family to all live under the same roof. Sure, there are those who live at home and are still able to develop the skills they need to be independent when they move out, but it becomes much harder to do so. First year or two of undergrad, there's no shame in asking friends and those you live with how to do laundry, how to operate a dishwasher/clean dishes, sweep, mop and vacuum because most people are going through the same learning curve. It becomes a lot harder to ask these questions when you're already finished undergrad and are in grad/professional school where the expectation is that you know how to function as an adult on your own. For many, if the opportunity presents itself, they will choose to keep living at home because that is what is most comfortable. The ability to take the step and move out becomes a lot harder if you don't move out for undergrad when most of your peers are making the transition. The result ends up being some medical students/graduates living at home well into their late 20s and early 30s. Living close to home also does not necessarily mean at home. Someone who is from Toronto going to school in Waterloo for example, likely isn't going to commute to school daily (although I'm sure there are some students who think about it or have done it), but would be living away from their parents and still close enough that they can come home for the weekend if they feel homesick. I think it is extremely important to move out for undergrad, unless the cost of rent is absolutely prohibitive. This isn't coming from someone who had parents fund their education and didn't have to think about the costs of living - I worked at least 3 jobs at any given point throughout my undergrad to be able to afford to live away from home, and I am so thankful I did now that I am in medical school and realizing that some of my peers have no clue how to survive on the day-to-day without their parents.
  2. Honestly unbelievable how many medical students are awful at functioning as adults. I know some who are still living at home for medical school, and are hoping to match to their home institution for residency so that they can continue living at home. At a certain point, I think you just need to bite the bullet and move out. Yes, it means spending money on rent, but it also makes you so much more independent. You can't live with your parents forever, and they also won't be able to do your laundry, cleaning and cooking forever. At some point, you just need to grow up. Rant over, thanks for listening.
  3. No. The MD/MSc program at Queen's is the same admissions process as MD/PhD, and accepted students spend the first year working on the Masters, not the MD. If you want to do a Masters before graduating from med school though, you can apply separately for the grad program, and if you are admitted, you can request to take a year or two off from MD to finish your Masters and then come back. People who do this most often choose to take their time off after second year and then come back to start clerkship after they're finished their grad degree. I would talk with Dr. Sanfilippo if you're considering it. Downside to this is that you don't get the same funding/stipend that those who are admitted through the MD/MSc/PhD stream do.
  4. xiphoid

    First week of classes ?

    Can confirm that those DILs pile up. I remember I took the first weekend off because I figured work-life balance and all that. I spent the rest of September trying to catch up on those HSF DILs.
  5. I was told the same thing last year but I got the 15k points.
  6. This sounds like a major gap in Ottawa's medical curriculum...
  7. xiphoid

    Waitlist Thread 2019

    Oh we absolutely plan to chill once we finish this last exam in exactly 12 hours (or 10.5-11 hours, because let's be honest, who stays until the end of the exam time).
  8. xiphoid

    Routes to Pediatric Neurology

    It's listed under the PSM match but there haven't been any spots in the past few years I believe. It's a relatively new R1 specialty, so that may be why it is still listed under PSM. Pediatrics --> peds neurology isn't a possibility, but I believe neurology --> peds neurology is possible. But you would be doing many extra years of training (5 years for peds neuro compared to 5 years neuro + 3 years peds neuro for a total of 8 years).
  9. Would generally not recommend BMO for medical students. Scotia, RBC and TD really are the clear choices for Canadian medical students. I think CIBC is the only/best choice for IMGs.
  10. xiphoid

    Waitlist Thread 2019

    Don't forget people who accept their offer this year but defer! People have until August 1st to submit deferral requests.
  11. You should be able to apply and be approved for a LOC at any of the major institutions with just your Canadian medical school offer letter regardless of your advisor. You may not have access to the entire LOC until you provide proof of enrollment, but usually they will offer you a small amount of the LOC if you need it for this summer.
  12. I would wait to apply because most offers tend to be announced in early June, but it's not too early to start looking. Advisors will be able to tell you most of the details of their LOC, and will generally tell you whether or not to wait to apply at their institution based on upcoming promos. (I met with RBC last year the week before the iPad offer was announced, and the advisor I met with told me to wait until the following week before applying for a LOC at any institution because there would be an announcement that could influence my decision.) MD Financial is Scotiabank now though, so I'm not sure they will be offering a LOC anymore (because their LOC would be Scotiabank's LOC, whereas MD Financial used to offer LOCs through National Bank).
  13. Scotiabank is the only LOC that will automatically add your previous month's interest to your next month's principle. With RBC, you will need to manually transfer the monthly interest for your LOC from your LOC principle. I'm not sure if you'd be able to have monthly credit card bills and overdraft payments automatically drawn from your LOC with RBC, but you'll need to log in monthly anyways to pay your LOC interest. At least that's one less thing to worry about with Scotia. Also just a note, Scotia's overdraft is $5000 a month, while RBC's is $1000. I've never used debit in my life so it doesn't matter to me, but if you're consistently relying on overdraft, it may be something to consider. If you ask your advisor at Scotia, your limit should be increased to $300k with no hassle. The new limit was only introduced near the end of last summer, and everyone I know who had been approved before then were able to get the new limit with no problems just by emailing their advisor. Also just to note, if you have had any RBC accounts within the past 5 years, you will not qualify for the free iPad offer.
  14. This sounds awful. Guess I didn't realize how lucky I've been at Queen's. Shadowing is so easy to set up, no travelling required unless you actively want to travel to a Queen's faculty based in a regional centre to experience community medicine vs academic medicine. So many of my classmates and myself have set up observerships the day of when we end class earlier than expected for the day, when the schedule for the rest of the day just doesn't seem like it'll be all that interesting/helpful, etc. Can't imagine having to go through some sort of lottery system for shadowing opportunities, when we're so used to just emailing any faculty to set up an observership. We have a minimum number that we need to do each year in different first entry CaRMS specialties to really force us to explore careers even if we think we know what we want to go into (no max and we're really encouraged to go well above the minimum for our personal benefit). Just wow, I know Mac's 3 year curriculum had very logical and understandable weaknesses for CaRMS, lack of summers, etc but didn't realize that even something that should be as straightforward as shadowing seems to be more of a fight than it needs to be.
  15. xiphoid

    OSAP or Alberta Student Aid

    This is correct. You apply to your home province, because that's the government you've been paying taxes to.