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Compton

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  1. My brother and I used the summers in 1st and 2nd year to travel. I can't possibly be out for 8 weeks in a row but we did take 2 2-week trips each summer. It's possible in 4 year professional programs, just got to plan around research opportunities and work/externships. Also, use the points from your LOC credit cards, they come in handy
  2. Wouldn't FM docs be the first to face direct impacts from expanded PA/NP roles? I'd imagine in the near future, PAs will be regulated in more provinces and their roles expanded so that they can open up their own practices (similar to the US). I think FM docs will face obstacles in the future from multiple directions since the government wants to save costs.
  3. I think getting two LOCs constitutes fraud and they can pull both of the LOCs if either bank finds out. But I'm pretty sure they'd only find it if they have a reason to investigate/audit you so you're taking a chance. As for using the LOC for other purposes, yes I invested it into a plot of land with my brother (who also had an LOC). I know a few classmates who bought a condo in Toronto (back in the day before it was at these high prices) and they've made a significant profit. If you have the means to invest the LOC, by all means do it. The rate is lower than a regular LOC and its unsecured. One of the upper years invested it into a bunch of subway franchises (with two other people) and they made a ton of money. So look into your options and see whats best for you.
  4. Shouldn't be too surprised....but then again no one really sympathizes with dentists so I'd love to see the figure from this year to see the year-over-year effect
  5. Consider USask since its far less competitive based on the stats. I think your second choice should be UManitoba rather than Alberta schools since its more of a numbers game than ECs
  6. What do you think about the possibility of more corners being cut to get patients and do high yield procedures with the possibility of dental care being implemented by the NDP/liberals? I think you mentioned on another thread that dental care would be devastating to dentists..Higher taxes to pay for it, less payout from the government and large patients increase...how do you think it'll play out?
  7. I agree...the polls were accurate for the most part! We could very well have another election in 2 years (sigh) and Canada is very divided. West of the Ontario-Manitoba border, its mostly conservative with very minimal liberal seats mostly in Vancouver. East of the border, its mostly liberal with BQ and very minimal Conservatives. On top of that, most of the premiers are conservatives, which does not seem good for provincial-federal relations. I have a very bad feeling about the progress (or lack of) in the next few years.
  8. Liberal Minority government with NDP support...not sure how I feel about it. What do people think will happen? An election in the next two years, pharmacare/dental care implemented?
  9. I don't doubt this and I have colleagues working in the midwest (Chicago, St Louis) and west coast (Denver, Phoenix, Seattle) and those figures are the norm for FM. I've always been pro-US for med professionals since your money will go farther and have less taxes. Remember, Canada gets you with the taxes and the CAD/USD currency is just an amplifying effect on the difference. I'm sure the full benefits includes med/dent/pharm coverage, which means you will have great healthcare for you and your family. The only concern I'd have is insurance billings/lawsuits, since insurance companies will drive you crazy down south. But, quite frankly, if a PA can make 150K USD working 5 days/week with full benefits, etc in a major metro centre (or suburbs of) like Chicago, it shows the desirable market for healthcare professionals (esp MD/PA) in the US.
  10. Practicing conditions I've heard aren't that great compared to Canada though when dealing with insurance. But the pay with the cost of living is definitely lower in the states since they have less taxes and business loopholes. Even allied professions are killing it in the US compared to Canada but the most stress comes from dealing with insurance.
  11. Met someone from Manitoba recently that was a PA (internal/family medicine) in Winnipeg + rural Manitoba making 130k working 37 hours/week (no call) with full benefits and 3.5 weeks vacation. Is that common out there because that seems too good to be true...
  12. Honestly, at this point if you are still going to have direct confrontations with people who just want to address election issues, I'd rather just have the mods close this thread. Regardless, I asked a few questions about election issues..do you mind contributing to them? 1. Do people feel that Canada needs a national pharmacare plan? If so, do you think we can afford to pay for it through higher taxes (even though we already pay a lot of taxes) or through other means? 2. Liberals plan to run very high deficits for the next 4 years with no plan to balance the budget (apparently it balances itself?). The Conservatives plan to balance the budget in the next 5 years if elected (meaning high spending cuts). Is this an issue for you when you go to vote?
  13. Lets try to shift this discussion back to election issues 1. Do people feel that Canada needs a national pharmacare plan? If so, do you think we can afford to pay for it through higher taxes (even though we already pay a lot of taxes) or through other means? 2. Liberals plan to run very high deficits for the next 4 years with no plan to balance the budget (apparently it balances itself?). The Conservatives plan to balance the budget in the next 5 years if elected (meaning high spending cuts). Is this an issue for you when you go to vote?
  14. Just a random question but occasionally I search for job postings in my field and see job opportunities for GPs with salaries ranging from 200-275K. It lists full-time work at 40 hours/week but no mention of call or benefits. These are either in hospitals or urgent care centres in Calgary, Winnipeg, Saskatoon and Toronto. These jobs seem really good but I'm not sure if there are things that I'm not taking into account? For example, if GPs are employed in hospitals, they don't necessarily get benefit packages, vacations or insurance plan subsidies? Does that come out of there salary separately? From my perspective, I'd think GPs and medical doctors are making really good money based on the job postings I've seen but can someone clarify if I'm missing something here?
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