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Everything posted by elephante

  1. Got my rejection from NTP waitlist last night also. I was so close (top 5), but like you said no movement this year. Or ever again.
  2. As I am soon to start relying 100% on the LOC, this is really good to know. The advisor really sold me the « free » overdraft, so thanks for the heads up
  3. One important thing to consider is how the interests will be paid out every month. Some banks (e.g., RBC) take the amount of interest due out of your checking account every month, so you have to remember to put the money there. Other banks (Scotia) just add the interests to the LOC amount due, so you don’t have to think about it. This is one of the reason I went with Scotia (after banking with RBC for over a decade).
  4. You’re eligible for the 300$ and the Amex points (I got both and all I have with Scotia is the special student account).
  5. Can you PM me your advisor’s name? My advisor had no idea about this when I asked her directly about the parental leave.
  6. My advisor said the $500 was just a one-time thing, and won’t be offered again.
  7. The 300$ is given within 60 days with the condition that you have 2 authorized automatic bill payments in your account within that time. I set up the automatic bill payments but have not yet received the 300$. There is also some caveat with the credit card points where you have to spend a certain amount first before getting them, like you said, and I did not yet get them.
  8. Ok so it took me 3 weeks, but I read all 69 pages of this thread, and I feel so much more informed about LOCs now, and ready to meet with advisors. Special thanks to rmorelan who has been answering questions on this thread since 2012. The only question I have left is regarding Scotia’s “Program Limit is reduced by Government Student Loans in excess of $60,000” deal. This was not talked about here much yet. Can someone confirm that Scotia will reduce you LOC limit if you have >60,000 in student loans? I have student loans from undergrad that were originally above that, but I was able to pay them off to well under 60,000$. But that number will go up again if I request student loans for med school. How much is taken off the LOC, and how are previous and future students loans taken into account by Scotia? Also, last year, Scotia was offering $500 for new clients to sign up with them, has that happened to anyone this year?
  9. That’s super helpful, thank you! I guess I am just getting a bit nervous about borrowing a quarter of a million dollars, and I just want to make sure that what I am being asked for is normal. Thanks again!
  10. @ATG4B, what kind of hoops did you have to jump trough with Scotia? I met with an RBC advisor who was good, but I am also meeting with a Scotia person. They are asking a lot of things (student loan balance etc) and I don’t know what’s normal and what’s not, since I never worked in banking and never applied for a LOC. Thanks!
  11. What caramilk said. At 40, I am sure you have tons of life experience, and taking care of 4 children IS an EC, so is your full-time job. Meds schools seem to want to see how your experiences made you a well-rounded individual, so can be anything you feel made you who you are. I would say the majority of my ECs were non-traditional stuff, as well as a minority of traditional volunteering and research stuff.
  12. Omg our stories are so similar! I am also non-trad, also got in to QMed this year! Looking forward meeting you in Kingston!
  13. So I found out I was accepted into Med school, and also pregnant, in pretty much the same breath. I am looking for advice from any person who has been pregnant in pre-clerkship: is it feasible? Sane? Or should I defer my acceptance one year? I would prefer not to do defer, as I am up in my thirties now, but if it’s what makes the most sense, I would consider it. For anyone wondering, I have an incredibly supportive partner who could take the parental leave. I am not worried about after, but am looking for experiences of being pregnant in Med school and how it was handled by you, the faculty, and the school.
  14. I got rejected post-interview last year and dealing with a "no" is as hard as you think. And yes, I did think I could never go through the whole process again... ask all of my verifyers again (for the 4th time)... But then after 2-3 weeks, I felt ready to get back on the horse so to speak, and felt the mojo to do it all again. D-day is always exciting and andrenaline fuelled, but know that at the end of the day, you'll be dealing with something huge, be it a rejection or an acceptance (or a waitlist). My way to approach Friday is similar to ohimark- retreat somewhere at the end of the day (if I have the willpower, haha), and open my email. What I have learned from last year: bad idea to open this email at work (hence my waiting until the end of the day).
  15. I think your feeling is pretty normal. I always feel fine right after, but then a few hours later get flashbacks or what I should have said or shouldn’t have said until I freak myself out until decision day. Your perception of how you did can be very misleading, and as everyone will tell you, says little about how well you actually did. So take a deep breath, it may not have been that bad. I also ended early and sat in silence for most stations. I don’t think it means it’s bad imo.
  16. Now that the McGill interviews are all done, I am starting this thread to discuss how we feel about our interview experiences. (Of course, let’s not talk about specific questions or anything confidential). Personally, I feel great about three stations, awful about 2 stations that I’m pretty sure I’ve done poorly at, and ok about the rest. The McGill MMI style is definitely unique.
  17. While I am confident I know how to prepare for the MMI (using online resources etc), I am a bit at loss on how to prepare for the panel interview... For those who went through it before, how did you prepare? Should I expect job interview-like questions? Is there a bank of potential panel interview question somewhere to help us prep? Any advice would be appreciated!
  18. I am bit a late on this, but here we go... This is my 4th time applying, second time interviewing at UBC. I am posting this in case it helps anyone. TIME STAMP: Dec 11 (Tuesday) 10:38am Interview Invite or Regrets: Invite Early or Regular Deadline: Early Current Degree (UG/Bachelors/Masters/PhD): Completed Master's Geography (IP/OOP): IP Extracurricular Activities (awards, achievements, volunteering, employment, research, etc.): VERY non-trad: years of employment unrelated to medicine, worked in research for the past few years, a few publications and presentations, some volunteering. Congrats to those who got an interview, but I especially feel for those who didn't , especially those of you who were interviewed (and even waitlisted!) in the past couple years but got regrets this year. I truly empathize with you, and I hope this setback doesn't discourage you from continuing to apply.
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