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dh.

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  1. Just posting to say that I had to do the same. Despite being sad and a bit disappointed that I was leaving, my supervisors and colleagues have been very supportive. I’m glad that I told everyone sooner rather than later. Good luck!
  2. What does the Scotia Preferred chequing account not have that you need?
  3. The cash back structure of the Momentum Infinite, even with the annual fee, is still a better deal for me and my card utilization than the rate of return via travel points with the Passport (or any other Scotia/RBC card I’ve found). I was told in no uncertain terms that this card could not be offered for free as part of the LOC.
  4. I have the momentum infinite, which comes with a “free first year,” but you have to pay for it every year after that, even with the medical student LOC. The cash back is worth it, and I prefer it to any points-based system.
  5. I’m 33, and I start this fall.
  6. Honestly, I have no idea what this will turn out to be, nor do I care to speculate. I chose 1930 because it seems likely that the scale of economic depression beginning in 2020 will be significantly greater than the recession of 2008. But yes, it’s a very flawed example—and you simply cannot predict the future of the stock market by drawing comparisons to the past. The main point I was trying to make is that using borrowed money to speculate in the market is a very risky gamble: when choosing what to invest in I look at fractions of percentages of return—when using borrowed money, you’re trying to overcome whole percentage points just to break even, a tremendously expensive endeavour. I personally doubt a vaccine alone will bring the markets back to pre-pandemic levels. The economic factors at play here are far more complex and unpredictable. This is no quick fix. https://www.investopedia.com/ask/answers/09/difference-between-investing-speculating.asp http://www.bnnbloomberg.ca/10-times-worse-than-2008-09-covid-19-leading-to-global-depression-rosenberg-1.1427819
  7. My GPA was 3.9. As for deciding against a second undergrad, I wanted to see if I could teach myself the MCAT material. Seems to have worked out. Practically speaking though, I’m currently working full time, and I’m in my 30’s, so adding an extra 4 years to this journey wasn’t very appealing. I know that I’ll find pre-clerkship more challenging than those with premed backgrounds, but I’m committed. I strongly encourage my fellow BFA/arts people to apply if they feel compelled to do so. I think we bring a lot to the table.
  8. I did a bachelors of fine art, and majored in "interdisciplinary fine art." Do what interests you. (Dal med class of 2024)
  9. Hey, I hear you. I’m super debt-averse, and starting med school this fall is kind of terrifying for that reason. I also worked three part-time jobs during my prior undergrad, but I’ve decided that for med school time is my most valuable asset. I have also decided to move within walking distance of my school despite the higher cost compared to my current situation. The advice I’ve gotten from my friends in residency: don’t worry about the money. Don’t be stupid about it, but don’t stress about it either—it will balance out in the end. Not one to take such advice at face-value, I have written up a number of budget spreadsheets for the next 15 years, haha, and yes, it will be fine in the end.
  10. Do it! I have a BFA from NSCAD, and I have been accepted into Dal Med class of 2024. I had zero science exposure, but I booked an MCAT, bought the box of Kaplan books, set a schedule, and made it happen. Anki was a big help, UWorld is amazing, and Khan Academy, Wikipedia, and YouTube filled in the gaps. Buy the AAMC practice tests and do them in the weeks leading up to the exam, then after each practice review every question (look for MCAT review spreadsheet templates) to pinpoint where you need to focus.
  11. For what it’s worth, I’m buying the 2020 MacBook Air i5. I think the idea that handwriting increases retention is overblown (what you write seems far more important than how you write), and the MacBook better suits my workflow (anki/roam). Down the road (clerkship) I may end up with an iPad as well, but we’ll see what happens.
  12. You have to submit a short additional statement explaining your circumstances, if I recall correctly max 300 words. GPA is then considered in the following manner, per Dal admissions page: Baccalaureate Degree with Request for Exemption from Full Courseload, there is 1 GPA calculation option: a) Overall GPA is dertmined by the alpha-numerical course grades for the most recent senior level 60 credit hours. The minimum GPA must be met in each of two successive 30 credit hours.
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