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About brattatat

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  1. I completely agree with the poster above. I also think it is immoral to intentionally charge students for these services, there are enormous barriers for poorer individuals being competitive for medical schools and these services make it worse.
  2. That's very interesting, I haven't heard of residency loan forgiveness before, thank you for bringing this up!
  3. Since student loans don't have any interest while you are in school, I would use that entire amount first before touching my LoC. Once the grace period is about to run out, you can pay the loan amount with your LoC. This saves you a bunch of years in interest payments on the loan value amount across the years.
  4. This is wrong lol. I was a hsci and while I acknowledge that there are a numerous narcissistic health scis that are in medical school, they would have stayed terrible regardless of the program they were in. Hsci admin does a lot in terms of trying to address this issue whether it's introducing new courses or adding components of complacency to existing courses, it does not help them at all. I personally am very humbled by my experiences and grateful to a program I would consider to be pretty easy to do well in, and the courses in said program try to invoke this kind of response. But the issue was never the program, it was the shitty people that got in.
  5. Honestly there's a bunch of people in our fb chat, but excluding for people that should not be there, I anticipate there is still a good amount of waitlist offers left. Have hope everyone!
  6. I agree I prefer boring investments. So should I invest my LOC into those?
  7. Would it be prudent to invest like 30k of my LOC at the prime -0.25 rate (Scotia) into index funds? Would I be making more money overtime or would the interest end up costing more than the return on investment? If any resident/physician has done this in their time, would be great if I could get some information.
  8. This was nice to read, I think you've learned from your mistakes. I don't speak for all minorities except myself but I can say I personally would accept this as an apology, and I am pretty sure others would too.
  9. Should incoming med students wait a bit to let the banks offer us more stuff at fairs and stuff or should we get our LOC now?
  10. Mac is out on OMSAS, Queens has not updated OMSAS. Neither have sent emails
  11. Result: Accepted (Hamilton) Timestamp: 12:00 AM cGPA: high CARS: high CASPer: - Year: - Geography: IP/OOP: IP Button: no button. For future applicants, do not worry about OMSAS glitches, be calm and do not let it affect your emotions. Looking forward to seeing everyone in September (hopefully)!!
  12. you inspire all of us man, perseverance really does pay off, good luck
  13. ya and it would make sense having those two enormous fights on UFC 250...would be crazy
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