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About lalalalaura

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  1. Hey no problem! The increased loan amounts are part of the federal economic response plan and are for the federal portion of loans (increase of $210 to $350 for maximum weekly amount) https://www.canada.ca/en/department-finance/economic-response-plan.html The $80k was the maximum for physical therapy students as part of CIBC's "Professional Edge Program" https://www.cibc.com/en/student/student-lines-of-credit/professional-students.html And the loan forgiveness is super interesting and is a really common tool for trying to attract doctors and nurses to rural areas. Here are some links for anyone interested that I found: This is the link for the BC program through Student Aid BC: https://studentaidbc.ca/repay/repayment-help/bc-loan-forgiveness-program#:~:text=If you qualify for the,for up to five years I found this one for rehab professionals in Ontario - looks like it's in the form of a grant versus loan forgiveness there? http://www.health.gov.on.ca/en/pro/programs/northernhealth/rehabilitation.aspx And I'll share this link to information/things to be aware of when thinking of practicing rural for anyone interested: http://therapybc.ca/recruitment-retention/ On the bottom of this page, there is also a link to a study by Roots & Li (2013) about rural retention where one of the co-authors is from UBC's Northern Cohort which is an initiative developed specifically to increase rural recruitment! Hope it helps and I'm sure there is more info out there that I'd be keen to learn about!
  2. I'll be doing a BC/Canada integrated student loan, and a Line of Credit with CIBC for wiggle room and to cover the remainder of expected expenses not covered by student loans. I don't necessarily feel comfortable disclosing my personal budget categories, etc but my calculations indicated that student loans (even with increased loans amounts due to covid) alone won't comfortably cover my needs for grad school. The line of credit I've received with CIBC is ~$80k, prime + 1%; interest only payments until 12 months after graduation; 1st half of LOC is delivered in first year, 2nd installment in second year; no co-signor needed despite limited long-term employment and I was able to sign up completely over the phone. Approval took less than 24 hours. In addition, I am staying open to post-grad opportunities that qualify me for loan forgiveness. My province (BC) has a rural loan forgiveness program which forgives 20% of the provincial portion of the integrated loan for each year served in a public position in a rural community (not necessarily full-time hours). After 5 years, 100% of your provincial portion of student loan is forgiven. I believe a similar program exists for PTs and OTs that practice in pediatric settings in non-rural locations as well. Personally, I have lived in rural communities in the past, have experience in a rural hospital setting from my undergrad, and some of my favourite hobbies (mountain biking, skiing) are most readily available in rural towns so it's an option I'm staying open to, pending strong mentorship opportunities and identifiable room for long-term professional growth once graduated! Also! Thanks for making a thread for this- I feel like personal finance doesn't get discussed enough in grad school conversations
  3. I didn't either but mine is conditional acceptance so maybe is different?
  4. That’s awesome! I’m 31! Did you get into Edmonton or Calgary??
  5. Haven’t heard anything yet. I had heard the news about Camrose closing too - interesting development and hoping that transition goes smoothly. Had anyone here been hoping to get into Camrose? I selected Calgary as my preferred campus.
  6. For anyone applying to uAlberta, this draft fall semester planning document has been released. https://www.ualberta.ca/covid-19/media-library/2020-04-16_fall-semester-scenario-planning-principles-and-scenarios-final-draft.pdf At this point, they're assuming that a full return to normal in-person classes is extremely unlikely and the document seems to suggest that classes will be at least partially online. Will be interesting to see what happens.
  7. I'm also an OTA/PTA graduate and I definitely agree with everything in this reply! I would also add that the comparison of OT/OTA hands-on work really depends on the practice setting and even betweeen institutions. It can even vary depending on which OT or PT you're working with on the day. But yes, in general it's quite a hands-on position. In some ways, you get to do the "fun" parts of rehab as an OTA/PTA without being subjected to the same licensing and legal responsibilities that an OT or PT takes on. Also, pay in my labour market (BC) seems to be between $24-30/hour (+benefits) depending on the practice setting which is quite good for a 2 year program. Also, it's been quite easy to bridge the diploma into a degree. Myself and other former OTA/PTA classmates have gone on to complete the Bachelor of Health Science or General Studies degrees online from TRU but I think there are other programs available. Also! I started PTA/OTA school at 27 and there were tons of people my age (and older!) in my program. I had been worried about being "too old" but once I was in the program I found it to be a huge asset as I brought my own unique life experiences which helped me with building therapeutic relationships with clients. Now I'm 31 and applying to PT school while feeling like I have all the time in the world
  8. Insightful response - thanks for clarifying from a current U of A student perspective - much appreciated
  9. Interesting - I had thought that our Winter 2020 grades didn't *really* influence much for 2020 intake as conditional offers go out in May and transcripts aren't due until June. I had thought that our offers were going to be largely based on our GPA at the time of application as those are the marks used to determine invites for interviews/MMI/CASPer. It seems like doing another calculation of Winter 2020 grades might require a lot of admin resources for GPAs which are only likely to change by 0.01 or 0.02. Just a thought, but perhaps this policy applies more for different programs that still are accepting applications?
  10. That’s exciting! I met one of the northern cohort faculty while on a rehab assistant practicum and she seemed really lovely- You’re gonna love it! Also, I’ve spent lots of time in the kootenays (Nelson, Fernie, golden, revy) - feel free to message me if you get a placement in any of those communities and I’ll send some tips (especially if you ski or mountain bike)
  11. Congrats!!! That must feel amazing Hope you can find some time to celebrate this accomplishment during these crazy times!
  12. FYI U of A has advised that they'll be using the CASPer test for this intake. April 2 and 15 are the dates of tests and I would suspect that admissions decisions will follow the same timeline as before (mid-May).
  13. That's so interesting and great to know! I am going to go ahead and expect that this will happen for U of A MMIs too! Thanks for sharing!
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