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Trying to be realistic here in creating a budget for 4th year. I've heard horror stories of people travelling all over the country spending tens of thousands of dollars, but also of people who stayed home the whole time and spent nothing. So, I'm aware that there is huge variability depending on where you choose to do your electives, combined with the length of your CaRMS tour, but I was wondering if any residents or current 4th years can shed some light on the costs associated with their last year? Do the extra costs (electives/CaRMS) make that much of a difference when compared to your budget for every other year?
Hi there, I am a Medical Student writing on behalf of my sister who completed a B.Sc. in Biopharmaceutical Sciences at U of Ottawa and is applying to Pharmacy schools. It is very very competitive in Canada, and other than an interview at UofT, she is not having any luck getting in. She got accepted to MCPHS or Mass Pharm in Boston and it has a good reputation. The problem however is tuition. The cost of Tuition is 75-80 000 per year. The second problem is that they are asking her to do a 5 year program. They have a 6 year program for students straight from high school, and you can do a 4 year from after a BSc but since she's missing a microbiology class and some other (rather insignificant) classes, they are asking her to do a 5 year... which adds tremendously to the cost. We inquired about loans from Ontario (OSAP) but they only offer about 6000 per year for this. Line of credits go up to only 80 000 at the banks we've enquired at. We are looking for any advice you could offer if anyone knows of anyone who applied or did a pharm degree in the US and how they fared. Thanking you in advance.