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Hi everyone! I was hoping you guys could help me out. I was successful in securing a seat at a dental school in Australia and am now in the process of trying to obtain a student line of credit to pay for my studies, but I don’t have a co-signer (my credit is excellent though). Can anyone point me in the right direction? Is it possible to secure a LOC without a co-signer? Many of the major banks seem to offer great options, but they seem to be reserved for students studying dentistry in Canada and/or require a co-signer. That being said, seeing that there is a reciprocal agreement in place between Canada and Australia I’d hope there would be some leeway. Thoughts? Suggestions? Thanks everyone and good luck!
Can you guys let me know which banks were easiest to get a loan from? I'm hoping to get into a Canadian school but if not I'll be going to the US. I have several interviews lined up in the coming weeks. Worried about finances since my family is middle class. Thanks.
http://www.omsa.ca/news/2016/3/23/press-release-re-changes-to-postsecondary-student-financial-support-in-ontario "Most problematically, access to the OSG will be limited to 4 years of eligibility. Each year a student has previously received Ontario Tuition Grant support will eliminate one year of OSG eligibility. The 4-year limit will immediately exclude many medical students. Unfortunately, the excluded medical students will be those whose financial situation is dire enough to have required grant funding for their (much cheaper) undergraduate education. These students become the medical students most in need of support. Prohibiting their access to the OSG program may threaten to increase the debt load of this key demographic. " There's no details yet as to how this is exactly going to work. But, from what I read, if you USED the OSG in the past, you may be limited since you can only use it for up to 4 years. However, 30% off tuition, if eligible, makes a big dent in the med school debt ( about 8k a year). Have you guys heard anything about this? What do you guys think?