popfossa Posted June 18, 2020 Report Share Posted June 18, 2020 Hey everyone! I'm currently just looking through the deals that each bank offers for LOCs. I think the top 2 I am looking at are RBC and Scotiabank. Which banks are you guys going with and do you have any advisors that you recommend? Quote Link to comment Share on other sites More sharing options...
dnguy063@gmail.com Posted June 26, 2020 Report Share Posted June 26, 2020 Hi! After reviewing various bank offers, I agree that Scotia and RBC had the best offers. I ended up going with Scotiabank because they have a great banking package including LOC and i feel that they have better credit card offers. I recommend Kyu Tompkins (kyu.tompkins@scotiabank.com 613-564-5253 x 4452) as he was the one that hooked me up. He was very knowledgable, efficient, quick to answer all my inquiries and made the process very easy for me. That is another reason i decided to go with Scotiabank instead. He also helped my friend and she isn't going to school in Ottawa. Hope that helps! popfossa 1 Quote Link to comment Share on other sites More sharing options...
dopamineislife Posted July 13, 2020 Report Share Posted July 13, 2020 Can anyone share the higher-level info regarding the LOC package they received with Kyu? Interest rates, account fees, credit card, etc? Also can we start applying for osap? Quote Link to comment Share on other sites More sharing options...
MedicineLCS Posted July 13, 2020 Report Share Posted July 13, 2020 14 minutes ago, dopamineislife said: Interest rates the standard Prime-0.25, account fees the chequing account is free/card fees are waived, you do pay interest on the LOC automatically for any sums withdrawn, credit card Scotia Gold AMEX/Scotia Passport Visa Infinite, etc? Also can we start applying for osap? Quote Link to comment Share on other sites More sharing options...
popfossa Posted July 13, 2020 Author Report Share Posted July 13, 2020 27 minutes ago, dopamineislife said: Can anyone share the higher-level info regarding the LOC package they received with Kyu? Interest rates, account fees, credit card, etc? Also can we start applying for osap? OSAP opened June 1st so yes! Quote Link to comment Share on other sites More sharing options...
popfossa Posted July 13, 2020 Author Report Share Posted July 13, 2020 1 hour ago, dopamineislife said: Can anyone share the higher-level info regarding the LOC package they received with Kyu? Interest rates, account fees, credit card, etc? Also can we start applying for osap? 30,000 bonus points ($300) on Visa Infinite if you spend 1,000 in first 3 months (Aug 31, 2020) 20,000 bonus points ($200) on Gold AMEX if you spend 1,000 in first 3 months (Aug 31, 2020) 300 cash if 2/3 criteria met (open by July 30, 2020) Quote Link to comment Share on other sites More sharing options...
MedicineLCS Posted July 13, 2020 Report Share Posted July 13, 2020 19 minutes ago, popfossa said: 300 cash if 2/3 criteria met (July 31, 2020) My graphic says "within 60 days of account opening" so anyone reading this and worrying how they're going to meet the requirements in 2-3 weeks shouldn't worry! dopamineislife 1 Quote Link to comment Share on other sites More sharing options...
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