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Transfer Credits


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Hello,

I am confused as to what transfer credits are. Are they credits obtained from another institution? or are they broad enough to include credits being transferred from one undergraduate degree to fulfill the degree requirements of a second undergraduate degree, at the same institution? 

I  finished a 4-year business degree with some science courses as electives, which I can now use to fulfill the requirements of the second degree I want to do - a 4-year honours biological sciences degree that I want to finish in 2-3 years. This would allow me to finish the second degree with only 28 courses left. Would doing that count as transfer credits? Various schools seem to discard 'transfer credits' from GPA calculations, which would put me in a worse position than I thought. 

 

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