
simpsons
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simpsons reacted to a post in a topic: Why do people want this so bad ?
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simpsons reacted to a post in a topic: Accepted/Rejected/Waitlisted??? (for current applicants)
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simpsons reacted to a post in a topic: Family - Care Of The Elderly
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JohnGrisham reacted to a post in a topic: 54.1% Overhead For Otolarngology?
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54.1% Overhead For Otolarngology?
simpsons replied to thepit's topic in Surgery and Surgical Subspecialty Residencies
Yea not buying those all those numbers. The data from AHCIP is on point but fails to account for private/sessional/academic/contract payments accurately. The overhead numbers are self reports from a possible very small sample size (how many respirologists were surveyed?). Not sure if im supposed to believe this more because its the news says "leaked." -
simpsons reacted to a post in a topic: Most Employable Grad Degrees?
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simpsons reacted to a post in a topic: Investing with LOC
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Hades reacted to a post in a topic: Admissions Release Date
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Admissions Release Date
simpsons replied to apricotjam's topic in University of Saskatchewan Medical School
Clearly haven't been around for the disaster that was MD 2018 results. Results came out over the course of an entire week (Mon-Fri) with people higher on the list informed earlier and rejects on the last day. Good luck folks! -
In Arts and Science you could take 7 courses max per term if you have an acceptable academic record. Certainly a good way to finish a 4 year degree in 3 years (or less with summer school) if you keen on getting your 120 CU for med requirements done earlier.
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Increasing Loc To 275K- Scotia
simpsons replied to simpsons's topic in General Resident Physician Discussions
Sweet thanks for the help guys! I will ask about the reduced interest rate. I have a meeting arranged with RBC on Monday. This doesn't quite apply since they claim that the reason they are not giving me the full 275k LOC is because my student loans are 120k rather than the "standard 60k." The fact that i have used 180k of the 200k available to me is not a factor. Even if i hadnt touched my LOC they would only give a max of 215k (275k-60k). I can pay off my government student loans right away but with only prime+2.5% for up to 14.5 years, I would rather invest it for higher elsew -
Increasing Loc To 275K- Scotia
simpsons replied to simpsons's topic in General Resident Physician Discussions
Less than prime? Hmm any link or anecdotes about how/if this can be achieved. Never heard of it personally. -
Increasing Loc To 275K- Scotia
simpsons replied to simpsons's topic in General Resident Physician Discussions
I am a proponent of investing in multiple sectors than a single one. Bubbles in specific areas burst more often than depressions. Not a fan of mutual funds since they have higher fees and i dont trust them not to get greedy/biased towards specific stocks. Rather invest in all sectors than risk volatility by investing in real estate only for just 10% returns. Anything that you put in the stock market you gotta be prepared to lose though. With 275k @ 2.75% (prime) the interest is ~$600 per month and i can sustain much more than that on a resident salary alone. -
Clover_236 reacted to a post in a topic: Increasing Loc To 275K- Scotia
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Increasing Loc To 275K- Scotia
simpsons replied to simpsons's topic in General Resident Physician Discussions
Perfect will email my local RBC rep as well and see what i can get. I had a good background in finance from undergrad courses before that helped. However, my investment strategy was stupid simple as i dont think anyone can consistently beat the market unless they have access to insider information. Here is a link i found useful: http://canadiancouchpotato.com/about/ . Cliffs: RRSP: max out on it. Find out your contribution limit from CRA online. TFSA: see above. ETF: best option if you investing 50k+. My two main investments were Vanguard S&P (VFV) and BMO NASDAQ (ZQQ). The returns -
Just starting residency in FM in July. Currently have taken out 180k of my LOC through Scotia. I have 120k in student loans. All of the 180k i have taken out of my LOC has actually been passively reinvested in ETFs as i was going through medical school. So far i have made my 180k into around 300k. I was told that Scotia provides 75k additional LOC money for residency. However, after talking to my adviser today, he informed me that i only qualify for 15k since they assume an average of 60k of student loan debt and the 60k extra debt that i have (120-60) reduces my additional LOC amount proporti
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simpsons reacted to a post in a topic: Radiology Vs. Ophthalmology - Life Style / Salary / Job Outlook
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simpsons reacted to a post in a topic: 2017 Carms Applicants
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simpsons reacted to a post in a topic: What Skills Do You Wish You Further Developed Before You Were Admitted To Medical School?
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simpsons reacted to a post in a topic: What Skills Do You Wish You Further Developed Before You Were Admitted To Medical School?
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Definitely a couple dozen people have heard. The USask forums arent really active so most people dont post stats. I know of 2 people that have an account, were accepted but still havent posted
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Everyone happy with their Term 2 marks?
simpsons replied to Sebriz's topic in University of Saskatchewan Medical School
Marks usually tend to go down the semester of the interview for me due interview prep and post-interview thoughts. I have also had semesters where there is almost a 5% gap in my marks so you aren't too far off. Just make sure you balance out hard/easy courses across semesters, aren't burning out and work harder for hard classes (as opposed to working equally hard in all classes). You have seen an improving trend in your marks so don't let it discourage you man. All the best for next week! -
Post Interview tears of joy or sadness?
simpsons replied to pink13's topic in University of Saskatchewan Medical School
"Fool me once, shame on you; fool me twice, shame on me"... shame on me. Though i really wasn't as shocked as the other people here, just curious as to what they were asking about. Sent to everyone that interviewed babble. Call them up if you didn't receive it. -
Post Interview tears of joy or sadness?
simpsons replied to pink13's topic in University of Saskatchewan Medical School
^Always hear that other schools do a better job; hope i don't get to find out. To be fair, its really hard to sell Sask over something like UBC and most of the class is just IP. Uh... yeah we have the most hours of sunshine (even at -35) and a small class size. -
Post Interview tears of joy or sadness?
simpsons replied to pink13's topic in University of Saskatchewan Medical School
That really doesn't sound bad Pink. I also had that moment when i walked out with the wrong bell but we just had a laugh about it. Your score probably wasn't even affected by those. What really pissed me off was that most of the questions were so vague. This seemed really different from last year. The questions just seemed too easy and really unsure as to whether i did relatively better. Edit: Doesn't really help that you quoted me below. Edit your post if you can. -
Who would you rather want in medical school?
simpsons replied to ciel999's topic in University of Saskatchewan Medical School
attentionwhore/10 Though i cant believe the poll results. Are we all just trolling the poll now for $hits and giggles? Thinking that transfering to Kin improves marks on average by 10%+ at the 90s level is just ridiculous. Brb 110%.