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insomnias

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insomnias last won the day on February 14 2018

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  1. Depends. Scotia caps you off at 60k fed/prov student loans, after which they reduce your LOC amount (e.g. if you have $110k in student loans, your LOC limit is $350k - $50k, assuming $350k is the normal max)
  2. IIRC, depending on the program, you can't use the PD's letter when applying to their own program, but you can when applying to other programs.
  3. Re working without a full residency in the US: It's possible, but most insurance companies won't let you bill (some, like Medicare/Medicaid and some of the advantage plans, might), and most hospitals won't give you privileges unless you're board certified or eligible. Malpractice insurance may also be more expensive. That means you'd be looking at working somewhere where they literally can not get any doctors (ie extremely rural or malignant) or in an outpatient, cash-only clinic. There are some non-clinical jobs, but those are a bit harder to get. SDN had a thread on this somewhere. It's even
  4. Conversely, I'd much rather have taken it when it's P/F rather than now when people will actually have a grade to look at if I apply for a fellowship (apparently some fellowships use step 1 as a screening tool...). I took it after 3 weeks of post-M2 studying, and I've since pretty much forgotten everything lol. I didn't get an amazing grade, but I passed by a good margin and that's all that matters to me -- but how will that stack up against the US grads if I apply for a fellowship at Stanford?
  5. You're absolutely right. By exploring I guess I actually meant considering. What's the argument for considering a 5 year RC specialty which may require a fellowship and limit you to certain locations versus family med which allows you to work pretty much anywhere if you already like family med and X specialty pretty much equally.
  6. I guess this is a corollary of the whole "if you enjoy anything other than surgery do that." I like family medicine overall and am confident I could find a niche I'd enjoy spending the rest of my life doing. I also like various aspects of various other specialties, and I could enjoy doing those specialties for the rest of my life as well. Given the training time difference and flexibility in hours, location and scope of practice that's pretty much unparalleled by any other specialty, why pursue the RC specialties over family medicine? Financially, it doesn't seem to make sense. From a mental h
  7. Every time somebody says that, I like to point to the example of Switzerland which has residencies of comparable length to ours in most specialties while abiding by EU work hour restrictions (48h/week max with no more than 13h of continuous work), and the RCPSC recognizes their training as equivalent for the purposes of exam eligibility. The reason we have long hours during residency isn't because it's a trade-off between hours worked vs competency but because resident labour is significantly cheaper to the government/hospital than that of attending physicians.
  8. A lot of these depend on your province. 1) Canada student loans and some provincial student loans begin to require repayment within 6mo of graduating. The rest require repayment after finishing residency. LOCs generally require repayment starting 2yrs post-residency/fellowship 2) Depends on the province. 2.5) Some provinces won't count it if it's in a TFSA 3) No 4) If you can afford to pay it off, it might be worth it, but that depends on you comparing the cost of paying it off (med LOC interest) vs not paying it off (undergrad LOC interest)
  9. I still don't understand why more people (specifically, the money-minded people) don't just do ortho and then go down to the US and practice their true pa$$ion: $pine $urgery
  10. Wasn't it heme-path that takes blood bank/transfusion call? I might be confusing heme vs heme path
  11. Sorry for the late reply. U of A, although recent curriculum changes to deal with covid19 have brought this down to ~15 weeks total (with no y2 summer electives allowed, at least for this year). Only time will tell if that number increases for future years
  12. The thing about derm that most people miss is that you spend all the time you're not in the hospital studying because there are a ton of diseases you might never see during residency but are still fair game for Royal College/US boards. I think PM&R has a great lifestyle once you're on-service, as does PHPM, pathology (not surg- or heme-path though), ID (if you can survive IM), rad-onc, med micro, genetics all have great hours during residency with minimal in-hospital call. Basically, as long as the specialty doesn't have emergencies, the lifestyle will probably be pretty good :p
  13. There are some people who can't deal with having to see patients all day / having to constrain appointments to 10-15 mins / having to treat the entire spectrum of illness. Those people can't tolerate FM. There are some who love that. Then, there are some who are ok with it. The premise is that if you're ok with all of that stuff, just do FM (because shorter training time, greater job mobility, whatever)
  14. I remember my year U of C decisions came out first, and I was waitlisted. I was bummed, but I'd figured that I didn't do that well in the interview anyways. Then I got into the U of A. Then I got in off the waitlist to U of C. This is just to say that it's entirely possible to get off the waitlist at U of C, and I know multiple people at the U of A got in off the waitlist. Given the information you have, you have as good a chance as any, so don't give up hope.... but do plan for what you'll do if you don't get in to either
  15. iirc U of A is either June 1 or 22 with 22 being more likely. U of C is... June 15?
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