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Everything posted by Med_Pack

  1. Thanks for taking the time to reach out to me. It means a lot to me right now when anyone posts on here because I'm feeling very disheartened. I guess it makes me sad. I am trying really hard not to be. But I can't understand why others behave this way, I just never could. I really don't think they are worried about replacement...without going into too much detail, my position essentially won't exist anymore when I leave so the replacement question isn't an issue. So if it's not a question of being annoyed in finding a replacement, then what is it??? Why would they be jelous if they didn't
  2. I am not a fan of this policy one bit. Did they give a rationale as to why they made this change? Did they get any questions on it?
  3. Thanks so much for your empathy. Unprofessional yes, for sure. They aren't worried about finding a replacement tho...relatively new, plus I'm not permanent....and they hadn't been treating me well anyway before this. But it just got kind of worse. You think they muster up enough to just be respectful and courteous. My boss did make the announcement...finally...and no one said a word and most looked away from me at the staff meeting...after like a full minute of silence....one person said congrats....no one else followed...it was like awful...but anyway...the worst is hopefully over now and
  4. I just felt like writing here as I am really not having a fun time working out my notice and just wanted to vent. Since I gave my resignation, things have been really awkward...when I handed my letter to my boss, they didn't even say congrats or anything...just kept a pretty hard jaw and basically was like "OK." Maybe I shouldn't have expected any salutations, like good luck, my best, or congrats etc...but I am definitely the kind of person that would, so it just....ugh.. also I don't think anyone else knows as no one's said anything. I dunno, it's the first time I've ever had to resign (vs a
  5. Thanks G!! That's quite the compliment coming from you. It would be awesome to work with you too, who knows what the future holds! This is going to be such a ride, I'm getting ready for the ride of my life (in reference to both the ups and the downs!!). Thanks again for your warm wishes.
  6. There will always be questions that refer to topics you don't really know about or haven't thought of. The first thing you must do is not even approach it like there is a way to do enough reading or knowing enough that you can know the question that is coming- because then you will feel super anxious and let down when the inevitable happens and there's questions you didn't see coming. It's just what the MMI is almost designed to do- see how you think on your feet. There are ways though to get better at dealing with these foreign questions. My strategy kind of goes something like this: 1) A
  7. Who is going to the Financial Aid presentation in Thunder Bay on June 24th? Hopefully, there will be some good info to ease our minds a bit about the financial burden of all this. They are also having the Web Ex seminars for those of us who can't physically make it to Sudbury/TBay.
  8. I really can't speak to what the requirements are in Quebec...but I think in Ontario, the OMSAS GPA weighs the higher year courses more towards your GPA as well as full year courses more than one semester courses. I don't know what your first degree cGPA would be...it probably would be middle of the road or on the lower side as your grades were poor in year 1 but better in yr 2 and 3... I don't think in ON that is the business school GPA is a competitive one..again it depends on what the OMSAS GPA is...but this gives us an idea already though of how it might be. I don't think ON schoo
  9. Just stuff like a premium cc from both and at RBC their VIP banking package with that with fees waived. They don't usually do it though and she just did it for me because of the extra delays and stress this all was on me that for the most part it didn't need to be.
  10. med schools seem to always be doing things to change the game in the last few years...be grateful that it's not U of Ottawa where there was a bit of a scare that the MCAT would be introduced for the coming cycle...and apparently that has been changed so it will be for the cycle after that...but people are losing their **** on that board, I don't blame them. I agree this is a really unfortunate change. I like that NOSM seems to be a school that values life experiences, maturity and their second degree option always indicated to me that they believed in second chances, which was refreshing t
  11. Thanks for all your comments guys and all the advice. RBC just let me know my LOC came back approved! I don't really know that any of that was as a big deal as she was making it sound but anyway..They are offering me quite a few perks now beyond the regular deal without me asking...but since I was waiting for them for a while and stressing, in the meantime, I got talking to CIBC and Scotia...CIBC went to their lead or whoever to ask for the exception and is offering me a great deal as well, Scotia's deal is as is what is on their site, so nothing extra there although I agree that Rod is great
  12. These are just my thoughts so take it with a grain of salt. Personally, I don't think there's enough context here to give a competitive score in this area if really only one year has been in TBay after post-secondary with the other locations being no/iffy for context...just my opinion. They do consider other areas pre-interview too, so maybe if you knock the academics/ABS/Supplementary questions/EC's out of the park, you could still get an interview. In the final hurdle, it will be really tough though I think.
  13. Talking to Scotia at the moment, will let you know how it goes!
  14. Update: RBC says this is really unfortunate and they will need to have their manager add some support notes and then send it back out...I was hoping she would have already done that but I am still waiting and hoping she can do this for me quickly as I really need to get this squared away... they also say that although bankruptcies are on file for 7 years, late bills are on for life....so I will always have a problem getting credit in the future regardless of the fact that I do use credit responsibly. Very disheartening to hear that a few "late" bills will follow me around forever even though
  15. OK, I will keep trying and meet with other banks. This week, I'm expecting early in the week, I will hear back from RBC regarding the outcome of the appeal. I have some other appts lined up at the end of the week at other banks...will keep you guys updated on how this all goes. It would be nice to get a list going of what banks people think is the best for approving/overlooking small defects in credit history to the strictest. like 1,2,3,4,5 from least to most strict of the big five.
  16. But the unfortunate thing is that I am with a bank that is not new to this...RBC...and the advisor is someone who is a specialist on their site for just med/dent students and actually has been doing this for many years...I've just finished writing her an email explaining everything and also questioning how they could choose to decline a LOC for someone with a good credit score and good potential to pay it back etc...and to reconsider. I'll probably find out by Tuesday and I'll keep everyone posted. Thanks for everyone's input and support on this thread, I really appreciate it! If anyone else
  17. It sounds odd that I would get declined for a handful of late payments even though my score/everything else was good? I kind of thought so but at the same time I know some banks are really coming down hard on lending. And it's RBC. And it's like my life is falling apart in front of my eyes...wish I had enough money to do this without the bank!
  18. lol. this made me laugh pretty hard actually accidentally while at said "dumb sales job." But I was alone in my office so it was OK. lol. Thanks rmorelan and ploughboy and everyone else for your advice...with the stupid hiccup with my LOC (read more: http://forums.premed101.com/index.php?/topic/90872-has-anyone-had-loc-be-declined), I am going to have to wait a tad more to give notice...but I hope I can give it by the third week of June so I can be off by the second week of July, then I'd still have a good month and some before orientation. If the LOC had been approved as I thought it would be
  19. I'm pretty familiar with the banking industry and it's not a matter of just finding another advisor...advisors do not approve credit...they simply submit the application..it is the underwriters that do the credit approval, so even if another advisor submits it, if the underwriter doesn't want to approve it then the advisor can appeal it (which I think will happen in my case) but it's still not the advisor's decision to make in the end. And I don't have poor credit...as I said in my original post...oddly...yes, I have a credit issue now with these silly bills that were "late" but if my cre
  20. So to clarify, like I said, my credit other than this is really good...in terms of my score, and my use of credit etc, I don't have any undergrad debt and pay my cc balance in full every month. I had been paying bills (on time) that were in excess of my service for months...wrongly...they had not been charging me the right amount and then said that I would be credited for the excess which was quite a bit and would have covered my next few bills..however, they never did the credit properly (but I didn't realize this until I got the notice in the mail after a few bills were past due that I o
  21. Hello all, I am wondering if anyone has had a LOC be declined while dealing with a specialist for med/dent students...specifically for the reason of a few late bill (small amount and not for credit product) payments, even with an excellent score (most people don't know their own credit score though unless they order it by mail or pay to see it online so this last part of my question only would apply I guess if you knew your score beforehand)...it is possible to have a great score with only a few lates, I do know this for a fact, but wondering if ppl have still been declined due to this rea
  22. Wondering how close they are to filling the class...anyone hear anything yet today..you guys are all in my thoughts... For the recently admitted folks, did you join the facebook page? It's a wonderful community on there.
  23. That is insane what happened to you mm16, so happy you worked it out. Are you going to be on the East or West campus? Can't believe there's already only three spots left...seems like the waitlist moves less and less each year at NOSM and I'm not surprised with how much they've developed over the last few years and their stellar match rates...
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