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DoctorArts

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DoctorArts last won the day on August 8 2018

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  1. Are you joking? It amazes me how many med students/doctors think that it's our right to be accountable to nobody, as if we're royalty. This doctor disrespected his profession, patients, and tax-payers by his withholding of medical records (and it also sounds like some records were incorrectly maintained), his repeated lies and scapegoating of patients making complaints, and, of course, undertaking sexual relationships with the mothers of his patients. Please consider the implications on your own license of people like this being allowed to practice. It's disgraceful, and he was clea
  2. If you're withdrawing more money down the line, what would you be paying off the interest with? I mean, if you have some source of income then you can go for it and make payments every month, there's no penalty. But generally it's not a great idea to keep a large amount of savings and draw from your LOC. Basically, to pay for things you should: 1) Use government student loan (0 interest while in school) 2) Use any savings that are earning less than 3.7% 3) Use your LOC So for most students that would mean that they have no choice but to use the LOC to pay for the in
  3. 3.7% is the interest rate for the year, but interest is compounded monthly. So really, your interest rate is 3.7%/12 per month. So you take out $20,000. End of month 1, you owe $740/12 = $61.67. You can pay this off with your line of credit (Scotiabank does this automatically), so now you just owe $20,061.67, unless you mysteriously have some income or external help. So now, at the end of month 2, you accrue more interest, but now $61.86. The extra amount is the interest you are paying on your first month's interest.
  4. Wow, that's crazy! Congratulations. Are you freaking out/in shock?
  5. I had to ask to get the ScotiaOne account to be eligible for the $300. Originally my advisor was going to set me up with the student account so I'd have unlimited e-transfers, which I don't care about.
  6. This kind of circumstance is exactly what the section is for. Don't overthink it, include your circumstances and let them decide how to evaluate you. You should know that they state that they only look at that section of the application post-interview.
  7. No, it's not a lie. It's a policy. They can give the credit card to whoever they want to, and they decide they want to give it to medical students. They post that we are eligible for these credit cards on their websites.
  8. 1) The amount will go down because you have a spouse. But I did a deep dive into their long description and at that income level, it's not going to be substantial. Also, you're evaluated at a higher need level regarding like how much you need for rent and food. You're going to be okay, I would be very surprised if you don't get anything. If your partner has government student debt, they will take that into account as well. At the level of finances we need, your partner couldn't afford to support you at that income. You can find the percentages of what the expected contribution should be roughl
  9. No, you don't. The point is, there are a lot of people on waitlists and you should decline when you know your preference. But lets say that you're on WL for your #1 school, and UBC is your #2. You can accept UBC and decline when you get off the waitlist. You'll just lose your deposit.
  10. Hi! That rejection must really suck. That being said, there is definitely room for an improved application for next cycle! I don't really agree with you that your TFR is above average, 1 point out of a hundred is not meaningful. The good news is that NAQ is the easiest score to boost simply by getting creative and editing your entries a lot. Think about what makes your life different from other people's and throw that in there. UBC is clear in stating that the Diversity of Experiences category is your chance to showcase unique things about your life. Are you an older sibling? Do you go to a lo
  11. Timestamp: 11:56 PST Result: Accepted - VFMP (1st choice ) Early or Regular Deadline: Regular AGPA: 83ish MCAT: 522 - 131/131/130/130 Year: B.A. 2013 + 2 years sciences ECs: Definitely what got me the interview. I have had 13 jobs dating back to when I was 15, one of which was quite impressive and I got a phenomenal reference from. I also was heavily involved in the arts for quite a while and I definitely had a lot to show that I have leadership qualities. I also think it was pretty important that I included 3 significant life history items that were very stressful
  12. The constant nausea is getting a little tiring. PLEASE UBC PLEASE.
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