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About Coldery

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  1. There are obvious similarities but to what will you attribute it? 150 years does not change developmental advantages due to geography. Northeastern states were most closely positioned to the UK and France. They were (and still are) several steps ahead of the rest of the flyover states. Union: Capital-intensive, Confederate: Labour-intensive. The Big Apple and large skyscrapers serve as a testament. Pennsylvania, Wisconsin, and Michigan were all Union states and went Republican in 2016 (with large margins). I do not know anyone who would believe that a vote margin of 5,000 votes is enough
  2. You have to read more closely. "The "swing vote" on the SC". Supreme Court =/= a Supreme Court ruling. "by about the same margin as Clinton vs Trump". Margin (n): an amount by which a thing is won or falls short. A matter of degree. I should not have bolded Georgia as it precluded your need to speak on Ohio, Indiana, Iowa, and Kansas, Pennsylvania, Wisconsin, and Michigan which you conveniently decided not to... ------------------------------ Just noticed that you also said "the last Republican that actually won the popular vote was Bush
  3. I think I could put money down on the idea that they likely aren't going to overturn R v W. The "swing vote" on the SC, John Roberts, is pretty in the lane of maintaining the legitimacy of the SC so he is very likely to vote against anything like that, even before considering the other more conservative justices. He has many conservatives pretty pissed off because of his "maintain the SC's legitimacy" stance. The senate was created for that purpose. Universal healthcare exists in several states. California singlehandedly has essentially all of North America's products labelled w
  4. Not everyone. First examples were made to illustrate disparities between the province in question and every other province. Wrong question. Right question is: "Because people are paid less in a different system could we be paid less too?" Never was an advocate of taking everyone's down. All was done to speak of the relative viability of dropping the highest paid doctors pay while retaining their (slightly) tenuous desire to live a top 1% lifestyle. Just check Ontario's latest government statistics. Healthcare takes up approximately 40% of total government expenditures. Of a
  5. What about doctors in UK, France, Germany, Taiwan, Sweden, etc. Almost no doctor in any of those countries bill any more than $200k. Most of the other developed nations have training that is equal in length, if not longer than ours. In the UK, it takes 5 years of post-MD training to become a GP, approx. 8 years post-MD training to become a specialist. If they all had your POV, they would've walked off the job a long time ago. The NHS is not very forgiving when it comes to cash. In Taiwan, they aren't earning much more than $100k/year at the most senior positions. North America is the anom
  6. $150k is bare minimum with approximately $200k billing at 25% overhead. Overhead is pretty middle of the road for a GP with minimal procedures whereas $200k is very low relative to regular GP physicians, let alone specialists. In BC, $150k books $100k post-tax, assuming every dollar is taken home as income instead of the other tax schemes available (incorporation, dividends, etc.). Depending on how you allocate that, you can get that debt done quick. To put it in perspective, there are teachers in their mid-40s still paying off their student debt with $50k/year salary pretax. If you are
  7. $200k to get through school is misleading. We're Canadian, not American. Tuition is $20k per year for four years: $80k. Presumably you're taking living expenses into account to fill the $120k gap. If so, the same can be done for a BFA, BSc, or whatever other degree you'd like to consider. I'm also assuming medical students don't have a sudden urge to spend when they matriculate. MD (4 years): 4 years x $20k/year + 4 years x $30k/year = $80k + $120k = $200k Any Bachelor degree: 4 years x $6.5k/year + 4 years x $30k/year = $26k + $120k = $146k If you are any run-of-the-mill physic
  8. All that I see is a new, increasingly ignorant upper-class that's growing more and more blindsided to the concerns of the average Canadian day by day. While we argue about our $200k vs $250k take home $, we are forgetting about the $20k-$25k take home pay that 50% of the population (that we serve) deal with. Mind you they are the ones padding our wallets because of our publicly funded system.
  9. Yeah, even with the new changes, Alberta docs will still be some of the best paid in the country (before considering AB's much lower cost of living). Just look at the stats (example: GPs 20% higher than Canadian average). Haven't begun talking about specialists either. The only reason why other specialists would be complaining would be because they're only billing 2x the BC average instead of 3x the BC average as is the case with Derm and other specialties to a lesser extent (specialists book 25% higher than Canadian average). What most people watching the news fail to realize
  10. Do you work as a GP earning ~$100k in an overly saturated region? If finances are your priority, you can make $500k+ pretax. I guarantee you that people in Big Tech aren't making that unless you're talking about people at the top of the pyramid (tech lead roles) at which point you're probably on par with them. Red dit.com/r/cscareerquestions
  11. You can pay off 4 years worth of 25k/year tuition in one year as an attending and keep the change while you're at it. It ain't that easy as a BSc or BA grad. You'll be looking at about half a decade or longer depending on how you manage your finances in the latter case.
  12. I purchased a condo on a mortgage about 3 weeks ago. Living there now. From what I recall, the big banks have a program where they assume your future income for mortgage application if you're: a resident or an M4. I was still able to use my LOC for the downpayment. Two caveats I believe that the government just enacted a law which prevents anyone from using an LOC for mortgage financing including the downpayment. Saw it in the news just a week or two after my mortgage was confirmed. I believe it is going to go into effect July 1st but don't quote me on it. Also, unsure as to whether
  13. Tuesday and Thursday AMs are always free. The only exception is when there is a Monday statutory holiday. In such a case, they usually end up squeezing the missed lectures into the Tuesday morning. Tuesday and Thursday PMs are usually filled with communication skills, clinical skills, or family practice visits/seminars/lectures. The schedules vary from person to person. Depending on the group/individual schedule, you could be placed at LSC (UBC), VGH, BC Children's, or even St Paul's. Also, there will almost always be several free Tuesday/Thursdays once your family practice visits
  14. I mean Bill Gates or the one 15 year old kid I know who makes $70k/month also exist. An anecdote will only ever be an anecdote, meaning nothing in the face of data. The statistics on the 50th percentile of each specialty (including opthos) exist. Stratify it by province and you get more detailed numbers. The 20-year compensation chart has this data. The average optho makes $1,250,000 in Alberta, $944k in BC. It's technically the mean and not the median but do a quick search for your local ophthalmologist and check their billings on your provincial website. Not sure about Ontario but BC ha
  15. How do I get a VP job at an IB? Hit me up if you know. The reality is that not every business school grad comes out and works at a VP job making $1mil-$6mil after a decade or two. It takes a certain type of person to: climb over others, suck up to the right people, and strike while others are down, to get to the top of the business world. They call them sociopaths. Very common phenomenon at the top of the corporate ladder. To top that, statistically speaking, how many people with business degrees can be VP/directors/managing directors at IBs? Most of my business peers are happy to g
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