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Everything posted by bruh

  1. Thank you. So, is that master’s embedded in the 6 year residency, or would it be 6 + 1? The reason I’m asking is because I see most programs indicate one year is dedicated to “academic enrichment” so I don’t know if that means it’s meant to give you a grad degree or not. Your third point is the one that stands out the most to me actually. All of the cardiac surgeons I know completed 8-10 year residencies with masters or PhD and fellowships. I have a hard time seeing myself being satisfied in that predicament. I would literally be 40 by that time LOL. I find cardiac surgery incredibly fas
  2. I have a couple of questions regarding cardiac surgery residency. It seems that research is a part of most cardiac surgery residencies, but I can’t tell if this is because it’s expected by the program or the interest of the resident themselves. Is it pretty much required to complete a masters or PhD in residency? My 2nd question is: how long is a CS residency with a masters? PhD? I’m looking into the specialty, but it is already the longest residency at 6 years and with the implied expectation of doing either a masters or PhD, that sounds like a 7-9 year residency, possib
  3. Just wanted to update y’all that I got myself a brand new V8 sports car. Won’t disclose what exactly but It’s fast and loud Thank you all for the input. I’m so happy with the decision I made. I’m going to be conservative with rent and other expenses in med, but I just had to get this whip.
  4. I appreciate all your comments. So cool to see on MedSIS all these different specialties offering shadowing opportunities! Honestly, I think not being able to shadow in the fall won't be a huge detriment. Would we be able to shadow at other hospitals too? I only see the affiliated hospitals on MedSIS. I was wondering if one is able to shadow surgeons in non-academic, small-town settings, for example.
  5. Thank you for the clarification on anatomy. As an incoming student I don’t even know the difference between prosections or dissections, so I just assumed it was all in-person, but it seems like the more fun stuff will be online, unfortunately. With that said, there is still opportunity for on campus presence quite often (2-4 times every week) and the vast majority of students are moving to Toronto and want to attend as much in-person activities as possible. I think only a select few have opted to stay in different time-zones. Shadowing is “to be refrained from” for now but based on th
  6. UofT is actually offering a lot of in-person opportunities. Only CBL and clinical skills are online. Lectures and anatomy labs are in-person but not mandatory to attend. Our schedule has in-person stuff almost every day. Shadowing is still up in the air, and events/club interests are probably going to be online. This is all for the fall term. Winter is to be decided later on. It’s not ideal but I’m grateful that UofT is doing as much in-person as they could. EDIT: I should note that there is a 50-person cap on lecture attendance so I have no idea how that’s actually gonna work lol
  7. The guidelines are quite broad so every school is doing their own thing. Lectures and Anatomy labs are in-person at UofT (in-person is optional). But I'm looking at my schedule and there are in-person stuff about 3 times every week. Clinical skills and CBL are online until at least January.
  8. I’m trying to figure out how much plastic surgeons actually make and it seems like it’s an enigma lol. If they are among the top, they should be billing around a million but I can’t find a source to back that up.
  9. $460K national average ($710K in AB!) According to this: And $443K according to the CIHI: https://www.cihi.ca/sites/default/files/document/physicians-in-canada-2018.pdf the only source I know of is 32% overhead based on CMA: https://www.cma.ca/sites/default/files/2019-01/otolaryngology-e.pdf#page10 hopefully someone with more info can chime in. EDIT: found this 2012 study on Ontario physicians. Overhead is 32% here for ENT as well:
  10. Hey, @jnuts. I know I’m bumping an old thread but I was wondering for how long would a Canadian trained ortho (who did fellowship in the US) be stuck in an academic job in the US? Is it until they are a full citizen, green card, certain # of years?
  11. Oh I am definitely NOT saying that all FM docs wake up hating their job! I am sure many FM docs are very happy and satisfied! The stats I posted show more than half of FM docs are happy with their work and their work/life balance. If you enjoy FM, then there is a very very strong case to be made for you to pursue it. I’ll agree that if you like both FM and surgery, then sway towards FM because of all the things you have mentioned. But if you do not enjoy the work of a family physician (I know many who are in this category) don’t go into the field - regardless of what perks it offers.
  12. If you woke up every day knowing you literally hate what you do for a living, would you still do it just because it offers good money and lifestyle? There is a lot more to life than making good money and having home/work balance. At the end of your life, you want to be happy knowing you did things in your life that you actually enjoyed and had a passion for. Going into FM won't necessarily bring you happiness or satisfaction in life or work. In fact, FM never ranks at the top in terms of happiness or self-esteem at or outside work. According to the CMA, more general surgeons are sa
  13. That's a good point. Thank you for the clarification. Since taxes are standardized based on income, it's pretty easy to say how much each person will be taxed based on their salary, but overhead is a whole different topic that some professions don't even deal with. That variability makes it difficult to grasp a true understanding of a doctor's pay when compared to other professions. My point regarding after-tax income stands, however. So I think the discussion should be more geared towards overhead rather than taxes. In essence, a doctor's pay after overhead can be fairly compared to an engine
  14. I mean, net income is rarely ever used as a measure of one’s salary. When my engineer friend tells me he got a $110K job offer, I already know that’s not his take-home pay. When we say professors make 140K or lawyers make 150K, no one is talking about their take-home pay. This persistence on emphasizing taxes and overhead is mostly mentioned in the context of physicians. I can see this happening because the higher the pay, the higher the taxes one pays, but it is not unique to doctors. It just means that doctors pay a proportionally larger amount of taxes and overhead compared to other profess
  15. Hey, Hopefully someone with more insight will comment, but what I do know is that $250K is on the very low end in Ontario. Average salary for FM docs was $363K in 2016. I expect that number to be closer to $400K now. With a 50h work week, That should be a realistic salary. Also, the range is actually much greater than 500K. There are FM docs making more than a million in Ontario. But they see a lot of patients and tend to have a pain clinic. Sources: https://www.canadianhealthcarenetwork.ca/files/2018/03/20-years-compensation-chart.pdf https://wwwhive.com/2019/06/28/revea
  16. What @rmorelan said haha. Several options are available post-residency. I was advised physicians either convert their LOC into a professional credit or take advantage of some tax situations converting it into property equity and something for private practice docs - No idea what he was talking about tbh but I think I have some time until I can figure that out
  17. I don't have to make any payments until 2 years after residency is finished (interest will just accumulate). Is that what you assumed I meant?
  18. Just got my LOC from Scotia. If anyone is looking for a good advisor in Toronto, here are the details: Branch: Toronto Advisor: Abraham Philip, abraham.philip@scotiabank.com LOC Amount: $350K, fully available at account opening, no limit on what it could be used on. Up to $50K extra LOC available during residency/fellowship (amount will depend on specialty) Interest rate: Prime-0.25% for life, even after residency. No interest payment required until 2 years after residency. Perks: Preferred Chequing account (Fee waived for life). Passport Visa Infinite and Gold America
  19. So, I'm looking at this : https://physiciansapply.ca/services/examination-and-service-fees/?cn-reloaded=1 Account fee $300 MCCQE Part I is $1,300 MCCQE Part II is $4,170 NAC is $4245 That comes down to 10K Although, it seems that all of these exam fees can be claimed as tuition tax credit. The only link I could find regarding royal college fees is this http://www.royalcollege.ca/rcsite/credentials-exams/exams-fees-e#exam-fees but I have no idea which ones I'll have to take.
  20. Thank you. Absolutely! I’ve been planning out my budget for the past month but it’s been very difficult to do because of my limited knowledge regarding clerkship/residency expenses. Could anyone break down the “extra” expenses I would incur during clerkship and residency? There is the LMCC, Visiting electives, CaRMS interviews. I am also planning to take the USMLEs. Any insight on these extra expenses + others I don’t know about would be immensely helpful!
  21. Thank you for your response. It really made a difference in my thought process. Being able to use my LOC for a downpayment, if at some point that becomes a goal, would be a huge help. Also, the thought of running out of LOC did not cross my mind. If I do pursue surgery, that only extends the amount of time I rely on a resident salary + LOC. This would make the issue of running out the LOC quite serious. I think, like some of you have already guessed, I will get myself a pony (having a head-to-head between a 2015+ Mustang or challenger now), BUT I will do my best to leave as much room as
  22. Those are very good points. Regarding the first point, I am mentally in a place where I can stubbornly take the risk of saying I am going to be a surgeon. I know I may change my mind once I gain more exposure, but I also know myself well enough to wager that I won't go into primary care. Re: #2 I may not get surgery in a desired location, but I have always been fully open to relocating and even moving to the US if it means getting the residency I want. I think I have always been a very certain person about my future goals, but I 100% agree that no one can fully predict what their future holds
  23. So my biggest dream came true: I got into med school! I am going to become a doctor, and I am so excited to finally begin this journey! But then comes the notion of a miserable, sleep deprived, fatigued, and poor medical student. A med student is prescribed to conserve. To conserve energy, money, and resources for the “sweet” attending life. Somehow the life that we lead from the beginning of med school to the end of residency is only justified by the end, not by the means. At least, that’s the prevalent notion. Now, don’t get me wrong. I am prepared. If that is the ONLY way ah
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