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About DarkRoastBlaq

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  1. It’s been a few days now since I’ve received my acceptance and it’s so surreal. I’m hoping this post will touch at least one person and help motivate them to never give up on their dream. PART I - Failure I started my first undergraduate degree in 2008 in a city away from my family. I was 16 years old at the time and chose to study biomedical sciences. I was also a member of a varsity sports team and was super motivated to get good grades and eventually attend a Canadian medical school. Then life hit me in the face with a sack of bricks. During my first year of this degree, my father lo
  2. Result: ACCEPTED (unspecified) Timestamp: 9:02AM 2-year GPA: 3.95 MCAT: 129/126/128/132 (515) Interview: In person interview. I came out feeling like I did well, but it was really hard to gauge it. There were some impressive things on my application I really wanted to talk about in the interview but didn't get a chance to. Worked out in the end! Year: Graduated from Masters, been working for a Bay St. firm for about a year. Geography: SWOMEN Will be accepting since this is my only offer.
  3. I’m predicting buttons for Western and Toronto applicants come out on Monday. Dental students received their offers today...so maybe these schools were preoccupied with giving out dent buttons.
  4. I could see them using Zoom or another video conferencing software.
  5. Agreed. Even stats may not do anything though. There are so many variables in play that multicollinearity issues could arise. Also it’s such a small sample size that it wouldn’t be truly reflective.
  6. As someone who’s done both types of interviews for investment banking jobs. I personally find virtual interviews to be easier. There are definitely arguments for both cases, but I think having a virtual interview could lead to biases in interviewers assessments. They may feel more sympathetic towards those who have to interview virtually because of the possible complications that go along with that format (bad internet connection, video quality etc.). One solution could be to do a statistical analysis of scores from both types and normalize to adjust for biases. Then standardized scores can be
  7. I thought it went well overall. One question was tough for me, but the others were standard. My panel was fairly neutral through the whole thing. I thought I was able to make connections with the 2/3 of the panel members.
  8. I don’t think it’s customary here in Canada. I’ve never heard of anyone doing this for a Canadian school. I could be wrong.
  9. Time Stamp: 10:14 AM Invite/reject: Invite IP/OOP: IP SWOMEN (Y/N): Y 2YGPA: 3.95 MCAT (CHEM/CARS/BIO/PSYCH): 129, 126, 128, 132 Essays (X/8): 8/8 Spent a month writing and perfecting these. Super grateful for the chance to interview!
  10. Thanks for the compliment and reaching out. I think the difference is somewhat negligible between the S&P500 index and the US total market index. If you take a look at the link below and scroll down to the end of the equities ETFs you can see that the S&P500 index has lower management fees and has outperformed the total market index over the last 5 years. I chose Vanguard because they are reputable. The S&P500 represents the 500 largest companies on US exchanges. It is a market cap weighted index which means that the 10 largest companies account for approximately 22% of the index.
  11. Congrats on becoming net worth positive, that's a huge accomplishment and it requires a lot of financial discipline. I'm a Master of Finance student and was fortunate enough to work in the high finance industry. I'm not a portfolio manager, but took a portfolio management course last semester. I would personally pay off the remaining LoC and any other debts (car payments etc.) asap, then max out TFSA. Afterwards, start saving for an emergency fund -- account for royal college costs in this. I can't tell you how much to save because that really depends on your own personal situation, which I do
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