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rmorelan

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  1. Like
    rmorelan got a reaction from LostLamb in History of Premed101   
    one thing we used to have is a better functioning chat system - if there is one thing I would like to see restored that would be it. 
  2. Like
    rmorelan got a reaction from CanadianLifeguard in History of Premed101   
    The forum is about 20 years old now, and yes created by Dr. Ian Wong so is of course still around ha. I have been on the forum for about 15 years now so there was an entire generation of people before me who I still remember well ha.  Good times! 
    This is the third generation of site format, and this one is getting a bit long in the tooth as well (we should probably start looking at upgrades). 
    He does pay for it and we keep it add free etc so we can avoid any bias (one day it will be my pleasure I hope to help with that ha, now that I am staff as well). 
  3. Like
    rmorelan got a reaction from gremlin0822 in Official "What are my chances for McMaster" Thread   
    Congrats to everyone that got an interview! Time to prep!
  4. Like
    rmorelan got a reaction from Magicath in Official "What are my chances for McMaster" Thread   
    Congrats to everyone that got an interview! Time to prep!
  5. Like
    rmorelan got a reaction from Arztin in History of Premed101   
    one thing we used to have is a better functioning chat system - if there is one thing I would like to see restored that would be it. 
  6. Like
    rmorelan got a reaction from DrOtter in History of Premed101   
    The forum is about 20 years old now, and yes created by Dr. Ian Wong so is of course still around ha. I have been on the forum for about 15 years now so there was an entire generation of people before me who I still remember well ha.  Good times! 
    This is the third generation of site format, and this one is getting a bit long in the tooth as well (we should probably start looking at upgrades). 
    He does pay for it and we keep it add free etc so we can avoid any bias (one day it will be my pleasure I hope to help with that ha, now that I am staff as well). 
  7. Sad
    rmorelan got a reaction from premed_pickle in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  8. Like
    rmorelan got a reaction from frenchpress in History of Premed101   
    The forum is about 20 years old now, and yes created by Dr. Ian Wong so is of course still around ha. I have been on the forum for about 15 years now so there was an entire generation of people before me who I still remember well ha.  Good times! 
    This is the third generation of site format, and this one is getting a bit long in the tooth as well (we should probably start looking at upgrades). 
    He does pay for it and we keep it add free etc so we can avoid any bias (one day it will be my pleasure I hope to help with that ha, now that I am staff as well). 
  9. Like
    rmorelan got a reaction from Magicath in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  10. Like
    rmorelan got a reaction from socialistcookie1 in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  11. Like
    rmorelan got a reaction from poorpremed in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  12. Like
    rmorelan got a reaction from Brockolli911 in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  13. Sad
    rmorelan got a reaction from STAR Labs in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  14. Sad
    rmorelan got a reaction from drhopeful111111 in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  15. Like
    rmorelan got a reaction from gremlin0822 in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  16. Like
    rmorelan got a reaction from TheFlyGuy in McMaster Interview Invites/Regrets 2022   
    that is one of the troubles with this - out of pure need to know something we analyze things to death to in effect pass the time, when there often isn't a true pattern to find. 
     
  17. Like
    rmorelan got a reaction from poorpremed in McMaster Interview Invites/Regrets 2022   
    exciting times again! good luck everyone!
  18. Like
    rmorelan got a reaction from DrOtter in How do people pay off debt during a 5-year residency?   
    sounds like my prior situation ha!
    I mean the short answer is for many people - and most in some places  - they simply don't. Particularly in the first few years when the salary is relatively low, and there those wonderful expenses early on. For some you are just going to be in an expensive city as well and there is no way around the drain involved in that. 
    Some things I did on a practical level (other than the usual budget and expense management). 
    I learned to live solely on the residency salary from PGY1. As my salary when up I didn't dramatically change anything - extra money went directly into the LOC. That means all the boring stuff ha - I ate out very rarely, I lived in a not so great apartment for my residency, I never owned a car... (ha, I am staff now and I STILL don't own a car, I just rent one when needed). My rate of loan repaying increased as I increased in rank.
    I used my tax credits to get a tax refund and then put all of that into the loans without thought. In the beginning that was quite a bit of money. 
    I got my call stipends quarterly. Wasn't that much but you guessed it - right into the LOC.
    Only really special thing I did was I did buy a house - I just didn't live in it, but rather rented it out covering costs. That was a gamble and required some very special alignment of things (known long term person there caring for the property amount other things).  The increase in property values was a nice addition. 
    I love the advice of living like a resident and putting the rest into savings early on in your career - that is what I am still doing as staff here really. I am building a foundation here that I can branch off from (I mean covid isn't hurting that ironically - I cannot go anywhere really, and working is preferred to sitting around staring at the wall so my income is good and expenses are low). Being happy living well with in your means is the most important building block for an excellent financial future. So far that approach is working out well - if I keep it up for a bit well I should (hopefully) be set. 
    People circumstances differ though - I didn't have any dependents, or special expenses.  Some do and realistically you won't be saving much or in fact many continue to build debit in residency in many cases. That is actually part of the reason your LOC is so high - for some that is very helpful during residency. 
    As a counter point - to avoid what some feel as guilt about not paying for debit as quickly as they like, one day you will be staff. There is a real argument to putting it off until then (which is impacted by what specialty you are going into and your rate of expenses). You really do have to make sure stay both physically and mentally healthy during residency and survive the process. As much as I really HATE debit I have to logically understand that it is a tool to be used appropriately. 
     
     
     
  19. Like
    rmorelan got a reaction from frenchpress in How does your school function during the pandemic? Please share your experience.   
    and this is going on 2+ years now. I will be honest I am bit worried about the impact on med student mental health (ha and maybe physical health as well with the sit in the room and watch the screen all day mode). Med school is a stressful thing at times - people use different supports but without the class meeting it does knock the pillars out of many things. 
     
     
     
  20. Like
    rmorelan got a reaction from Magicath in McMaster Interview Invites/Regrets 2022   
    exciting times again! good luck everyone!
  21. Like
    rmorelan got a reaction from Dr.KungFuPanda in McMaster Interview Invites/Regrets 2022   
    exciting times again! good luck everyone!
  22. Like
    rmorelan got a reaction from frenchpress in How does your school function during the pandemic? Please share your experience.   
    Kind of interested in this topic as I happened to create Western's original podcast system for lectures during medical school. It was supposed to supplement things (if you missed a lecture, or wanted to see it again sort of thing). One of the admin's big fears was a loss of class cohesion with the project. Covid is testing that I suspect. 
    Preclerkship is where a lot of bonding takes place - which is important as clerkship can be quite isolating at times when you are under quite a bit of stress. 
  23. Like
    rmorelan got a reaction from Bottas in History of Premed101   
    The forum is about 20 years old now, and yes created by Dr. Ian Wong so is of course still around ha. I have been on the forum for about 15 years now so there was an entire generation of people before me who I still remember well ha.  Good times! 
    This is the third generation of site format, and this one is getting a bit long in the tooth as well (we should probably start looking at upgrades). 
    He does pay for it and we keep it add free etc so we can avoid any bias (one day it will be my pleasure I hope to help with that ha, now that I am staff as well). 
  24. Like
    rmorelan got a reaction from Symphonie in History of Premed101   
    The forum is about 20 years old now, and yes created by Dr. Ian Wong so is of course still around ha. I have been on the forum for about 15 years now so there was an entire generation of people before me who I still remember well ha.  Good times! 
    This is the third generation of site format, and this one is getting a bit long in the tooth as well (we should probably start looking at upgrades). 
    He does pay for it and we keep it add free etc so we can avoid any bias (one day it will be my pleasure I hope to help with that ha, now that I am staff as well). 
  25. Like
    rmorelan got a reaction from jb24 in Do residency evaluations matter?   
    yeah that is the major "issue" - and you would be surprised how deep that program director reference goes. It is the obvious first person that gets called when you are looking for a job at any site for many fields. 
    medicine.....really is a small universe. 
    that doesn't mean you have to completely destroy yourself of course - it is a balance between the lifestyle you want, the field you chose (some fields have tight job markets and you can use any edge you can find), and whatever else is going on in your life. 
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