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About striders02

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  1. I also didn’t use verifiers in my BPEs when I applied a couple cycles ago and it wasn’t an issue.
  2. Hi all, I've included some context below but to jump to the question: when applying for summer research positions or residency, do the people evaluating the applicant ever check the contribution statements of the applicant's papers to see what their contributions were? As for context: I am fortunate to be an author on a paper that will soon be re-submitted. Currently in the paper's contribution statement, I am listed as having contributed to data extraction. Arguably, I may also be eligible for the category of 'contributed to data analysis,' as I made some figures/tables and did a d
  3. Hi, Congratulations on the interviews. This happened to me last year. I had already confirmed attendance at Mac interview by the time I received a u of t interview. I filled out a brief U of T form (Iirc it was linked in an email they sent?) explaining the conflict and requesting a date change, which was approved
  4. Based on last year: U of T interviews come out in a series of waves spanning from ~January to ~March. Applicants who do not get an interview are notified of their rejection towards the end of that timeline, some time in ~late March.
  5. Thanks both! Lactic Folly, I browsed through the CaRMS program descriptions and I see what you mean, it looks like there's a strong emphasis on clinical skills-focused reference letters as opposed to research skills-focused reference letters. And thanks IMisLove for pointing out the networking/indirect benefits that research can provide.
  6. Happy holidays everyone! I'm an M1 with a couple questions about CaRMS that I haven't been able to answer through googling. I know it can seem gunner-y to be thinking about CaRMS so far out, so I should note that my more proximate concern is how important research is in the summer between M1 and M2. I feel that knowing a bit more about the CaRMS app - and what I should aim to have accomplished by application season - could help me figure this out. References: Should most/all reference letters be written by clinical supervisors, such as clerkship preceptors? Or is it desirable to have some
  7. Using the examples/definitions you provided, I think a "situation" is more appropriate than an "experience." I wouldn't worry too much about the semantics though- the important takeaway is that generally the response should be based around a specific incident/acute scenario (or a few incidents/acute scenarios) that you were part of. It would be totally fine to base your answer around your experience of being a store manager, but when doing this you wouldn't just speak in generalities about the store's power dynamic, you'd illustrate the power imbalance through one or a few stories in whi
  8. Thanks so much again everyone, really appreciate the help! This gives me a much better understanding of how interest is applied to the LoC Thanks for all your insight. I had a quick question about the compounding - if one has the ability, is it advisable to pay the interest each month, to prevent an 'interest-on-interest' compounding effect? In that case it seems the LoC interest would function as simple interest, albeit the simple interest would be applied on successively larger sums of money as one continues to withdraw from the LoC. Or is it standard practice to just do interest-to
  9. Thanks very much everyone! That clears up a major misconception I had about the interest rate, I understand now that it's 3.7%/year rather than 3.7% every payment period. It sounds like interest is applied to the total funds withdrawn to date, rather than just the funds withdrawn during the current payment period. I'd like to get a sense of how much that interest can amount to over time. Could anyone let me know if the following looks correct? With the example of spending $20 000 for tuition, I now see that the monthly payment is $20 000*3.7%/12 = $61.67. The next payment period, in
  10. Hey guys, I'm a bit unclear about how interest accrual works with lines of credit, especially about how interest accrual works over successive payment periods e.g. successive months. As an example, let's say in August I pay $20 000 for tuition using the LoC. The interest on this is 3.7%, and 3.7% of $20 000 is $740. Q1: Is it correct that I owe $740 in interest due to this expense, and this $740 is due by the end of the August payment period (or some similar timeframe, such as within 3 weeks of withdrawing that $20 000)? Q2: If I pay off the interest stemming from this $20 000
  11. GPA does still matter. Recently they released a video on Facebook overviewing the most recent application cycle, and stated the minimum GPA an applicant needed to be passed to full file review (barring extenuating circumstances). For undergrad applicants I believe it was 3.8-something? Can't recall for sure, but the info definitely is in the video
  12. Completely agree with ysera. I applied this past cycle to just about everywhere I met the cutoffs. Was very surprised by the results - some schools I thought I would be a strong applicant for rejected me pre-interview, while I was lucky enough to get interviews and even offers from schools I thought I had basically no chance at. Similar story with a couple of my friends who applied last cycle, too. Unless money is an issue, I'd recommend applying broadly, and certainly to U of T with a 3.87.
  13. Hey guys, quick, potentially dumb question about the Loc: Is it possible to make payments from the LoC directly? (Either large payments such as tuition, or smaller everyday expenses such as meals. )Or does one have to withdraw funds from the LoC, move them into a 'standard' bank account (e.g. a chequing account), and then pay expenses with that bank account?
  14. I think reference letters should speak to your overall quality as a candidate. There are some traits relevant to one's candidacy that are unlikely to be displayed in academic enivronmnents (e.g. U of T's 'advocate' cluster; so, things like community service, compassion, advocacy). It's definitely possible that academic referees could speak to these qualities, but it's easier to see how these qualities would come up during ECs involving community service or something along those lines. Personally, I'd be willing to sacrifice a bit of 'reference letter quality' to have a good breadth of com
  15. I'd recommend a bit more caution. Medical schools *do* communicate with each other - for instance, in their offer letter U of T states that Canadian medical schools share acceptance data with each other, and warns that accepting more than one offer could lead to your offer being revoked. I recognize that your situation is a bit different (having been accepted to one, you're applying to another, not yet accepting another) but still might be frowned upon.
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