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xiphoid last won the day on April 25 2019

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About xiphoid

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  1. Hey @LittleFrog - I understand that it can be frustrating seeing posts and threads from people who have been fortunate enough to get to where you're hoping and trying really really hard to get to. Medical school admissions is a tough process for most people, and we know that we're in a privileged position. With that being said, I don't think it's fair to insinuate that incoming (and current) medical students have no right to [lightheartedly] complain. There is a reason that there are different sections on premed101, targeted towards different demographics, and it would similarly be completely
  2. I am absolutely ecstatic that it's finally yellow and it's not my year. Seeing that CMA Instagram post has brought me so much joy and laughter today... (Sorry 2024s)
  3. It's because Queen's traditionally has clinical skills sessions with SPs and volunteer patients during the very very first week of first year, so the forms must be complete before classes start at the end of August. (The learner wellness team also needs time to go through everyone's paperwork to make sure nothing was missed)
  4. Unfortunate you guys are only offering the Gold Visa, and not the Visa Infinite cards that RBC, Scotiabank and TD offer, but I guess it's at least better than your former medical LOC. For those wondering, the difference between the Gold Visa and the Visa Infinite at CIBC is that the Gold Visa doesn't include Trip Cancellation and Trip Interruption Insurance, while the Visa Infinite does. It's a pretty beneficial insurance to have with your credit card. I'd be pretty forgiving if these were run of the mill or cashback credit cards, but given that the CIBC Aventura Gold Visa Card is positio
  5. I would definitely agree that service really varies depending on branch and rep you deal with, regardless of which bank. My LOC is with Scotia and I've had a pretty positive experience with them. Banked with RBC for years before (and still have an account with them because my oldest credit card is with them so I don't want to lose the bulk of my credit history), and had both positive and negative experiences depending on which branch I visited. I personally wouldn't use this as a deciding factor in choosing which bank to sign with, especially since you can switch later on if you're having a re
  6. To clarify, they take the higher of the two calculated GPAs. The lower GPA is dropped and won't negatively affect your application.
  7. They should all be free. If not, then honestly, might be worth switching to a different advisor because yours doesn't seem to know what they're talking about.
  8. I got the Amex bonus points last year, as did everyone else I know who spent the $1,000 in 3 months. We were told that we wouldn't get it, but we all did. This to me sounds like your account was not set up properly. I keep all my money in savings/LOC. If I am about to write a cheque, I transfer that amount to my chequing account. I've had a bank account since I was 13, and I have never used overdraft in my life. It really isn't that hard... think of cheques like cash - make sure you have the cash before you pay. I really only use cheques to pay my rent and utilities each month, so it's no
  9. Are you sure your account was set up correctly? The fact that it was accruing interest at prime makes me question if your advisor perhaps did the set-up wrong. From what I understand, the Scotiabank/RBC overdraft protection should waive the $5 fee as long as you are not more than $5,000/$1,000 over, making it interest only on the overdrawn amount. Not completely sure because I've never used it in my life and I don't ever intend to, but I'd just double check your account is set up properly.
  10. And yet you guys don't even offer any premium credit cards, free overdraft protection, etc. Nothing. Nada. Zilch.
  11. Very few USMDs are matching through CaRMS. Making this change would not have an impact overall on the unmatched CMG situation. Last year, only 37 USMDs participated in CaRMS, 22 of whom matched. For context, 1725 IMGs participated, taking 391 residency spots. 103 CMGs were unmatched. On the flip side, 30 CMGs applied for NRMP, 13 of whom matched. https://www.carms.ca/wp-content/uploads/2019/05/2019_r1_tbl1e.pdf
  12. Je sais qu'il y a plusieurs écoles en ontario qui comptent les notes dans les programmes professionnels comme le PharmD, JD, DDS, etc. McMaster et Queen's par exemple. Ils ne sont pas considérés comme un doctorat, mais plutôt des programmes de premier cycle comme t'a mentionné.
  13. This sounds so similar to Queen's year 1 curriculum, it's shocking. Plus Queen's and Ottawa being the two schools with mandatory community week at the end of first year through ROMP and ERMEP... I find it kind of funny, because I know Western's preclerkship curriculum is almost entirely different from Queen's.
  14. @canadianguy7 We were all pretty convinced it was going to be green last year because of the exact same thing and then they pulled out a red backpack. So.
  15. Consider how you'd feel with the above change because that is the reality of the situation. Ultimately, if you can see yourself staying in Belgium/EU forever, then you can consider this. But if you at all want to have a chance at working in Canada one day, this is not the way to go especially since you have gotten an interview here already.
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