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About VivaColombia

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  1. Friend in Manitoba stated they won't be pulled under any circumstance and will push through. However, he stated there is talk in the provincial government out there to pull them if students and residents start going down with COVID en masse. Already know of a few cases so you never know...
  2. This needs to be taken in context though...Trump grew his base in terms of non-white voters including Latinos and Asians, now putting the house at play in 2022. And suburban voters who are anti-Trump are still voting Republican down ballot since as PA/OH/WI/FL voters put it, there is too much socialism in the Democratic party. I don't think America is ready for any major changes in the next 5 years, we may see the status quo return with moderate policies but I do not expect a major tax plan to pass, no "defund the police", minimal movement on climate change and healthcare (you can bet the repu
  3. What is concerning more than anything is he lost by slim margins in multiple states, so there is anti-democrat sentiment and anti-progressive sentiment in the US. A bunch of house democrats were tossed for republicans due to the progressive sentiment and associations with "defund the police" and "tuition-free education, higher taxes". Their needs to be a delicate balance in the messaging otherwise in 2024, another Trump-like figure could step up and actually win due to the hate against progressives and socialism. Also, I don't know about how much Biden can accomplish and that is no fault of hi
  4. Yes he lost today but the Trump brand still won at the end of the day...4 years of presidency, 3 supreme court nominees, remade NAFTA to USMCA, democrats lost a bunch of house seats, republican senate control even after messing up everything he did and after all the chaos, tweets and nonsense he did in 4 years, he still got 70 million+ votes with increased support in non-white voters (Latinos, Asians, etc). In no way do I support the man or brand but to think the amount of damage he has done in 4 years and his brand will continue for the next 10+ years, Trump lost today but his brand won for t
  5. GF bought a brand new 2018 Range Rover Discovery sport prior to the start of clerkship. She's always into sporty cars and loved having something she could drive to/from sites. But as others have mentioned, it depends on your debt tolerance and financial situation. GF parents are staff physicians, so even though she paid for it, she didn't have to pay for living expenses or tuition so her only med school expense was her car.
  6. Financially, for OP it would make sense even after overhead being 250k. Obviously OP needs to clarify what six figures is but I'm assuming in the low 100s, so having a ~2.5x increase in salary is financially benefitting, even after 6 years of school/residency. The barrier I would see is investing the schooling time and going through CaRMS but family medicine with no substantial geographic limitations has really good odds to match as a CMG.
  7. In Canada for PAs? No better than it is today. There's all this talk and advocacy for the profession but nothing ever happens. People have been waiting for regulation and recognition for years yet nothing has occurred. Sure being a PA is great with a good work/life balance but positions are usually contracted in ON, there are funding issues in MB (heard from a friend C/O 2020 which graduated in June still has multiple people unemployed), and barely any jobs outside MB/ON. You really have to sell yourself and after paying 40-50k for a degree with no stable job prospects, got to rethink your car
  8. LOCs should be around 350K, can get you a decent house or a condo. You can use that LOC for a lot of things, vacationing, cars, houses, etc. Seen a lot of people blow it on things they don't need but hey when you have a 350K unsecured LOC, might as well live it up lol
  9. Comparing to NPs here, we should add in PAs. They obviously don’t practice everywhere in Canada but having PAs pre tax making 150k after 6 years of practice with a pension and benefits is pretty good I’d say for the schooling and hours of work. Top salary PA in Manitoba makes 220k with benefits and pension in cardiology with 16 years experience and a 9-5 type job, I’d say it’s a good salary when comparing to the avg physicians in family medicine
  10. Does that mean you get to keep the LOC for life? With the CCs/account type fees waived indefinitely?
  11. I've withdrawn from 2 professional school programs in the past and had to declare that on the OMSAS/ORPAS application. It gave me space to explain why I did but I do not believe it had an impact on my application since I was admitted to PT and MD. My friend was dismissed from an Masters program and was still admitted to an Ontario MD school. You'll need to explain yourself on the application though and be descriptive.
  12. covid is temporary...it will pass within 2 years and things will stabilize. Will dentistry be the same? Prob but you'll see way more corporate dentistry clinics than now. Covid has only helped corporate offices expand since they have the capital to benefit from a pandemic. If you think you'll be making "bank", good luck competing with the corporate field and established dentists, especially in urban areas. There will always be a need for dentists but with continued equivalency exams, foreign trained dentists will continue saturating the market and be the biggest threat to the profession. Covid
  13. Tell that to the public...there is a lot of fear and misperception about dental clinics especially with the media
  14. Play around with the numbers on OSAP if you get funding from there too. The balance of 23,000 on your TFSA may wipe out your grants portion of OSAP so input the info and see where you stand. If you believe you can make more than the grants portion per year by keeping a TFSA, you should invest in the market (and vice versa). Markets are unstable and your investments could go up or down but the grants of OSAP are guaranteed for the amount quoted by them.
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