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Rusty Verdigris

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About Rusty Verdigris

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  1. Definitely get in touch with a mortgage broker and see what kind of financing you will be able to access. Generally speaking, your current debt level will significantly impact the size of mortgage you will be able to qualify for, so you may find that you are not able to get a mortgage that is sufficient to purchase the condo you want. Additionally, you can use your line of credit to put a higher down-payment down, but you will still have to pay the high-ratio insurance on your mortgage because you are still borrowing money for your down-payment. Borrowing on the LoC for the down payment will a
  2. Nope, not yet. I think things are delayed due to COVID, but hopefully the applications will be live soon!
  3. I sent mine by mail ~3 weeks ago, and it says it has not been received yet. I'm not going to start worrying about it until the end of the month.
  4. Does anyone have any recommendations for LoC advisors at different banks? I saw someone on the main LoC thread recommending a Vancouver-based advisor for RBC, but anyone have any leads for the other banks?
  5. We have to wait until we are registered in classes in July before we can get an enrolment letter to apply for a LoC right? I'm seeing other people apply for their LoCs and I’m already feeling behind. Welcome to med school I guess lol.
  6. Hi friends, just declined my OOP offer last night, so hopefully there will be an offer headed to one of you soon! Hang in there and best of luck!
  7. Hi everyone! Just wanted to let y'all know that I declined my OOP (cohort 1) acceptance to Calgary this evening, so hopefully someone here will be getting some good news soon. Best of luck!
  8. I'm an incoming first year med student and as a gift to celebrate my med school acceptances (and because she is wonderful), my mum got me a stethoscope She got me a Littmann Classic III, and I just wanted to check if this model will be fine for med school--does anyone know if this model will do the job, or should I exchange it for a different model? If it matters, I'll be attending UBC.
  9. Result: ACCEPTED Geography: OOP GPA: 3.97 MCAT: 524 (132 CARS) Degree : BA EC: Fairly non-trad. Lots of not-very-medicine-related work experience and volunteering, belonging to and working withing diverse communities, and a bit of research. Interview: Some stations felt good, some less good. overall, I was happy with how it went--I was mostly just proud of myself for making it through it in one piece lol.
  10. I'm in the same boat as you @coffeeandmed! Feeling incredibly grateful rn. Holding out for UBC, but if that doesn't come through for us, see ya in Edmonton Best of luck everyone--we are sooo close now!
  11. Result: Accepted :))))))) Geography: OOP GPA: 3.97 MCAT: 524 (132 CARS) Degree: BA E.C: Dunno. I'm somewhat non-trad so lots of diverse work and volunteer experience. Interview: I felt like my interview was a train-wreck. I think maybe other parts of my application carried me through, because I was felt like my interview was just me babbling incoherently for half an hour--but who knows, maybe I'm poor at judging objectively. Thoughts: I was 100% ready for this to be a rejection. First time applicant and honestly kind of discombobulated by this result, but a
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