Don't have too much advice regarding which school to choose, but it's likely there is not a huge difference between McGill and UofT. I should warn you though, as a recent grad, don't underestimate how much money $130k is. Although you won't struggle to pay it off, it's not going to happen like *that*. It will take years and years of monthly payments, and you will be very thankful not to have that debt load as you start thinking about a house downpayment, marriage, kids, investments, etc. after finishing school.
Although it's okay to incur some debt for during med, I've seen a lot of frie