I actually signed up with Scotia after July 1st. I reside in the GTA and was told by one of the advisors here that I wouldn't get the welcome offer/points. Later (after July 1st), I reached out to an advisor in Ottawa, Kyu Tompkins (email@example.com), and he basically set up the account + bonus perks within like 2-3 days. It really depends on who you talk to. I'd ask around, but highly recommend him!