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stefan

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Everything posted by stefan

  1. I am not sure, as I have not entered the repayment period yet (graduating med school just now). I am planning to call NSLC in a few months to find out. It is actually frozen at 0% until March 31 2023 per an email from my advisor.
  2. Federal portion of loan is now 0%. you can check the proportion of federal/provincial on your NSCL account. For ex. mine is 90% federal. My opinion is it does not makes sense to use LOC to pay of loan right now. I am planning to just leave my loan as be and not even pay the principle, I would consider this "free" debt right now (still provincial interest but it amounts to 90$/year). I will use the savings to put into TFSA/or whatever else you want. I called the NSCL today and you can just ask to be put into "interest only" payment plan so you aren't forced into a payment plan to start paying p
  3. Confused re time zones...I'm probably missing something obvious. In the scheduler they say the interview time is in Atlantic Daylight Time. I'm in EST zone right now. So ADT is 2 hours ahead of my time. Though I am confused as my google search shows that ADT doesn't start until March 14th 2021. So during the interview period (which is before March 14th) aren't they in Atlantic Standard Time (AST), which is only 1 hour ahead of EST. So 1 hour or 2 hours?? Which is correct?
  4. Hi all, Hoping someone can help me understand what I need to know/do for booking the mcqe... I am very lost on this all and have not found out much info from our admin. Currently in 4th year Ontario school doing electives. I see that there are different sessional dates the exam is offered: Jan 25- Feb 21 2021; April 27 - June 16; July 5 - July 25; and so on... My school finishes all of our transition to residency seminars/selectives on April 30 2021. I have heard that people normally write the exam after all of our school commitments are finished, is this true? Should I
  5. Hi all, Hoping someone can help me understand what I need to know/do for booking the mcqe... I am very lost on this all and have not found out much info from our admin. Currently in 4th year Ontario school doing electives. I see that there are different sessional dates the exam is offered: Jan 25- Feb 21 2021; April 27 - June 16; July 5 - July 25; and so on... My school finishes all of our transition to residency seminars/selectives on April 30 2021. I have heard that people normally write the exam after all of our school commitments are finished, is this true? Should I
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