mononoke Posted August 12, 2018 Report Share Posted August 12, 2018 Was wondering what people's thoughts were on this program - is it worth it if you know you'll likely be in ontario for 5 years? http://www.health.gov.on.ca/en/pro/programs/rlirp/faq.aspx Link to comment Share on other sites More sharing options...
rmorelan Posted August 12, 2018 Report Share Posted August 12, 2018 it is a cost analysis thing I mean first off how much would your OSAP loan be? The value of the program per person really depends on that. Next what specialty are you going into as they have different job markets. The price you are paying is the restriction to say in Ontario so what is the realistic chance of a good job in that area? Once you have that you can go over it - for many people the program is not really worth it as the interest saved is relatively small and the ability to 100% predict where you should or will end up is a challenge. Link to comment Share on other sites More sharing options...
NeuroD Posted August 12, 2018 Report Share Posted August 12, 2018 Ya...given the amount of most OSAP loans, this doesn't seem like your saving much. Link to comment Share on other sites More sharing options...
rmorelan Posted August 12, 2018 Report Share Posted August 12, 2018 Just now, PhD2MD said: Ya...given the amount of most OSAP loans, this doesn't seem like your saving much. you aren't ha It isn't a particularly popular program as a result although I appreciate the effort. Link to comment Share on other sites More sharing options...
BigM Posted August 12, 2018 Report Share Posted August 12, 2018 I don’t find it clear what happens if you do a fellowship. It says that fellowships are not covered by the program. Does that mean that doing a fellowship means you broke the contract and need to pay out? Does your fellowship count towards time served if it is in Ontario? Does it just delay the start of the ROS by a year? Link to comment Share on other sites More sharing options...
rmorelan Posted August 12, 2018 Report Share Posted August 12, 2018 1 hour ago, BigM said: I don’t find it clear what happens if you do a fellowship. It says that fellowships are not covered by the program. Does that mean that doing a fellowship means you broke the contract and need to pay out? Does your fellowship count towards time served if it is in Ontario? Does it just delay the start of the ROS by a year? It just delays it. Fellowships don't count towards the total. Link to comment Share on other sites More sharing options...
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