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So undergrads at Western (including medical students) do not have a dental insurance plan as part of the tuition. I'm not covered under my parents anymore, and my graduate school insurance plan will obviously end come the end of August. Just wondering how current students have been going about this issue... any student plans one can purchase that are worthwhile?

Any input would be greatly appreciated!

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So undergrads at Western (including medical students) do not have a dental insurance plan as part of the tuition. I'm not covered under my parents anymore, and my graduate school insurance plan will obviously end come the end of August. Just wondering how current students have been going about this issue... any student plans one can purchase that are worthwhile?

Any input would be greatly appreciated!

 

If you join the OMA/CMA, you can purchase a policy....

I'm not sure how good/cost effective it is, but I plan on looking into it.

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So undergrads at Western (including medical students) do not have a dental insurance plan as part of the tuition. I'm not covered under my parents anymore, and my graduate school insurance plan will obviously end come the end of August. Just wondering how current students have been going about this issue... any student plans one can purchase that are worthwhile?

Any input would be greatly appreciated!

 

Starting this fall there is a new opt in dental plan at Western for medical students specifically - I am one of the people who is working on that project. Obviously it is the first year so there will be things to work out and improve on but there is a dental plan now at Western for us.

 

Med school is a bit different than UG - if you see something you don't like or something new you do want you can actually manifest the changes you want. Don't ever think you are a passive participant to things :)

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Starting this fall there is a new opt in dental plan at Western for medical students specifically - I am one of the people who is working on that project. Obviously it is the first year so there will be things to work out and improve on but there is a dental plan now at Western for us.

 

Med school is a bit different than UG - if you see something you don't like or something new you do want you can actually manifest the changes you want. Don't ever think you are a passive participant to things :)

 

Any word on whether there is a spousal option for that. I know the USC health plan gives that feature.

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Starting this fall there is a new opt in dental plan at Western for medical students specifically - I am one of the people who is working on that project. Obviously it is the first year so there will be things to work out and improve on but there is a dental plan now at Western for us.

 

AWESOME! Thanks rmorelan! Any info on when we would opt in to this/how soon it'd come into play? I don't mean to pester- it's just that I was *just* told that I would need to get my wisdom teeth out asap and wanted to make sure I'd be covered when this happens.

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AWESOME! Thanks rmorelan! Any info on when we would opt in to this/how soon it'd come into play? I don't mean to pester- it's just that I was *just* told that I would need to get my wisdom teeth out asap and wanted to make sure I'd be covered when this happens.

 

the sign up will start in sept - now this is a pretty limited plans for the beginning and I am not sure of how much it covers etc. We are trying to get things off the ground :) I have been doing the logistics work on setting this up, while another is working on the plan details - I will see if I can get a up to date version on what is offered.

 

There is a max limit per year as well that we can start to work with.

 

I guess it is a bit tight to get that done before August at this point, which is annoying!

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As Windsor students we have some coverage:

 

Dental Plan Coverage:

 

* 100% of one Exam, including X-Rays

* 100% of one cleaning and one Fluoride

* 75% coverage for removal of impacted teeth, including up to two Wisdom Teeth

* 75% of cost of normal fillings

* Other oral surgery covered at a rate of 10%

 

So, worst case scenario, you'd be able to pay a bit less.

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As Windsor students we have some coverage:

 

Dental Plan Coverage:

 

* 100% of one Exam, including X-Rays

* 100% of one cleaning and one Fluoride

* 75% coverage for removal of impacted teeth, including up to two Wisdom Teeth

* 75% of cost of normal fillings

* Other oral surgery covered at a rate of 10%

 

So, worst case scenario, you'd be able to pay a bit less.

 

are winsdor based schulich medical students on that plan? They are in a bit of grey area :)

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I think we are, this is from one of the pdf's I received in the orientation package:

 

"As a student in the Windsor program, you are enrolled in an extensive health and dental insurance plan through the University of Windsor UWSA. For full coverage details please visit: http://www.uwsa.ca/health-dental/"

 

sounds like sobes74 you are in luck then :)

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