Whatthehale Posted December 30, 2011 Report Share Posted December 30, 2011 I was just going through my finances tonight and I don't understand how I'm suppose to go to 12 interviews throughout the country and not go massively into debt. Flights are costing me $800 round trip to some locations. Any tips out there for saving money? Are people using their lines of credit and student loans together? My next student loan disbursement is Feb 1st... Link to comment Share on other sites More sharing options...
A-Stark Posted December 30, 2011 Report Share Posted December 30, 2011 Half of my interviews are at home, but otherwise I have tens of thousands of Avion points which should pay for most if not all of my airfare. I've certainly heard that about TO Notes, though I don't really know whether it's true. Link to comment Share on other sites More sharing options...
Lactic Folly Posted December 30, 2011 Report Share Posted December 30, 2011 Train, public transit, scour travel websites for cheapest hotel/airfares, pack a loaf of bread with you to minimize eating out. Link to comment Share on other sites More sharing options...
NLengr Posted December 30, 2011 Report Share Posted December 30, 2011 I was just going through my finances tonight and I don't understand how I'm suppose to go to 12 interviews throughout the country and not go massively into debt. Flights are costing me $800 round trip to some locations. Any tips out there for saving money? Are people using their lines of credit and student loans together? My next student loan disbursement is Feb 1st... I put it on the line of credit. Link to comment Share on other sites More sharing options...
NLengr Posted December 30, 2011 Report Share Posted December 30, 2011 Train, public transit, scour travel websites for cheapest hotel/airfares, pack a loaf of bread with you to minimize eating out. The flights really hurt you. And if you coming from, or applying to positions outside of Ontario/Quebec you need to fly. One thing you quickly learn as a resident/senior med student is nobody really cares about you (except maybe your own program) and every single organization is gonna nickel and dime you to death. It's awful but true. For many groups you are a source of revenue or budget savings. Link to comment Share on other sites More sharing options...
The student Posted December 30, 2011 Report Share Posted December 30, 2011 I came across these promo codes for flights Ontario <--> East. http://www.westjet.com/guest/en/deals/promo-code/promo-2.shtml?i_cid=wj-home-skl-ac-pc-ge-2011226 http://cfms.org/index.php?option=com_content&view=article&id=130&Itemid=540 I've been hitting up friends, family, cousins twice removed, ect for places to stay. mmmm..loaf of bread. -TS Link to comment Share on other sites More sharing options...
NLengr Posted December 30, 2011 Report Share Posted December 30, 2011 I came across these promo codes for flights Ontario <--> East. http://www.westjet.com/guest/en/deals/promo-code/promo-2.shtml?i_cid=wj-home-skl-ac-pc-ge-2011226 http://cfms.org/index.php?option=com_content&view=article&id=130&Itemid=540 I've been hitting up friends, family, cousins twice removed, ect for places to stay. mmmm..loaf of bread. -TS Porter has a 50% off sale on if you book before jan 6. Promo code BOX50 Link to comment Share on other sites More sharing options...
thebouque Posted December 30, 2011 Report Share Posted December 30, 2011 But if you want to get that residency position in the first round and not have to apply to the detritus composed of mainly rural family, prairie psych and path spots in the second round, you'd best use your family's money, LOC or whatever else you can to pay for your flights. Hey I usually love your posts but don't call path spots ''detritus'' !!! Link to comment Share on other sites More sharing options...
Lactic Folly Posted December 30, 2011 Report Share Posted December 30, 2011 far worse job market Is this still the case? When I was in medical school, I was told that the job market for pathology was quite good. I've seen many of the residents I met then stay on as staff after graduating. My understanding is that radiology has gotten quite a bit tighter over the last decade. Link to comment Share on other sites More sharing options...
Lactic Folly Posted December 30, 2011 Report Share Posted December 30, 2011 Sounds similar to what I'm hearing. The only part I hadn't heard was the difficulty of getting a job in pathology (pay aside), but the market can change quickly. Link to comment Share on other sites More sharing options...
CaffeinatedPonderer Posted December 30, 2011 Report Share Posted December 30, 2011 Debt financing. It's not the end of the world. But why is it always about the money... what about the healthcare system? Do what you love, love what you do, and don't pay for crazy $hit that you don't need in the first 5-10 years of residency/fellowship/staff and you should be living ok with great street cred regardless of your specialty... unless you were hotelling, first-classing, or ghostwriting it straight through Canadian med school/electives. Those from abroad or with dependents going in duly excluded, but hopefully you recognize the price of having the privilege to study medicine before digging too deep. Link to comment Share on other sites More sharing options...
1234 Posted December 30, 2011 Report Share Posted December 30, 2011 Carms sucks. Hoi polloi will tell you that the costs are small in relation to your future income. I say bollocks. Compound interest certainly is a cruel mistress. But if you want to get that residency position in the first round and not have to apply to the detritus composed of mainly rural family, prairie psych and path spots in the second round, you'd best use your family's money, LOC or whatever else you can to pay for your flights. By the way is it true that money from the UofT Toronto Notes funds elective and CaRMS costs for UofT students? 60% of expenses, up to a max of $2000.00 is covered. Approximately. It depends on the financial state of Toronto Notes Corporation.. Link to comment Share on other sites More sharing options...
CaffeinatedPonderer Posted December 30, 2011 Report Share Posted December 30, 2011 60% of expenses, up to a max of $2000.00 is covered. Approximately. Craziness! Who said entrepreneurship and co-ops were dead in medical school? Maybe a model for specialists too... Link to comment Share on other sites More sharing options...
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