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You would have done more than 90 credits after finishing your DMD (216 credits I believe?), so they will consider you as financially independent. In fact, you will become “financially independent” according to Quebec’s rules after 3rd year!

Not likely to be a factor since you are no longer dependent on parents. It depends on your personal income/assets I believe. 

It says it "will be reviewed once you submit the required items in your Application Checklist" - this being the only incomplete checklist item (other than CASPer).

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Look at the statistics on the website for OOS. Even someone with cGPA as low as 3.5 I believe has been admitted. Imo why even bother think about competitiveness? All you are going to lose is 130 dollars and some hours on the application, but that way you still have some chance, rather than not applying and have 0 chance.  Maybe you think you are not competitive, but you might actually be a very good applicant in their eyes. We never know!

Mine too now, I just received their calculation under forms as you do, and mine still says "your application will be reviewed...".  Did you have everything submitted in your application checklist? I still have one thing not checked off besides Casper- but this is something I can't help as Registrar is supposed to look at my transcript and check it off for me.    

Does your application says "Your application is being reviewed. An updated status will be posted..." or does it say it has been reviewed already?

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As a student of the Prep101 MCAT course from 2019-2020, I was thoroughly impressed with the level of expertise and advice Prep101's instructors were able to provide, not only with respect to mastery of testable concepts, but also navigating the exam itself. I had first heard of Prep101 through a paper flyer handed to me on my way into one of my undergraduate lectures. Curious about a career in medicine, I decided to attend the free seminars advertised on the flyer and came to learn more about Prep101's philosophy and MCAT course. What caught my attention most strongly was Prep101's flexible class schedule as well as their unlimited free-repeat policy. Wanting to continue my extracurricular activities throughout my MCAT preparation, the flexible class schedule gave me more freedom in altering my weekly extracurricular schedule without falling behind on course content. Furthermore, knowing that unlimited repeats of the course would be available to me free of charge, a significant amount of stress was lifted off of my shoulders throughout my exam preparation. As a unique participant who had the opportunity to experience both the in-person course in my first year and the online version in my second, I was impressed by the instructors' efforts and success in delivering a virtual learning experience highly comparable to my in-person experience. Aside from the delayed real-time feedback and reciprocal conversation that would exist in a physical classroom, the course content was still presented quite clearly, in-class student perspectives were considered through the scheduling of active mental breaks interjected within the classic 4-hour lectures, and the instructors were incredibly diligent in providing help through emails as well as staying online for a short while after each class. In terms of course materials, the ExamKrackers MCAT textbooks and Prep101's classroom companions were quite comprehensive and served as great guides in pointing me to content areas that I needed to improve upon. Additionally, I thoroughly enjoyed the time instructors took in each class to allow students to practice applying their learned knowledge in practice questions. In comparison to my first year taking the course, I felt that this past summer's course's increased focus on assigning the ExamKrackers practice questions as homework activities to supplement the in-class usage of the AAMC's practice section banks (rather than vice versa) to be extremely helpful. Not only was I exposed to the instructors' reasoning process for each concept and question examined in excruciating detail, I was also able to learn direct skills to navigate the AAMC question types/styles that I would face on exam day rather than spending time learning to answer a separate prep company's (ExamKrackers) inaccurate interpretive reproduction of the AAMC question types/styles. To sum it all up, I felt that both of my years taking Prep101's MCAT course were quite rewarding, each with their own merits and drawbacks. Personally, I believe that the most important feature an MCAT course should have to justify my time and money would be instructors who are truly invested in their students' success rather than role-occupiers who see their position as a mere part-time job. The right instructors, in my opinion, are the essential to the success of a course as comprehensive and broad-based as this one. Undoubtedly, the MCAT is a monstrous exam with an incredibly large bank of testable concepts. Though there is relative consistency to the breadth of material that can be directly tested, a well-seasoned versus uninvested instructor may very well be a strong determinant of a student's feeling of preparedness and confidence despite their own dedicated preparation efforts. 

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