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hypersomniac

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  1. Does anyone know what would happen to your LOC if you don't match into the residency the first time and you take a gap year? Do you lose your LOC and have to start repaying the principle? What would happen why you match the second year? You can continue using it? Or you have to make a new application? Thanks!
  2. I dont understand why ppl say scotia is better than RBC? scotia's total limit for the first 4 years is 200 with 50/year limit while RBC's limit is 275 and releases everything up front. Also is there a reason why no one mentions TD in the Med LOC market? (their annual limit is 85/year). Thanks
  3. Does anyone know if we can apply for two med LOCs? I imagine when they do a credit check, it shows as a "credit check" on the applicants credit report which does not particularly mean if he/she is approved for it or not! So assuming that someone does two LOC applications in the same day, at two different banks, the second bank would have no idea whether the person has a LOC in the first back or not, since the application at the first bank is still in process (and doesnt show up on the credit report of the applicant). I'm thinking hypothetically, maybe im stupid ... Any ideas?
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