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Disability Insurance


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Greetings:

 

After the barrage of presentations for the past two days, I am finding myself in the situation of comparing disability insurances offered by three companies:

 

1. MD Financial

2. DOT Integrated Financial

3. Company that claims to be better than MD Financial by offering fixed policy instead of per-year changeable policy (name I can't remember).

 

I'm leaning towards MD Financial, but am not sure if that is the best choice. Any opinions?

 

Regards,

 

mcater2006

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I deleted your other thread due to your double post.

 

If you are considering OMA, ask them whether they can compare/contrast the plans you are thinking about. I have a really good pdf from them about the OMA vs CFMS plans (unfortunately I can't seem to copy and paste it though - send me a PM if you want me to email it to you).

 

Remember that you can always change your mind before you graduate once you know where you will be doing your residency. The OMA/MFM plan is definitely cheaper while you are a medical student (and still is when you are a resident and beyond).

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