bcbdmd Posted July 17, 2020 Report Share Posted July 17, 2020 I’m ip Quote Link to comment Share on other sites More sharing options...
yampotato Posted July 17, 2020 Report Share Posted July 17, 2020 Isn’t US going to cost you like 600k at least? Quote Link to comment Share on other sites More sharing options...
PororoY Posted July 17, 2020 Report Share Posted July 17, 2020 To boost your chances, you might want to retake the DAT Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 17, 2020 Author Report Share Posted July 17, 2020 3 hours ago, yampotato said: Isn’t US going to cost you like 600k at least? Money is not really a problem, as long as I can get in somewhere 1 hour ago, PororoY said: To boost your chances, you might want to retake the DAT Should I take the Canadian dat as well then? Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 17, 2020 Report Share Posted July 17, 2020 I would figure out a way to boost your gpa in canada. Ie. a second bachelors. This is the only thing that makes sense in my opinion. Try to get into canada if you can. Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 17, 2020 Author Report Share Posted July 17, 2020 On 7/16/2020 at 11:01 PM, dentistrydmd said: Should I take a gap year and apply then? Quote Link to comment Share on other sites More sharing options...
yampotato Posted July 17, 2020 Report Share Posted July 17, 2020 I have a question for UBC, do you know when we have to hand in the reference letters? Also, is there a format for the reference letter? I couldn’t find any information on that. Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 17, 2020 Author Report Share Posted July 17, 2020 9 hours ago, yampotato said: I have a question for UBC, do you know when we have to hand in the reference letters? Also, is there a format for the reference letter? I couldn’t find any information on that. Isn't it just when you hand in your application Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 18, 2020 Report Share Posted July 18, 2020 20 hours ago, bcbdmd said: My gpa would be high 80’s if I apply next year (since they drop the lowest year after your fourth year). Should I take a gap year and apply then? I haven’t graduated yet Would that make you competitive enough? You can also take another year of bachelors so you can still apply the following year if need be. It is worth staying in Canada if you believe you can become competitive among the applicants. Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 18, 2020 Author Report Share Posted July 18, 2020 22 minutes ago, dentistrydmd said: Would that make you competitive enough? You can also take another year of bachelors so you can still apply the following year if need be. It is worth staying in Canada if you believe you can become competitive among the applicants. I believe so, by then my gpa would be above the entering average so I don’t think it’s necessary to do more bachelors courses. Is it only worth staying in Canada because it’s way cheaper? Quote Link to comment Share on other sites More sharing options...
PororoY Posted July 18, 2020 Report Share Posted July 18, 2020 3 hours ago, bcbdmd said: I believe so, by then my gpa would be above the entering average so I don’t think it’s necessary to do more bachelors courses. Is it only worth staying in Canada because it’s way cheaper? isnt UBC's tuition comparable to that of the US? Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 18, 2020 Author Report Share Posted July 18, 2020 15 minutes ago, PororoY said: isnt UBC's tuition comparable to that of the US? UBC is almost 1/3 of the cost of most US dental schools Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 18, 2020 Report Share Posted July 18, 2020 15 hours ago, bcbdmd said: I believe so, by then my gpa would be above the entering average so I don’t think it’s necessary to do more bachelors courses. Is it only worth staying in Canada because it’s way cheaper? Cost is a huge factor. With US tuition and loan interest rates there you can come out of dental school with 70kUSD in interest payments per year (leaving aside taxes paid on income) making it incredibly hard to make a dent into the principal amounts. In Canada you will come out with a much more manageable debt situation. Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 18, 2020 Author Report Share Posted July 18, 2020 1 minute ago, dentistrydmd said: Cost is a huge factor. With US tuition and loan interest rates there you can come out of dental school with 70kUSD in interest payments per year (leaving aside taxes paid on income) making it incredibly hard to make a dent into the principal amounts. In Canada you will come out with a much more manageable debt situation. If I don't take a loan I can avoid the interest payments right? Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 18, 2020 Report Share Posted July 18, 2020 4 hours ago, bcbdmd said: If I don't take a loan I can avoid the interest payments right? Not sure I understand your question. Are you asking about until you withdraw the money from your account? If you are working with a private bank (you would need a US citizen to cosign for your loan) then until you use the loan there is no interest accrued... Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 18, 2020 Author Report Share Posted July 18, 2020 35 minutes ago, dentistrydmd said: Not sure I understand your question. Are you asking about until you withdraw the money from your account? If you are working with a private bank (you would need a US citizen to cosign for your loan) then until you use the loan there is no interest accrued... I mean if I can afford the entire tuition and not take a student loan, it wouldn’t cost me any interest right? Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 19, 2020 Report Share Posted July 19, 2020 4 hours ago, bcbdmd said: I mean if I can afford the entire tuition and not take a student loan, it wouldn’t cost me any interest right? Well that is obvious. Can you afford 115k USD a year including living costs? Cuz I don't know many people who could do that without taking a loan. Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 19, 2020 Author Report Share Posted July 19, 2020 1 hour ago, dentistrydmd said: Well that is obvious. Can you afford 115k USD a year including living costs? Cuz I don't know many people who could do that without taking a loan. Yes I should be fine with that, no point of paying extra by taking a loan. US would be equivalent to Canada in terms getting a job in Canada after graduation, correct? Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 19, 2020 Report Share Posted July 19, 2020 38 minutes ago, bcbdmd said: Yes I should be fine with that, no point of paying extra by taking a loan. US would be equivalent to Canada in terms getting a job in Canada after graduation, correct? Yes. Not point in taking out a loan if you will pay interest on it. It is around the same job prospects. As a Canadian you would be able to work under the TN visa which is not a problem. At least under those circumstances you would be earning US dollars. Quote Link to comment Share on other sites More sharing options...
justanotherdude Posted July 19, 2020 Report Share Posted July 19, 2020 . Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 19, 2020 Report Share Posted July 19, 2020 Australia is a little more doable than USA due to the exchange rate but it is still pricey. If you have family to help you out it should be doable. You can make a rough estimate of the interest rates based on pre-covid interest rates and how much you will have taken out per year. Quote Link to comment Share on other sites More sharing options...
bcbdmd Posted July 19, 2020 Author Report Share Posted July 19, 2020 1 hour ago, dentistrydmd said: Australia is a little more doable than USA due to the exchange rate but it is still pricey. If you have family to help you out it should be doable. You can make a rough estimate of the interest rates based on pre-covid interest rates and how much you will have taken out per year. Isn’t it difficult to specialize after going to Australian dental school? And hard to work in Canada if you choose to specialize in Australia? Quote Link to comment Share on other sites More sharing options...
dentistrydmd Posted July 20, 2020 Report Share Posted July 20, 2020 10 hours ago, bcbdmd said: Isn’t it difficult to specialize after going to Australian dental school? And hard to work in Canada if you choose to specialize in Australia? It is more difficult to specialize as an Australian graduate yes, but not impossible. I'm not sure about working in Canada as a specialist if you graduated from an Australian specialty school... In the case that it is more difficult to specialize in Australia then ideally try to get into a Canadian school or if you can afford the US tuition then go for that. Quote Link to comment Share on other sites More sharing options...
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