PGInsur Posted March 18, 2019 Report Share Posted March 18, 2019 Hey guys, I'm a resident and frequent premed101er. I'm using an anonymous account because I've got a sensitive question, and too many people know who I am. I'm wondering what the rules for new/pre-existing conditions are for PARO? Let's say you're newly diagnosed within a year of starting residency with a chronic disorder (may or may not be debilitating long term)...what happens? And what if there was a symptom that was documented just prior to when you started residency. Any insight would be much appreciated! Thanks. Quote Link to comment Share on other sites More sharing options...
ana_safavi Posted March 19, 2019 Report Share Posted March 19, 2019 Are you talking about medications? Or disability insurance? Quote Link to comment Share on other sites More sharing options...
NeuroD Posted March 19, 2019 Report Share Posted March 19, 2019 Disability insurance. Even if I weren't to claim anything now, would it affect possibly claims 20-40 years down the road? Quote Link to comment Share on other sites More sharing options...
thestar10 Posted March 20, 2019 Report Share Posted March 20, 2019 You get long term disability insurance through paro while a resident. Pre-existing conditions should affect it. That being said it will expire when you become a staff. That is why a lot of the OMA and RBC insurance companies speak at the end of medical school. Most do not require a physical etc. look into that. Quote Link to comment Share on other sites More sharing options...
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